-
Moving away from RBS, bot sure which bank?
Hi guys, Not made many posts here but ive decided that its time to change banks and ditch RBS due to a number of things and poor offers on loans, savings etc i get from them. Their only saving grace is the Smartphone App which is excellent. I am considering a switch to First Direct as i meet the criteria of earning over…
-
Halifax 'statement 99 error'- my bank a/c has gone so awol!
Checked my online a/c with halifax on Monday. No transactions since 04/04/13 which I thought was inaccurate. Phoned helpline, no idea why, nothing pending, thought it was just a strange delay. Checked online banking again today - still nothing. No tax credits, no Asda shopping, no Tesco shopping! Balance on statement…
-
Which UK banks behaved best in the crisis?
Hi. Newbie here... Let us assume that I want to change my bank, that is to say change the bank with whom I currently hold a current account. I am presently with Santander, having a product of theirs called 'Bank Account PICR', and I would like something similar elsewhere. But which bank should I move to? What I would like…
-
MSE News: Post Office to launch first current account
"The new account will only be available in a small number of branches, before a wider roll-out is to take place in 2014..." Read the full story: Post Office to launch first current account Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to…
-
Joint bank account
hello. Me and my partner are looking to move out and rent for the first time. We have saved over £3000 in the 6 months by budgeting, working 2 jobs etc and now paid everything off before we move out. Anyway, I was wondering if anyone can give some advice on who the best bank is to go with for this. We will put all our cash…
-
Current account & credit card
Hi Just curious what bank give you option to apply for the credit card at the same time you apply for the current account online ? Cheers
-
3 very odd direct debits
Hi I noticed 3 direct debits set up against my bank account with Halifax that I hadn't created. Fortunately I cancelled these and also have changed my actual bank account, so that should be the end of the matter. I've two issues though. Firstly, all three direct debits were for products associated with 3 houses in the…
-
Natwest / RBS IT Failures
An interesting announcement yesterday that the FCA (Financial Conduct Authority, half of the old FSA) are going to investigate Natwest's big IT failure from last year, and the problems that have continued to surround their mobile app. However, they won't be looking at the incident last month when Natwest debit cards…
-
Quarter-Life Crisis! Financial Check-up/Wake-Up
Hi there, I've been thinking lately about my finances - and I am not sure if I am doing well or if I am in trouble - that might sound strange but when I look at my friends, most of them are putting down deposits etc on places and I am no where near that being a possibility. Background: Im 25 and single (all my friends I…
-
Transfer money overseas
I'm visiting my sister in Vancouver. She has booked a trip for us and paid for it with her credit card. She said to pay her back when we get there. However, I have issues about this. First, its £2000 and we are stopping off in NY for 5 days on the way, so I'm uncomfortable carrying that amount of money. Second, I would hVe…
-
Overdraft Charges
Hello, Im after some advice i have a £400 overdraft with Hsbc and i am currenty £900 into it, I have tried online to increase my overdraft limit but they have refused and everytime im getting a charge of £150 to it which is making me deeper into the overdraft. Can i ask the bank to stop the charges so i can get out of my…
-
hsbs basic account debit card
Hi i can someone give me some info on hsbs debit card for basic account. Does it come where you can use it at petrol pumps. I heard that on some accounts the debit card isnt even chip and pin. Anyone plz advise thanks
-
On Line Money Management
Hi all, I've seen reviews for mint.com which looks like a good online central site to manage your accounts, budgets etc. in lots of different ways. I don't believe that it operates in the UK as yet, but a quick Google reveals similar UK based products such as money dashboard and the like. These all seem like good ways to…
-
Bank given out personal details - help please
Has anyone else had a problem with their bank giving outpersonal information? My bank have written & called my husbands ex-wife (whohas a different surname & we have never lived at the same address!). Notonly did they give her two of my account numbers, they also told her how much money was in/not inthe account, when last…
-
bank account for voluntary non-profit group?
Hi, we are a small local group hoping to set up a bank account for a non-profit/voluntary animal protection group. We need a bank account to apply for grants, bank fundraising funds. Can anyone recommend a good basic account with low or non-existent charges please!?
-
Best bank account for 16yrold
Hi, my dd starts college in September, and is looking for a part time job, so I'm thinking its time to open her own bank account. Where is best? And what do we need to do to open it? Does she need to come with me, or can I do it on my own for her? I'd like her to have a cash card/ debit card with it, if possible. Thanks :-)
-
Swapping DD's from Halifax Reward Account
Through an NHS benefits scheme I have the oppurtunity to open a Co-op current account and receive a £100 cashback - which seems like a no brainer. One of the conditions is that it needs to have 2 DD's or SO's set up on it, which must be done through their swapping service. The easiest way for me to do that is to swap the 2…
-
Nationwide Flex Plus et al...uber-cheap worldwide travel insurance by the back door??
So, say you're going on a holiday abroad for a week or two, or a month. You need travel insurance (Or at least it would be very wise to get it). There won't be any skiing involved. If you have a Nationwide Flex Account that you pay £750 into each month you're covered for free. But say you wanted to go to Uruguay or Uganda,…
-
AccountUnity / YBS MM
Anyone able to log into AccountUnity tonight? http://www.accountunity.co.uk/ seems to no longer exist. Money Manager also vanished from my YBS account
-
Natwest app - linking accounts?
Both my natwest accounts have my mobile number on my details, yet when I log into the app I can only access one account -the actual accounts have never been linked themselves. Is there any way I can add a second account to the app?
