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Direct Debits
I cancelled a direct debit via online banking with my bank in December 2010 and it now looks like the company continued to take funds for the whole of last year. Is there any way for me to get this money back off them?
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setting up payments from HSBC current account
Hi, I would like to transfer some money from my HSBC current account into my Skipton online account. I am supposed to provide sort code, account number and also reference number for the money to reach my Skipton account. The problem is that the HSBC payments platform does not have a box for the reference number. Is there a…
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Adam & Company eligibility ?
Hi, I was looking on the Adam & Company Private Banking website at their current account. I can't seem to find out the criteria you need to meet so you can open an account with them. I'll leave a link to their website, just incase i'm missing the criteria somewhere:…
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What can banks see when I'm applying for a student account?
I'm applying to Natwest for a student account, hopefully with an interest free overdraft. The only issue is that I actually have another student account with Halifax with an overdraft. I was just wondering if, when applying for a new account, Natwest will be able to see that I already have another bank student account…
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HSBC Advance
This is more for shared experiences really. I've had HSBC Advance for the last year at £12.95 a month and really not sure if its worth it. Apart from them selling the fact that you speak to HSBC specialised agents - the only difference I see with this is that they are UK based as opposed to offshore. The benefits are: *…
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not so "Quick Transfer"
electronically set up my bank account (LTSB) to pay 1 day before due date, my Amex bill. checked on the recipient sort code (on LTSB website) to ensure amex accepted quick transfer- yes it was there. onsetting up payment, LTSB website confirms the money will be with the recipient within 1 working day, usually 2 hours. next…
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MSE News: Barclays app allows mobile-to-mobile cash transfers
This is the discussion thread for the following MSE News Story: "The banking giant has launched a new app enabling people to send money using their smartphone ..." Read the full story: Barclays app allows mobile-to-mobile cash transfers
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Co-Op Bank - Current Account Application
Hi there, I applied for a Co-Op Standard Current Account at my local branch yesterday. All went well, the assistant said that I should recieve my card etc in about 5-7 working days. While reading the terms and conditions out to me, she said I would be issued with a cheque book; however during my appointment I didn't have…
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Overdraft APR Calulation
Hi. Just had my bank statement from Lloyds. I've been charged a £5 fee for using a pre-arranged overdraft. I went overdrawn £37 for 1 day so have incurred a £5 fee. I'm going to right a letter complaining that this is a ridiculous charge, but first I want to work out what APR this equates to. So £37 borrowed for 1 day, £42…
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Debit Card Transaction times???
I made a purchase at a Tesco self service till on 30 January using my Halifax Visa Debit Card and the money has still not been taken or earmarked from my current account. Normally it is taken 48 hours later but still nothing. How long after making the purchase do Tesco have to take the money? We are only talking about £7…
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bank charges
hi all i recently was given a cheque for a large amount of money, i deposited it into my bank account and when it showed the funds had cleared i used some of the funds to pay off some debts and withdrew some cash. the following day i went to the bank to make a withdrawl to be told i could not withraw any funds as my…
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HSBC 'preference capture' message
Can anyone help me with this please? When I logon to HSBC, I get the message - "Preference capture. we are unable to deal with your request. please try later. click here to continue to your accounts" I continue, and it's all OK. I rang their help desk and didn't get an answer, just checked I wasn't using an internet cafe.…
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RBS Complaint What Should I Do
My complaint is about RBS. RBS have taken off my business banking account overdraft twice now, with no explanation or communication as to why. The first time they did this was back in October 2011 and I only found out looking at my account via their internet banking portal. Just for reference there has never been any…
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Transfer money oversea's
Hey people. I want to know the best way to transfer large sums of money overseas to another account which is also in sterling. Whats the best bank to do this with? also do they have a limit on how much you can send? How much money would i be allowed to hand carry abroad to a EU country? I am buying a house abroad. Thank you
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Transfer time from German bank acc to UK coop business acc?
Hello everyone, I'd greatly appreciate some help. I've just been sent money for a job from a german bank acc and was wondering how long these things usually take to arrive in the UK acc - its a coop business account. I'd really appreciate any answers! Thank you! A (very skint) Billie
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Yorkshire Bank Unfair Charges Question
Hello to everybody, I am new to this forum,and I wonder if anybody can offer me advice, or a soloution to my problem? I have recently gone over my overdraft limit, and the bank (Yorkshire) has levied charges of £75.00 to my already very weak bank balance, this has caused me to go even deeper into the red, a visit to my…
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Unauthorised Overdrafts - Affect Mortgage application?
Hi, I'm new to this forum so sorry if this is the wrong section. In the past year me and my boyfriend have gone into an unauthorised overdraft quite a few times... expensive year and bad money management on my part. We have never missed our mortgage payments or anything like that, and we have no credit cards or debt other…
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How do I email Barclays ?
We have a current account with Barclays and are registerd online. I am having problems obtaining a refund from a company and have been told to request a chargeback but trying email them just sends me in circles. The phone numbers listed seem chargeable and I can't figure out which dept anyway.I may be able to get into…
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Halifax Bank - lost my details
I would like some advice and to know if anyone else has been affected by this. I signed up for the Reward Current Account with Halifax on the website for the £100 for switching from my current account with Natwest, the application completed successfully online and I received paperwork in the post asking me to go in branch…
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HSBC Current Account/Bank Account Upgrade/Downgrade?
I have a Current Account (not a "Bank Account") with HSBC. It is not the bank account that my pay goes into - that is a joint HSBC bank account that I opened with my husband later. I put £50 a month into the current account. Once in a while, more money will go in, but that is unpredictable. I also have payments set up…
