Budgeting & bank accounts

Discussion List

• Read only access bank account

  Does anyone know of an online savings account which accepts joint account holders, but with one account holder having read-only access?

• business account with bad credit and card payment machine

  I am wanting to start offering a card payment service for my business which i have had for 5 months. My credit history is bad. Any ideas anyone? I have looked at the cashplus business account but would that allow me to take debit and credit card payments?

• Scottish Widows pension didn't go into Santander account in September

  Has anyone else had this problem? We are at stalemate at the moment. My husband has a pension from Scottish Widows which has always gone in on the 24th of the month. Last month (September) it didn't go in. On calling Scottish Widows, he was told to call Santander, who said it could be that Scottish Widows haven't updated…

• Names on Cheque/Bank account

  Hi all, sorry if this is in the wrong section! I have recently received a cheque for overpayment of life insurance from Zurich for the princely sum of £10. Zurich in their infinite wisdom has sent me the cheque in my maiden name despite changing it. All of my bank accounts are of course in my married name. Before I trot…

• Need some advice on which Bank is best for me

  Hi, This is my first post on the Forum and I was hoping you may be of some help. I currently bank with Natwest (have done since i was a kid) but now i live in the North of Scotland there isnt a branch for hundreds of miles so i need to change, also my circumstances are about to change quite drammatically. I have just been…

• Moving to a graduate account

  Has anyone opened a graduate account and still kept their overdraft from their student account? I am paying off my student account but it moves to a current account in November and so would like to move to a graduate account elsewhere. I would still have about £1800 left of the OD to pay off when moving so know that there…

• Barclays bank Fraud

  Hi, Can anyone advise me if Barclays can void and unusual transaction on my account? I had enough money in it and was told to ring Barclays fraud department. I had a bet on my birthday ( probably why it was an unusual transaction because I never bet). The bet won and I never got paid out. It was back in May 2009 and was…

• Improve credit rating?!?

  Hi all Firstly thank you for taking time to read this post. I will be looking to get a mortgage in the near future with my partner. He has excellent credit. I have just had my credit report for Equifax and I was happy with my rating, 550 (as they score it). I have two unsettled account on there which I feel would further…

• Credit file and current account terms and conditions

  After years of wrangling over a credit file the bank have suddenly came back with a new criteria they used which they have never mentioned before in correspondence. It isn't in the credit agency guides or FAQs nor is it in the bank's terms and conditions for my account. Surely then it can't stand?