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mobile chip and pin machine question
i hope this is the correct forum? basically i am looking for the cheapect mobile chip and pin device to accept card payments and deposits for my car detailing business. ive been quoted around £45 per month by streamline, but i want to pay less. i have the izettle already but im not impressed..... i need a proper mobile…
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Cashing Cheques - Natwest
Hi there, I was wondering if anyone knows if it is possible to cash cheques into a Natwest account via Ulster Bank? I am in Northern Ireland at university at the moment and I have a cheque to cash but there are no Natwest branches here. Can you take the cheque into Ulster Bank and cash it there, what with it being like the…
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Nationwide Flex Plus
Hi. I've been looking into these accounts with insurance bundled in. Can anyone tell me if the cover is adequate & just as good as the leading insurers? Also, has anyone had any issues with the account? I won't be using it as my main account, it's purely for the insurance. Best regards
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Cheapest prepaid debit card?
I'm looking for a prepaid card to help me budget my spending / pocket money. Plan is to pay all my bills, save some, then allocate money for train fares / daily spending to the prepaid card. I was looking at the O2 Wallet and card but don't like that you need to pay £1 plus a percentage for each cash withdrawal from an…
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Arrangement to pay stopping mortgage application help!
Hello, I'm new to the forum as I have recently hot a stand still with my mortgage application. Sorry if this is in the wrong section! Basically last year we took a reserve facility off a bank account from barclays. The charges were horrendous, they would switch it for an overdraft and I was on maternity leave at the time…
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HSBC overdraft
Hi I racked up a big overdraft on my HSBC student account a few years ago. After finishing uni I opened another account with a different bank and pay a small amount into my HSBC account each month to gradually clear the overdraft. However HSBC have recently said that as I'm not using the account regularly and not paying…
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experian strange statement
just checked my credit profile and i have a negative influence that says The total balance of your unsecured accounts has increased , what does that mean ?
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What counts as Photo ID for a bank?
I have a passport which I keep safely at home, I don't have a photo driving licence on principle, so what other document is there that I could carry around in my purse to use when photo ID is required by the bank say? I have seen a Citizen's card that seems to be aimed at students for proof of age would that work? Anything…
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problems with joint accounts
A friend has a problem with being removed from a joint account, the bank just say the other person has to sign the form. Well that person is refusing because the break up has not been a good one. They have been back several times and told them this and at no time did they offer to put the account as under dispute (frozen).…
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Beyond livid at efax - Please help
Hey, Sorry, but I am very angry right now. I just tried to talk to someone on the Efax live chat, it is all below. What annoys me so much is that by email they don't help at all, you wait days for a reply, if you try their chat, they are only there to sell, if you try to ask a question about a problem they can't help. I…
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Direct Debit Guarantee - Sky TV
Hello, Just wondering, when you use the Direct Debit guarantee to reclaim a payment made, is this return funded by the bank and do they immediately recall this from whoever the payment was going to? The details are...Sky are p*ssing me off a little, haven't applied a discount correctly and despite telephone calls and using…
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FD £125 - question to those who have used offer!
Hi, Quick question about meeting the requirements for the £125 offer. I earn over £1000 monthly so that is fine but do I have to actually set up the BACS transfer from my employer over to the FD account or can I just transfer £1000 from my main account monthly so I don't have to go through the hassle of payroll at work.…
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Using Overdraft Advice Please?
Hello, We recently swapped our current accounts from Natwest to Barclays. I've got an overdraft with them, it was offered at the time of opening and although I don't intend to use it, it's more of a buffer zone in an absolute dire emergency. I mentioned this when I opened the account and was told by the advisor if I didn't…
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How/Why did you choose your first Current Account?
Hi everyone After spending hours reading on here about current accounts and the every day issues they cause, but also about switching or returning to a specific bank, I thought it could be interesting to find out how people chose their very first bank account. In today's world, it seems very much down to £100 incentives or…
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Defaulted Bank account - Should i leave for 6 years?
Hi there, This is the situation: I have 2 defaulted accounts: 1 Bank account and 1 credit card. These 2 accounts are old accounts and i made the mistake of burying my head in the sand. According to my recent credit report: The credit card became "Defaulted" in december 2008 The bank account became "defaulted in march 2009.…
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Co op extending their electronic payment window
Changes to how we process Electronic Payments out of your account We are extending the amount of time you have to ensure funds are in your account prior to payments being made, e.g. Standing Orders, Direct Debits. What does this mean to you? Currently you have to have sufficient money in your account by 9pm on the previous…
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Hsbc advance....???
Does anyone have and use a HSBC Advance account (£12.95pm). Would just like to know who is using it and making the most of it. At £155.40 per year (:Da nice chunk paid of xmas presents:D) I currently have one but i would like to hear from the people and not the bank about how to make the most of it....if you can.
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Not allowed to reduce my overdraft
This is a good one. I am trying to reduce the amount of overdraft I have, My bank (Santander) has refused to let me reduce it on the grounds my credit score isn't high enough I can't afford to cancel it all together so was wanting to reduce it by £50 every other month What's the saying "The Computer Says NO" its crazy
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Another 1-2-3- santander question
I have just successfully applied for a Santander 1-2-3 account and have received my welcome documents. I believe you have the option of setting up direct debit/standing orders which will earn you cashback. Now I have a couple of regular saving accounts at other building societies which I want to fund from my new santander…
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A&L (Santander) Premier Direct account
I have the above account and get a small amount of interest on the 13th of each month. However, this month I didn't get anything. Have the t&cs changed or the rate dropped to 0% or is this an error?
