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Paying for my bank account
Hi, I'm a single mum unable to work due to disability, so I'm receiving state benefits. A few years ago, my bank made an appointment with me to discuss my account. I went and ended up signing up for a paid bank account. I didn't want, need or ask for it. I've been with my bank since I was a child and my account was always…
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Alliance & Leicester Secure Email
Hello I'm looking for some advice. I'm currently in dispute with Santander in relation to A&L Premier account underfunding charges. The issue I have is not that I dispute the charges themselves (I was aware of them). When I was first charged them several years ago I wrote to A&L via their secure messaging facility to ask…
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A New Bank Account - Quite Specific?
Hey everyone, So I've worked my way through a few different banks over the past 6 or 7 years. Not long finished my initial Co-op Privilege Premier "free" 1st year. Pro's for Co-op Priv Prem. No stupid fees when paying for foreign currency items on Android Market(Now Google Play) And when using my debit card to pay for…
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Direct Debit Indemnity, am I legible?
Me being a bit thick and unobservant ive just noticed for the past 24 months (and beyond) that o2 have been taking money out of my account. I haven't had a contract with them for around 2 years (or so i thought). Coming up to the end of that o2 contract i went into the phones 4 u shop were they offered to buy out the…
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Bank accouns for a small club
Our club is looking for a new bank account. We are very small - income and outgoings say £1,000 per year. Any recommendations as to where we should open one?
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Can i do this ?
Hi, Wondering if anyone could help with some answers for me. I dont know if I have posted on the right board My Husband died very recently and did not leave a will. He was a gambler and had online betting accounts. Before he died he had placed ante-post bets with these online accounts. He gave me all accounts Usernames and…
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Australian Bank Account
Hi, I am going to be moving to Australia and wondered if anyone could recommend a good bank to open an account at? My UK preference is First Direct which I love for their customer service and good internet/mobile services. Is there anyone similar in the Australian market? Also I heard that ATM fees are an issue there so…
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first direct internet banking plus
Hi Just wondering if anyone uses this and is there any problems with it that I should watch out for??????? (have done a search but it did not find any posts) Also is it possible to put both mine and OHs accounts together on this system???
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How long is a cheque drawn on a bank valid for?
My wife hates paperwork & finances, so I have been going through piles of old papers recently. Amongst all the bits and bobs, have come across a cheque from HSBC for around £20 (in respect of some investment or other that she used to have, I think). It's dated March 31 2003. How worthwhile would it be to suggest that she…
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Partner victim of identity theft/fraud?? Help!
My partner received the email below earlier today from [EMAIL="icardcust.service@citicorp.com"]icardcust.service@citicorp.com[/EMAIL]. What's concerning us is that the email is personal - i.e. it has her full name in it. She's changed her Hotmail password to something highly complex just in case. This obviously sounds like…
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Advanantages/Disadvantages to having multiple bank accounts open?
Hi all. I opened a Barclays current account last year when I was struggling financially and started a DMP. I recently switched to Santander when they were offering cash-back to do so and now have no use for the Barclays account. I was just wondering whether there was any advantage or disadvantage with regards to credit…
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Payment saver q
Hi there, My friend last night has transferred some money from his HSBC account to my account for some money he owes me... The problem is I accidentally gave him the account number off my savings account , will this matter ? It's the same sort code anyway, and also will the faster payments service still be applicable? Also…
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"Photos of Cards" website
One thing I've noticed people asking quite a bit is what a particular card looks like. So, I got bored last night (yes, very bored) and put together this little page: http://photosofcards.thesevenmediagroup.com If anyone wants to have a look through, might kill 10 minutes or so for someone :) (you can also submit photos of…
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UK account for Overseas, please!
I've banked with a UK bank for many years, then moved abroad & have tried getting them to change my address for a year (they don't accept email, fax, phone, only written instructions & we've been writing back & forth for 7 months now to try to prove my identity). Then I got blocked out of my online sign in but they will…
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Any Gotchas for this Vantage current account from Bank of Scotland?
I live in Scotland and all the Halifax branches have been converted to Bank of Scotland branches, so being the good Scot I am, I am preparing for independance :rotfl:and I was looking into converting my Halifax accounts to Bank of Scotland accounts. I noticed their Vantage current account where you get 3% AER interest if…
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Bacs payment help
Hi How long does it take for a Bacs payment to clear into my account. It was paid in today. I know it used to be about 3 days is this still the case or has this improved since the FPS came into effect? Thanks
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Unauthorised transaction dispute
I will be brief but will take alot of explaining, I went to an Ann Summers party in October, I was initially going to purchase a pair of sale pj's (not a toy) but decided against it when I realised a few days later that I was not going to need them and could spend the £25 on better things and get a £6 primark pair However…
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MSE News: Minimum wage to rise by less than 2%
This is the discussion thread for the following MSE News Story: "The 1.8% rise is way below the most recent RPI inflation figures which recorded a 3.9% rise in January ..." Read the full story: Minimum wage to rise by less than 2% Back to original post...
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Where to next? bit of a rant as well and long
change circumstances
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Keeping my money under my mattress
Ok, I have officially given up on UK bank accounts and going to start keeping my cash under my bed, probably safer there too. Even the, in banking terms, legendary First Direct service turns out to be useless..... 2 weeks ago, apply online, says will hear back in 24 hours 36 hours later call and get told website is wrong…
