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Repaying my O/D
I have a £1400 O/D and since my hours are being cut next month at work I am gonna struggle more so I thought about leaving Lloyds and going with a basic bank at the Co-Op then explaing my situation to Lloyds and ask them to stop the account fees/interest etc and offer them a monthly fee to help pay off my overdraft. As I…
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multi-currency account?
Hi, Does anyone know which banks offer the best multi-currency accounts (I'm interested in Euro&Sterling)?
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Letter to Bank
Help please, A few weeks ago I was starting to try to reclaim bank charges on the grounds of hardship. I thought I had seen an article which explained how I could write to my bank and specify that an amount of money which is going to be paid in must be used for specific payment and not used for bank charges or other bills.…
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Are all banks inefficient?
Help, I am going through banks like there is no tomorrow but I am sooo fed up with them all! I have a Barclays current account as I have a Woolwich mortgage. I opened a business account with Santander but found them difficult to deal with. I opened an HSBC account in the belief that I would be able to become a premier…
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Nationwide Suck!!
Applied for nationwide basic account, Was told i could get cash card+ got my card and letters with customer numbers etc. I then get told by customer services special investigations would like to speak to me, soon as i heard that i knew what was coming. According to them i failed security checks they said i have owe money…
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Ulster Bank - we can't & we won't
I never put any posts, infact I only read them but I thought I'd share my experience with others on this occasion.. hoping that it may help others! I recently transferred some money (£x00) to a friend's Nationwide account through Ulster Bank's online banking. I didn't realise until I got to the confirmation page that I got…
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BACS payment how long?.
Hi all quick question I have had quite a large bac payt released to me today (thursday).Any one know how long till it hits my lloyds tsb account.thanks guys in advance..:)...
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"Unusual" Banks !!!
Just out of idle curiosity (I have too much time on my hands today), I was wondering which "unusual" banks folks have accounts with? By this I don't mean Gringott's, but some of the less well known? I bank with Lloyds with my main account, but also have an account with Bank of Cyprus, a throwback to when I lived there,…
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Clydesdale bank- cancelling signature account?
Hi everyone. Wondering if someone can give me some advice. I have a signature account I pay £12 a month for. I don't need or use any of the insurances and want to cancel. I called the 24 call centre and they advised id need to go into branch. I went into branch yesterday an the woman behind the counter told me that to…
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Cancelling direct debit mandates upsets companies
As a good Moneysaver, I regularly review the direct debits on our bank account and cancel those that are no longer required. I recently cancelled a dd for a credit card that I closed 6 months ago, and another for CPP (Card Protection). A week or so later, I received a letter from the credit card company telling me that I…
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Barclays Fraud
During December my debit card was used in an online fraud and £270.00 was spent on a betting website. I contacted Barclays back then and only today have I received their final decision which is that they won't be refunding the amount. Their reasoning was that my correct email address, postal address, telephone number etc.…
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Co-op failed to process my bill payment
Hope someone can help me with this: Towards the end of January I went to my Co-op current account online in order to make a payment on a credit card that I have with Sainsbury's. There was plenty of time for the money to arrive at Sainsbury's by the due date. My intention was to pay £100 which was more than the minimum…
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cancelled card payments?
ive been hearing a few stories of people having money taken from there accounts by loan companies using there cancelled card details. i was under the impression that a cancelled card means just that....CANCELLED. it couldnt be used on the internet by somebody so how can these companies take there money from it.
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Best bank?
I'm currently looking at opening a new current account, initially just in my own name with the intention of adding on my partner as a joint account holder later on this year when we move in together, so it will generally be a bills account. I'm interested to find out who people bank with, how they've found the service and…
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Faster Payment mistake
Hi I have two bill payments to Santander in my online banking list. I meant to pay a small sum of money into a savings account but inadvertently paid it to the other. A bad hair day on my part! The complicating factor is that the second account was a FlexiLoan which I paid off last year and is therefore closed. I would be…
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Transferring Money Abroad Using Moneybookers?
Hi, I'm going to Australia next month and I've had an idea to save bank charges sending money abroad. Basically, I use Moneybookers and have a fully verified UK account with no limits (well limits in the tens of thousands) on it, and I've just added an Australian Bank account to it. Now my thinking it, I can simply deposit…
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over the counter bagged money
can anyone tell how much i can pay into my bank at anyone time in bagged coins? I bagged up a considerable sum and I normally use it to buy currency for holidays ( the woman in the post office is never pleased to see me!). i need to put it in my bank account (lloyds) don't want to lug all the bags and find that i can only…
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First Direct new accounts
Incentive scheme, I have some postcards, if you are interested and i refer you I would be paid £50, so will split this with you and send you £25 when my £50 is paid. Send me a message with your name and address and I will send you the recommend card. Switch your banking to us we'll give you £100** ** Open a 1st Account…
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"We tried to contact you" - No. You didn't!?
I've come to the end of my tether and no, no more am I going to let the banks beat me. Shafted on my loan, shafted on ridiculous bank charges. I've had enough but the cherry has been this letter I've received today from Lloyds TSB. "We've tried to contact you about your account but unfortunately we haven't been able to get…
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MSE News: Consumers risk being sold wrong products, says FSA report
This is the discussion thread for the following MSE News Story: "Consumers searching for the best deals face a 'major risk' of being sold financial products they do not need ..." Read the full story: Consumers risk being sold wrong products, says FSA report
