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New joint current account with not so good credit rating...?

Hello!

We currently have a rewards account with Halifax - no overdraft... we want to switch to somewhere else... ideally I would like to keep this as a day to day account and have another account where all our direct debits come out....just to make budgeting easier.


Many thanks for your help xx

Comments

  • The santander 123 account offers cashback on bills paid using direct-debit. There is a monthly fee - use their calculator to see if the cashback would exceed that.

    Is your reward account joint ? I think you're also allowed a sole one each, allowing you to collect more free fivers.
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