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HSBC Current Account Question
Hi guys, I currently have an HSBC Graduate Account that is due loose its graduate status later on this year. Last May I switched to First Direct and the only action my HSBC account has seen is a transfer in of £250/month for the HSBC Regular Saver (mine is the older one paying 6%). My regular saver is due to end in May and…
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i need advice on "charge back" please.
i have had an ongoing issue with sony & electronic arts for nearly 2 months, heres whats going on. i purchased a game on the playstation store (crysis 3), it was basically a broken game the multiplayer was broken in the sense it would keep re setting my rank to level 1. i reported this to EA (the producer) and to sony as i…
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nationwide flex acount query
hi all im new to the site , back in 2001 - 2004 i was in so much trouble with credit cards accounts banks the whole lot thousands in debt... my wife and i had no alternative but to go into an IVA to which all our credit went into default etc etc as you would expect, hence the tsb kicked us out of there bank and we joined…
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Left money in ATM and walked away
I know it's a long shot......a very long shot, but I took money from the ATM earlier and walked away without taking it. :eek: Is there anything I can do? It was relatively quiet at the time and no one was behind me. Does the machine take back the money, and if so after how long (it was a Tesco one). If it does, do I need…
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Santander 123 cashback worth it?
Hi, I wonder if anyone could post ball park figures on the cashback they receive every month on this account if they DONT have a santander mortgage? Thanks in advance.
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LLoyds TSB branch sell off - For customers who wish to stay with Lloyds
I am longstanding customer (37 years) of Lloyds and living in a town with a branch that is not being transferred (to the new TSB interim bank pre the possible sale to the Co op). However, being still registered at an older branch in a far distant town (as LLoyds do not transfer you if you move) that branch IS being sold on…
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Help!!! Natwest closing my account
Hi guys, Some of you may remember I posted a thread about 5 weeks ago as my accounts with Natwest had been stopped, I had no access to them for almost 4 weeks. I now have full access to my accounts, can withdraw my money etc etc but I have just received a letter from them advising that my accounts are going to be closed in…
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Help please!
Hi I really do not know where to post this, so if i'm in the wrong place please say so. Ok over the weekend i transfered a reasonable sum of money to some one for ebay sale transactions - i was helping them out. Ok since transferring the money we realised i had in fact transferred them a little too much by mistake and this…
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Customer Service and Banks
I have only just started banking with the Halifax. However, I have just had a nasty run-in with Halifax's customer service over problems trying to access online banking. To say, I'm not impressed with them would be an understatement! :mad: I have also been with the Natwest for over 25 years now and have never had any…
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Chaps
Hi, I'm new here and have no idea where exactly to post this question as it doesn't seem to fit - but anyway, here goes: I need to know the definitive answer based on industry regulations as to whether or not a CHAPS transfer is covered by the bank if it turns out to be fraudulent. In my case the recipient account was with…
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Ffrees Family Card (Free pre-paid Mastercard)
Hi there Just wondered if anyone has used/uses Ffrees (ffrees.co.uk/home) ? I have registered and received my card (haven't activated it yet) I was browsing their FB page (facebook.com/FfreesFamilyFinance?fref=ts) and read that they aren't regulated by FSA.....Should they be? and is it safe to use them as they are not…
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Santander 123 account Cashback Dates?
At what date in the month do Santander pay the direct debit cashbacks? In my first month they paid one cashback on 28/3, 6 days after the DD went out. A second DD went out on 28/3 and cashback has not yet been paid. My monthly date for crediting of interest and monthly fee payment is the 29th, so can I assume that I'll get…
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Nationwide FlexAccount & FlexDirect Cards
Hello, The Mrs have a FlexAccount with nationwide which provides a Debit Card which is like the old Visa Electrons and is only accepted in certain places. Thinking about upgrading her to the FlexDirect but does anyone know if this provides a typical Debit Card?
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When is the interest paid in a FlexDirect account
I have just opened a Nationwide FlexDirect account and put in £2,500 from my Vantage account via my Reward account. At least next month I just need to transfer £1,000 to the Reward account and back again. So when is the interest paid, on the 1st of the month or one month after the account is opened?
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torn banknote?
A shop assistant gave me a £5 note as change and I never noticed that there was about half an inch torn off the edge, I just put it in my pocket without looking. Next day I was in another shop and pulled out this now crumpled £5 note and handed it to the assistant and after she uncrumpled it she asked where the other bit…
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Kids Bank Account
Hi all, just wondering if anyone can recommend or point me in the right direction for info. on best bank accounts for kids. My Son is 13 and needing an account to pay his paper round earnings into. Ideally one that comes with an ATM/Debit card and maybe a linked 'savings' account. My eldest Son (17) currently banks with…
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Stopping Money Being Paid Into Account
Hi, Is it possible to put a block on external money being paid into a bank account? Long story short someone has been having their benefits paid into one of my bank accounts for the past few months (long story, don't ask) and after recent developments I want that to stop. The person hasn't had the money moved to another…
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Standard Back Account - Credit check questions
Hi Me & hubby have a joint cashminder account with the co-op at the moment. We settled all our debts (mix of partial and in full) in July 2012. We would like to open a new joint standard current account. I currently have 5 defaults on my record, 3 drop off 2013, 1 in 2014, 1 in 2015. Hubby has 2 dropping off in 2014. We…
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overdraft
Hi, I have just changed bank accounts from Halifax where I was getting charged a pound a day on my £500 overdraft (which I am struggling to get out of at the moment) to Nationwide which charges 18.9% aer after 3 months, but does this work out cheaper than the pound a day fee?? Im hoping I will have it cleared in the 3…
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MSE News: Packaged account shake-up to stop mis-selling
"New rules to prevent people from being sold packaged current accounts with benefits they can't use have come into force..." Read the full story: Packaged account shake-up to stop mis-selling Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to…
