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Banks May Steal My Money! Help
Having been monitoring the Cyprus fiasco where the elite are stealing depositors money from their bank accounts I had always suspected that it would happen here too in the UK. Just recently I came across the article below and it seems that stealing our money has been long in the making. "The Confiscation Scheme Planned for…
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VIRGIN thats not helpful
Grrr ! Just spent 5 frustrating minutes or more trying to sign in to Virgin money . Kept telling me my sign in details were wrong. I retried over and over because |I knew they were correct, then lost confidence and dug out old info to re check. FINALLY when I tried again with the same correct details, they say sorry for…
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FlexPlus upgrade query
Hi all, long time lurker, 1st time poster. I upgraded to flex plus from flex account last Saturday, they said this would take effect this Saturday. Just received an email stating that this is now to be rescheduled. Before I can call them, has anyone else had this? I'm assuming the delay is because of the volume of…
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ISAs
Can someone clarify something for me? Me and my husband currently have no ISAs. We are comings into some money in a few months and would like to fill our cash ISA allowances. We are likely to take them out this June. Would we be able to move them in March/April time to bag a good fixed rate, with the plan of adding our…
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FlexPlus - registering cards
Has anyone been able to figure out a painless way of registering credit and debit cards? I have got many cards to register and I don't want to spend time on an expensive 0845 number doing it. Also, I'd like to see a written record of what card numbers they have stored for me. (I now it isn't mandatory to register your…
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First Direct improving Internet Banking
First Direct have finally started to make improvements to their internet banking, starting with the payments section. One thing I would have liked to see is 'pending BACS/direct debit payments', however as mentioned, they have further changes to come over the next few weeks. :)
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Best Joint Account?
Hi all. We are looking at having a joint account for household bills etc. We have never had a joint account before. I have had a look at the main site guides but haven't spotted a particular reference. I have retired and Mrs Wild_Rover is retiring in the summer so we want a joint account to pay a proportion of our…
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Returned Direct Debit. Lloyds TSB and 02
Hi, 02 tried to take my pay monthly money, which is £11.84 from my account today but I'd mixed up the dates, thinking that it was due to be taken at the end of the month, so I ended up getting a Returned Direct Debit on my statement stating £11.84 "out" and £11.84 "in". I only had £9 in the account and no money was taken…
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New Year, New Financial Me... ?
Hi, I've decided that in the new financial year with my recent promotion, salary increase and hitting mid 20s I needed to sort myself out. Im just curious what people thing about this whole idea of transition / or if I should do something differently? Currently I have - Santander Graduate Account (Final year now) Santander…
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Natwest and the AVU !
On 26th March I applied online for a select current account with Natwest. I have had a step account with them since 2009. It said I had been approved with a £300 overdraft (asked me if i wanted a credit card but then turned me down). After the Easter holidays, on 2nd April I got the paperwork in the post to sign asking for…
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"They'll ask questions..."
I've been brought up to believe transferring large sums of money will raise questions, and/or institutions will become suspicious of money laundering. If my relatives gift me about £50K in total, will that raise alarm bells (with anyone)? What would actually happen? I'm getting married soon and my husband-to-be and I are…
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Card Fraud
Just over a month ago I noticed some transactions going out of my business account. I called up the bank and had the card stopped the day I noticed it. I called up the disputed transaction people and they credited the amount back to my account, and that they will investigate it. There was actually more transactions that…
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New Barclays Account
Hello, After much dissatisfaction with Natwest, husband and I have made the switch to Barclays. One reason for doing so is that Barclays are maintaining a local branch and Natwest are closing theirs. So, we have set up personal accounts (one each), not opening a joint account as yet but will maintain our Natwest account…
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Does bad credit history affect a joint bank account
Me and my partner have set up a joint bank account a few months ago and are looking to buy a house soon. My girlfriend has had a bad credit history in the past few years. My credit history is brilliant and I have never defaulted or paid late for anything. Will us both having a joint account affect my credit score so that I…
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Cash stuck in spanish account
Hi all this is a bit confusing and need some advice asap, My father has passed away,and before he did he had a property sold in spain £45k,the funds were being transfered but then he died,now the solicitor has frozen his uk accounts(idiot) so there is no account for this money from spain to go into,what happens now? The…
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Thoughts on Nationwide Current Account?
Does anyone where bank with Nationwide? Do you have any experiences to relate before I decide to switch? It looks pretty good but you never know when it comes to unexpected little 'issues' or what their customer service is like... Ta in advance.
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Bank wrongly credited my account
Last week I transferred money from my ISA into current account leaving it with nil balance - two days later I noticed more money had been credited to my account. When I enquired about it at the bank they said they could only tell me it was an inter-branch transaction and that it was mine! great - so I withdrew it and spent…
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MSE News: Halifax & Bank of Scotland to refund customers after account bungle
"Some Halifax and BoS customers are due a payout after the banks failed to notify them it was upping monthly account fees..." Read the full story: Halifax & Bank of Scotland to refund customers after account bungle Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all…
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help with charity bank account
hi does anyone know where i can get a charity bank account that does not require a credit check. i have secured funding and unfortunately have a bad credit history, i set up a charity that ha become a popular community project. Any help please....
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Q re Barclays Basic & Premier Account
My husband has been working very hard to sort out his credit record and clear his old debts. (No defaults etc) He currently has less than £1000 debt split over 2 credit cards, both of which are paid off each month. He has a Barclays Basic Account and a Barclays Premier Account. However the Premier Account (for which he…
