We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

experian strange statement

just checked my credit profile and i have a negative influence that says The total balance of your unsecured accounts has increased , what does that mean ?

Comments

  • JuicyJesus
    JuicyJesus Posts: 3,832 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    It means your total unsecured account balance has gone up. i.e. you have more unsecured debt.
    urs sinserly,
    ~~joosy jeezus~~
  • ceredigion
    ceredigion Posts: 3,709 Forumite
    Eighth Anniversary 1,000 Posts Photogenic
    JuicyJesus wrote: »
    It means your total unsecured account balance has gone up. i.e. you have more unsecured debt.

    :beer:
    but i have no debt at all.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    So you've no loans, no used overdraft facilities, and no credit card balance waiting to be cleared in full this month?
  • ceredigion
    ceredigion Posts: 3,709 Forumite
    Eighth Anniversary 1,000 Posts Photogenic
    not a penny
    in credit on all accounts
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You'll just have to wait for Experian's reply to your query then.
  • ceredigion
    ceredigion Posts: 3,709 Forumite
    Eighth Anniversary 1,000 Posts Photogenic
    You'll just have to wait for Experian's reply to your query then.

    :rotfl::wall:
  • dalesrider
    dalesrider Posts: 3,447 Forumite
    ceredigion wrote: »
    not a penny
    in credit on all accounts

    If you read this....
    The total balance of your unsecured accounts has increased


    That to me says either someone has increased your limit on a CC or a overdraft.

    Or is a statement of fact that your balance has increased on unsecured accounts = The amount of funds in the account has gone up.
    Never ASSUME anything its makes a
    >>> A55 of U & ME <<<
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 602.9K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.