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Best Business Accounts?
Hi everyone, I am new in here and this is my first post. I'd be happy to get to know from your experience, the best business accounts out there. Currently with HSBC, but transaction fees are too high. :eek::mad: Anything else to suggest?:D Cheers!
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Natwest block on account,refuse to explain
Natwest has put a block on my current account so I can neither pay money in nor withdraw. I have been having problems with them and have made a formal complaint, but they refuse to tell me why my a/c is blocked,by whom and when it will be unblocked. Can they just do this ? There is a considerable amount of money in the a/c…
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more tailored for UK money manager like yodlee
Hi, I have tried out yodlee which i really quite like, although it does support UK banks it is more tailored for the US market and has that feel about it, especially with things like bill payments, it only recognises US utilities, can anyone recommend a more UK based alternative ?
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Forced to take chargeable bank account with mortgage application?
Hi, wondered if this was legal. Recently applied for a mortgage and at meeting a form is produced, which under pressure (otherwise no mortgage), I signed. Did not get given a copy, no chance to read ts&cs, form is not populated and furthermore I don't want another account as happy where I am. On top of this they say there…
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Stay with Halifax ultimate reward account or move to Barclays?
Hi all, I currently have a Halifax ultimate reward current account which I am looking to turn into a joint account for the wife and I. We are in the process of taking out a mortgage with Barclay's and as part of this we have been given a joint bank account. We must have an account open with them as part of the mortgage…
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Overdraft dilema
Hi I am after some advice plz, I have had a current account that I no longer use, transferred all dd's to a new account that my wages goes into, in the no longer used account I have an arranged overdraft facility of 2500, of which is used, only a £100 is interest free and so they are charging me I think about £40 a month,…
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should I use savings to pay off overdraft?
Hi guys, New to this site, can't seem to find an answer to my query, although there's so much, it's probably somewhere, so sorry if so! I have a small overdraft compared to most of £350, however I have savings of around £390, should I use them to pay the overdraft off and be completely debt free? I am mostly in my…
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Default Notice - Help please!e
Hi, My bank account with Natwest has been effectively closed and the OD debt sold on to a collection agency called Allied International. Having spoken to the bank, they have confirmed a default notice has been issued on my credit file. I intend to speak with Allied and sort out the debt repayment, but wanted to understand…
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Cheque clearance
Is it just me, or are cheque clearance times getting longer and longer. I remember discussions years ago when UK cheque clearance was taking 3 days and the complaint was that in the Netherlands it happens the same day you deposit it so why not here? The last two cheques I have paid in have taken 5-6 days to be available on…
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Lloyds TSB Premier International Account
I recently applied for this account through Quidco which gives you £30 cashback. I didn't think I would be accepted as my credit isn't great but I am in the process of sorting it out. I was quite surpried that it has indeed been approved and everyone I have spoken to has been very helpful and friendly. I brief bit of…
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New Current Account - Please Help
My current position is; I have my current account with Santander and I live in my overdraft. They have changed the rates that they charge for using the overdraft, I will now pay £1 per day capped at a maximum of 20 days per month for using the overdraft (that's £20 per month for me). The charges used to be 50p per day…
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Can I rejoin First Direct
I joined First Direct and Co-op for their joining payouts. I've preferred Co-op's service so want to shut down my FD account and get the £100 leaving payout. Can I rejoin FD in the future though? If Co-op p1ss me off, I want to know I'm not blacklisted anywhere!
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Cashing a sterling cheque from a US Bank??
Hello, I have a received a cheque from an American Society. They have used a bank in Atlanta. It is for £150 and is made out in sterling rather than US Dollars. On the bottom it says 'To Barclays Bank Plc ...London' and gives a sort code and acct number. I would like to know whether I can pay this into my LLoyds TSB…
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Natwest account charged off?
Hi, I had an account with Natwest which I hadn't been paying into regularly. I'd had it for a while and had been paying the interest and charges when its exceeded the OD limit i.e. when they've called me to chase. I'm a full-time post grad student and have been putting sorting out my financial situation off until my course…
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Cater Allen - credit disappeared from statement!
Couldnt make this up! Get paid euros into my euro business account once a month from my customer. Payment went in on 16/2 as usual. As usual, I transferred it out to another account to do the currency conversion. As usual, I took a printout at the end of Feb to give to my accountant. Just checked today (this months money)…
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First Direct any good?
I'm currently with LTSB and have two current accounts with them. I was thinking of switching to First Direct for the £100 bonus (and the buffer of the £250 interest-free o/d). I'm a bit anxious about doing this as I've only ever been with Lloyds and don't know if I'm missing any pros or cons of making the switch. First…
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Budget Announcement
Hi Does anyone know what time we can expect the budget to be accounced? Thanks
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Account hacked (I believe)
Before I start I will say I am an idiot, before anyone else does lol I use internet banking with Halifax, this morning first thing I signed on in the usual way, with my username and password, usualy after that it will go to a drop down menu where you have to put character from your memorable information. This morning…
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Friends Tax
Not sure if this is the right place to ask so sorry if it isnt but we have had a BAC payment into our bank account marked 'Friends Tax' I have checked with the bank and googled it and neither seem to know what this is or in the case of the bank where it came from apart from asking me if I expected it!!!!!! Has anyone any…
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online security calculator
Is it just me, or is anyone else with HSBC and find the calculator a real faff? I have got even worse at managing my money because I can't log in so quickly anymore... :(
