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Help: Santander Missing Documentation
Hi All :) I hope to pick some brains and get some advice, this is a long story so i am going to try and keep it as high level as i can so may gloss over some details, if you need clarification please don't hesitate to ask. So about 2 years ago i signed up for a Santander Current account online due to the fact that they…
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Joint accounts and credit history
Hi Myself and DH are looking at getting a joint account. We have been together 8 years, lived together for 6 and got married last year so we both know we are resposible with our money so there is no concern there. What I am worried about is the score you get on your credit for the length of time with bank. I have been with…
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Non-UK Citizen/Resident bank account
One of my staff lives in Russia (and is Russian) however wishes to have their salary paid into a UK bank account. I have had a look but can't find any. I checked old threads but they now go to dead links and are closed. Does anyone know any way I can pay their salary into a UK £ sterling account/how they can open one/where…
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A (not so) crazy idea!
Bot sure if this has been suggested previously or is even already happening. I recently have been ridiculously busy with a new job and with finances tight I went over my overdraft limit incurring a charge. Grrrr! On the same day I had nearly reached the data limit on my data plan with my mobile phone company and received a…
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Halifax Photocard
Has anyone tried the service? I've got Ultimate Reward Current Account with them and apparently I can have a photo/picture on my card. I created something in GIMP but they don't accept it. Basically it's the radioactivity sign. I read through their image guidelines but I cannot see anything wrong with my picture. My…
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One for the interest gurus. What'd net me more?
I was waiting on returning to work before throwing an amount in a 1yr fixed account (as i've been off for some time), just to see if i could hack it, before locking that money away for so long. I got on fine, but then when i check, the rate has dropped from 3.4% to 3.3% (FirstSave). So i was looking today at the option of…
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First Direct £100 incentive - If I don't 'earn' £1500 pm?
Evening, My husband has switched banks to First Direct & as such has received 3 referral offers of £100 for the new customer plus £50 for him. I have been considering moving to FD from Barclays (for the incentive mostly as I have to say Barclays have always been very good to me) however, as a stay-at-home mum I don't earn…
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Halifax Online problems?
Deleted due to lack of interest.
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Santander linked account problem
Just opened an esaver account with Santander, but couldn't find anywhere on website to link to an external account, in order to transfer money in, or out for that matter. Tried phoning, but that was hopeless, and expensive. Noticed that website said a form had to be filled out, giving details of the other bank account.…
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Overdraft Removal
Hi, I received a letter from Lloyds TSB informing me my overdraft is being taken away because I haven't put any money in the account for 2 months. After speaking to them they tried to convince me to take out a loan to repay the overdraft. I have 2 accounts, one which my wages get paid into and the Lloyds which my student…
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Hi I dont understand banks.....
Im currently with natwest i have a £2000 overdraft which im constantly in i'm abit worried about this i have spoken to natwest on the phone they said i shouldnt worry because they dont just remove overdrafts i pay over 1000 into my account each month does this help matters?? anyway so i though i will open another current…
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debt over a 10 year old over-draft!?
Today i have received a letter from a debt collection agency, Buchanan Clark & Wells acting on behalf of Aktiv Kapital Uk Limited. I called the number on the letter, feeling very anxious and worried about what it could be about and an extremely rude arrogant and unhelpful man, calling himself Mr Smith, informed me that…
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Santander 123 Bank Account
Hi, Does anyone know how long the £500 has to stay in the account for to qualify?
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Bill paid...or so I thought!
Hi, I paid a local mechanic by cheque in November and due to the order of transactions on the day the cheque was presented (30 Nov 2011), the cheque bounced, but was re-presented by the banking system and cleared my account on 5 December. I was shocked to hear from the payee yesterday (12 March!!!)who told me that on…
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Money Transfer Query
This will probably sound an odd request. I bank online with Smile with no problems. This morning I transferred some money to my ISA and I noticed on the list of banks on my page, there was one with a sort code of 15 10 00 which I have since ascertained is HBOS together with an account number. Unfortunately, Smile do not…
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International Bank Transfers
Hi, I am looking to make a payment via bank transfer from the UK to Portugal of 5 euros. I have been looking for the cheapest way to do this as one of my banks is charging £20 and another £8. Just wondered if anyone had a similar problem, or knew of a better way. For info the person in Portugal doesnt have paypal. Any help…
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Payment question
Hi, I am wondering how this situation would work out. A company sends a payment using bacs but the receiving account uses faster payments, Does the payment still take 3 days to clear.
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Charged twice by shop for 1 transaction - Natwest
Hi I used my card in a shop and on checking my online balance I've been charged twice. I've rang natwest 4 times so far and they keep saying its only gone through once even though I can clearly see 2 transactions on the same day for £32.80 deducting from my balance. in each call natwest seem to fob me off and say it'll be…
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Can anyone help me budget?
I've been keeping my receipts all month to analyse my spending and therefore come up with a reasonable budget. Can anyone help me to come up with one? Here's a list of my spending: Starting balance: 1270.00 (average monthly pay) Savings 2 513.07 Personal Care 7 142.37 Leisure 6 115.95 Debt repayment 2 70.00…
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Bank wont let me repay overdraft?!
i bank with santander, and have a £150 overdraft, so i went to pay some of it off today, just £10 i thought and then i would start paying it off week by week as I am a single parent, only to be told by the bank it has to be in multiples of £50 which i just cant do as I dont have that kind of money spare, and they cant do a…
