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Hello
Quick question. I have seen something on the internet which I want to buy but it's a Monday only deal and I really want to purchase it. I unfortunately have no money in my bank but payday is tomorrow. As it's now after 5pm, could I purchase it (if the bank accepts the companies request) and no receive any bank charges. I…
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Natwest overdraft changes
Had an email through from natwest saying that from July they're be changing the overdraft fees on all accounts. Currently they charge interest on all overdraft balances over £100. From July they charge if you go £10 or more into your overdraft and not only charge interest at the standard rate but also an additional £6 per…
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Do i need my PIN number to deposit cash into Halifax?
I need to deposit cash into my bank account tomorrow, but unfortunately i can't remember my PIN number. I haven't used my Halifax bsnk account for nearly over a year, but i have a faint memory of depositing cash or cheque without needing my PIN. I know that with my Natwest account i have to enter my PIN, but with Halifax i…
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First Direct MSE Referall £125 Cashback Ends 30th April
It says it ends 30th April. Does this mean that my ex-FD account needs to be transfered BEFORE 30th April, or does that mean I can apply to get this as late as 30th April? I may open up an account with them and transfer my current account to them, but am aware I have left this late.
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How much do I need to earn?
Hi all, I am in the situation of no job, I do get a pension though. My wife and I are splitting up. I have 2 children 8 & 5. I will be able to buy a 2 bed flat with my share of equity,so will be mortgage free. My pension is £12200 annually of which I net £920 pcm. I am looking for a job at the moment but feel that a…
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Replacement for Microsoft Money
I've been using Microsoft Money for a few years, but given that it's no longer supported I'm looking for something else. Given that things have moved on a little since I started with this, I would like something like an app that is then accessible on other devices so I can update on the laptop or PC and my husband can also…
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new account
just a quck question my wife just opened the halifax reward account would she be able to use my tesco and post office accounts for the required dd or must she open yet more accounts
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Cheque in married name
I've recieved a cheque in my old married name. If I took it tot he bank with my Absolute showing I'd reverted back to my maiden name, would they pay it in (Halifax) or should I just send the cheque back? I've called up online banking who couldn't say for sure and the bank is a half hour drive away.
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Santander Automatic Deposit Machine Error
My partner used the automatic deposit machine in Santander to pay in our wages. This is the machine that counts the notes for you then instantly credits it to your account. He (perhaps stupidly) didnt count the combined total of our wages before feeding it in the machine but didnt expect a problem Once he put the notes in…
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first direct £125 plus 100
first direct say that if your unhappy after 6 months and decide to leave they give you another 100 would you need a reason to be unhappy to get that 100, or would it be enough to just say you wanted to leave thanks
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Packaged / Debit Card Advice
Long time lurker! Finally decided to make an account and ask, rather than simply looking around. I'm after a new bank account. Although it may seem shallow, I'm attracted to cards that look nice. Black cards are preferred. The white HSBC card with the world map looks nice too, but I'm not sure how nice it is. I've only…
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Barclays or HSBC for current account?
Since RBS has elected to do like Lloyds in regards to overdraft charges (fee + interest), I've been looking to move my main account elsewhere. If I use my overdraft, it's only for a few days a month and never in excess of £100, so the RBS new charging scheme is very expensive compared to the current one, which doesn't cost…
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Nationwide FlexDirect £70 Quidco when switching.
Quidco are offering £70 for switching to Nationwides FlexDirect. On top of this you will get the 5% on balances up to £2500 in the first year. "£70 Cashback - for an approved and opened new Nationwide FlexDirect account when you transfer to Nationwide from a non-Nationwide current account using their Account Transfer…
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First Direct - anyone else had bad customer service?
Just wondering if anyone else has had bad customer service from First Direct? I'm feeling a bit left out, given the number of reports of excellent service they always receive on MSE! Changing my address took three months, multiple phone calls & messages. First time I tried, my address didn't exist in their postcode finder…
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student 0% overdraft and stoozing
Hi, I have a student account which gives a £1500 overdraft at 0%, I was considering stoozing this in a savings account to make interest on it, but wanted to check whether being seen to be constantly using my overdraft/never being in credit would a) show up on my credit rating and b) have any negative effect on future…
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Incorrect Default date with Lloyds TSB
Hi All 3 horrible defaults should be coming off this year. Years ago I went with a debt management company called Gregory & Pennington. Looking back on it my situation wasnt that bad, I wasnt in debt but work had messed up and I didn't get paid for 3 months. I panicked and went with this company and then my accounts…
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Nationwide non sterling transaction fee and/or a non sterling cash fee
I had a Nationwide flexaccount current account that as far as I remember, did not charge a fee when I withdrew euros from a cash machine abroad. It's been a while since I used it. I've just opened a FlexDirect account and was abroad and used it to pay a bill and also withdraw euros from an ATM. I've just come home and…
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Does anyone have anything good to say about Think Money?
That's it, really! I'm beginning to suspect that they're my only solution and I'll have to suck up the fee. Co-op are closing my account for having three returned DDs, can't go to Nationwide as about five years ago I inadvertently racked up charges when I failed to cancel a DD. I didn't realise (being an idiot) that this…
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Why do natwest employees ask so many questions when opening a simple product??
Whenever i want to open something with natwest, whether it be another current account or a savings account or a credit card, the 'advisors' on the other end of the phone keeps probing me with questions - sometimes not even related to the products itself. For example, recently i tried to open an instant savings account with…
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childrens account with passbook?
Does anyone know of any banks or building societies that still use the passbooks? I have asked around but not had any luck, I am trying to teach my kids to save and i would like them to see in the book what money they have in their accounts. Thanks
