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Unknown Deposit in Account - Hfx say no error
Evening all If someone could put my mind at rest that would be fantastic. Short version - checked my account on line and a deposit was made end of September at a local branch (it is my branch). I didn't make the deposit. Rang the service center who said they'd contact the branch and someone would contact me. They rang…
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Any ideas why I have been declined a Natwest overdraft? (Now accepted!)
Firstly, the background... Joined Natwest 2006 (no debts with them) IVA taken out late 2006 IVA completed via F&F 2009 IVA removed from credit file along with any defaults Sept 2012 There are now no negative issues on my credit file. Positive issues are: Three credit cards, all with approx 2k limits. Spend approx £300 on…
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Charges for bank statements
Need to see some of my old bank statements and im sure i used to be able to view back further than 12mths online. Now i'm being asked for £10 a statement, surely thats an unfair charge? Especially as online banks dont have the cost of sending out statements anyway! I'm in 'negotiations' now about how important they value…
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FirstDirect most unhelpful
I am a fairly new customer of FirstDirect. One of the reasons I joined them is because they apparently have a reputation for good customer service. I beg to differ! I recently arranged a payment using their website to pay off my Amex card. When making a payment, their website offers a menu choice for the date of the…
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Question on Euro cheque charge
Dear All, I was wondering if one of you maybe able to help me with a question. After 4 long years the Spanish banks have finally settled my mothers estate. I hand my sister, brother and I an Euro cheque for our inheritance. I am looking to open a Euro bank account with Natwest and transfer this to a broker for the best…
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Can you stop a Debit Card Transaction?
Sorry if this is not the right board. A friend of mine has just bought a car from a company, and paid a considerable amount. As there was finance on the car, he paid the settlement figure straight to the Finance Company. He has got 5 miles down the road and warning lights have come up showing a serious problem on the car,…
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Cashback on Current Accounts
Hi, I work for a bank so am obliged to hold a current account with my employer. However, I would like to open a new current account with a company that offers cashback on joining, e.g. there is a First Direct account that offers 100 GBP. The problem is that I can't switch accounts, so I would need to hold two current…
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Lloyds TSB Online Banking/Credit Cards question....
When I log into my online banking, and click on the credit card link on the right hand side, a pop up now appears: http://www.lloydstsb.com/credit_cards.asp . When I log into internet banking via the pop up, and again click on the credit card link, the same pop up appears, and so on and so on, therefore it is impossible…
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Will a Joint Bank Account Ruin My Credit Rating? Trust Deed
Hi, This is my first post, so apologies if this is not the best place for it. My husband and I are struggling financially and want to budget our money better. In the past he had a Trust Deed, but it was paid off two years ago. I have a loan from the bank, but no other debts. We currently have two accounts and want to get a…
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Bank Account - Student
Hi, I need a bank account for my Matched Betting separate from my Lloyds TSB Student account (with overdraft). When I went to HSBC, went through all the process, I didn't lie abuot having other accounts, resulting in them saying that because I'm not in full time work, and I already have a student account (with overdraft)…
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M&S Current Account
the verdict so far
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New joint current account with not so good credit rating...?
Hello! We currently have a rewards account with Halifax - no overdraft... we want to switch to somewhere else... ideally I would like to keep this as a day to day account and have another account where all our direct debits come out....just to make budgeting easier. Many thanks for your help xx
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RBS identification
I am opening an new account with RBS and require identification to be signed. Can this be done at a Natwest branch as it is closer to me. Thanks.
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What Bank Account would be best for a work permit holder
I recently joined my wife in the uk and have since had my wages paid into her account. I tried opening my own account but keep being told various reasons why i cant get even a basic account. We live in an all-bills inclusive accommodation and receipts are made in her name each month when we pay our rent. This way, we don't…
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Looking for a new bank account - possibly barclays?
This is my 1st post so please be gentle, i currently bank with Lloyds TSB and have the all singing all dancing premier plus account but after falling out with Lloyds i want to pull all of my business away from them (unfortunately i will have to keep my mortgage with them for the next couple of years but this will be the…
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Packaged account charges when downgrading within cancellation period?
A couple of weeks ago I upgraded my RBS current account to a Select Silver one - however a few days later having received the terms of the account through the post decided to cancel the upgrade within the 14 day period. I went in branch to do this, however instead of downgrading the account they upgraded it to the…
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Santander overdraft.
Hi Firstly my credit is very poor. Ive had santander account now for 18 months and they have finally aloud me to have a OD. My queston is will that be based on there internal score or is it a sign my credit is improving? Cheers
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Please help - Using prepaid cards as alternative to traditional bank account
Hi, I am doing some research into prepaid bank cards, and looking into designing a range of prepaid cards which come with different tariffs, similar to mobile phone tariffs, which allow users with different requirements to get different benefits and fees on their cards. Please take a few minutes to fill out these…
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A/c for 12 year old
Just been told that a 12 year old can open a bank account with a cashcard. Bigger son is most excited so I wondered how I can work out which is the best account for him? I'm thinking of the best interest rate/freebies or possibly one that has online banking? I want to discuss with him how you choose a bank account and how…
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Bank help
Basically stuck in a nasty ruck, bank won't extend my overdraft past 500 and every month the charges they give me push it over and so it goes on to the next month, I'm with Halifax and they say the computer says no end of...... Is there such thing as a good will month where they will cancel the charges to get you back on…
