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HSBC "ADJUST TO CR" What does this mean?!
I checked my online banking today with hsbc-I have a basic bank account with them. I noticed they had put £10 in my account, next to it it says "ADJUST TO CR 1" What does this mean? Why did they put £10 in my account? I have never had a bounced direct debit etc with them, so never had any charges on it that they could have…
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natwest step to basic account/ first reserve question
Hi i had a natwest step account this changed to a basic account and i couldnt get cash out anywhere i was going to upgrade to the silver so i could use travel insurance, but i dont actually need it, as i already have it ive applied and got a first reserve account....about 5 min ago can i use the card anywhere, and has…
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Returned Cheque, whats next?
About 2 weeks ago I sold something and got paid by a cheque, normally I wouldn't take that, but it was a business cheque and the guy wrote his debit card number expiry date and cv2 code on the back of the cheque "incase of any problems". The cheque was Lloyds and I bank with lloyds so when I paid it into my branch they…
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Exel Parking FINE
Being a responsible Driving Instructor, Grade 6, about 2 years ago, and I can give an exact time and date, I was asked by a Pupil to be dropped off nearer to his place of work in Wakefield. We approached his place of work but found it quite congested, with various hazards and main road traffic lights, so I asked him to…
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Santander online banking
Hi, When you open a Santander Current Account online do they automatically register you for online banking or do you have to request it? Thanks
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basic business account?
Hi. I have an extremely poor credit history (noddle rates me 1/5... :( ) and I am setting up a business. i want to know is there any really basic business accounts I can apply for, I won't require an overdraft or anything, just as basic as i can get?
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How dumb do these people think you are?
Apologies if this is in the wrong area on this website but seeming as though it's to do with bank accounts and what I think is a scam, thought I'd let u know about it? Just had a knock at the door to a gentleman wearing what looks like a authentic ambulance hi-Vis jacket, and a lovely photo of an air ambulance saying they…
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Natwest = worse bank and unhelpful. Where can I complain?
Hello all, I'm looking for some advice. Almost three months ago I wrote to natwest (as advise by the debt helpline), as my husband had been out of work a couple of months and our reserves were minimal. In the letter I asked whether it would be possible to receive 6 months break for my loan payments and overdraft charges,…
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BOS Ultimate rewards card Emergency cover
I have no hot water in the house: I've taken the option to contact the Ultimate rewards emergency cover on my Bank of Scotland card to get someone to come out and fix it. They are due to come out today between 8am and 5pm. I have a feeling the repairs will exceed the £250 limit of the cover. However, my wife is also a Bank…
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Good international bank account?
Hi, I have recently accepted a transfer with work to Romania and am looking into the best bank account options. I have done a fair bit of searching but am still a little confused and cant decide on the best account. My situation will be a bit confusing as I will be using many different currencies. I will be based in…
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Help , debit is eating me up
Hi im looking for some advice, im being eaten up by debits to the point of having to buy food to feed my children on credit cards, a big world wind is lifting me up as i just go round in circles.. Im 34 live with my partner we both work full time an have 7 children between us.. Im self employed and my partner works 6 days…
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First Direct - Charging to renew overdraft
I've been with first direct for a few years, but I started at university and ever since have been in and out my overdraft (£250 limit). I got my statement with £34 charges on this month. I phoned and was told after the adviser did some digging around in my notes that £9 was for first directory (which I knew about) and £25…
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Santander overdraft
Ive had a Santander bank account for a few years and have recently moved to Barclays. I received a letter from santander today stating that although I am within my overdraft limit, I have not made any regular payments and my arranged overdraft is dependant on me making regular payments. I only moved away from them in…
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Bank Cheque processing error - Can I claim losses against the bank.
Someone has been negligent and put my cheque in for processing the next day and not on the same day. I.e. I gave the cheque over the counter on the Monday and they put it intothe system on the Tue as shown by my online statement. I have the cheque receipt transaction for the Monday. They say that the monies will not be…
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Charged twice for one product
I bought a TV from Asda on 14/03/12 and paid on debit card amount £189 - I entered my PIN and the card holder screen said 'remove card' I did this - then the cashier looked at screen and said 'I dont think thats gone through can we try again' I put it back in re-entered PIN and received a receipt for goods purchased. I…
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Receiving money from Poland
Hello :) I did some editing work for a company in Poland over a month ago, and after I sent them the invoice (complete with account number, sort code, bank name, swift and IBAN numbers) they've sent me a number of emails saying that the account number isn't long enough, or they need my VAT number... As far as I'm aware,…
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First Direct cash ISA interest dropping sharply
I have had the above account for many years. I currently get between 2.5 and 3% interest. I have just been told that the interest rate from april will vary according to balance. To continue getting this rate, I will have to have 40K in the account! With my current balance I would only get 0.5% I will be looking for a new…
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Beware - HSBC 'punishment' charge six months after incident
Yesterday I noticed that HSBC were whacking a £25 charge on my current account for a 'formal overdraft fee'. I have a £200 overdraft on my current account that I use for a couple of days a month, I haven't been over this limit recently so rung up to query the charge. Apparently because I went past the overdraft limit by…
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Abbey/Santander - my stolen cash and the inside job
Hi, I'll try and keep my story brief - May 1st, 2008 - I had my purse stolen from an office I was visiting for a meeting. It happened in Wales - I live in Birmingham. By the time I had driven home, £3,000 had been taken from account from 6 different branches of Abbey, mostly over the counter transactions and a couple of…
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Bank charged me in error and won't repay it
Hi, I have a Barclays bank account. At the start of the year, I went over the overdraft limit for my bank account and was charged for doing so. The statement, however, showed that I had not gone over the limit, because the payment I had made to a supermarket, did not appear on the statement until two days after I had made…
