We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Budgeting & bank accounts

Archives for September 2011

Money Saving Champion
If there was a Money Saving award I would like to be nominated as I believe it have done pretty well in the following areas: Sky TV (4 mix) half price for 1 year £11.25 a month BT Line rental saver plus free E&W calls for £10 a month Broadband o2 Legacy Package (unlimited) £4.39 a month T-Mobile x2 Sim only: 600mins,…
New Lloyds card - Pin services
Hi there, My lloyds tsb debit card got damaged and they are sending me a new card (Same pin as before and everything. Current card still works online for 30 days). Will I need to go to a cashpoint and unlock pin like I did with my original card or will it just work?
Halifax Online - Add Account ?
Hi all, I've been with Halifax for quite some time, always found the Online Banking excellent however now due to merging with Lloyds TSB banking systems they have obviously changed it to be much more simplistic as opposed to the old version. I'd like to add my sons "Kids Regular Saver" onto my Halifax Online service so…
Money Transfer from abroad
Hello, I have been asked by somebody in Greece what would be the cheapest (yest safe) method for transferring a certain amount of Euros (between 5K and 10K) to a UK bank account. I assume that the charges for doing this through a Greek bank would be substantial. Any ideas? Many thanks.
paying in euros?
does anybody know if you can pay in unspent holiday euro into a standard nat west current account? and also would i be wise to do so.i have about 90 euros in notes and another 20 in coins. would they even be likely to take the coins thanks all
halifax paying in on a saturday.
hi me and hubby wants to buy concert tickets ..but him being silly took all the money out today. If i put the money back in tomorrow morning will i be able to pay for the tickets tomorrow? don't know with it being saturday if it changes anything. thankyou
Barcalys chaps operation failure
Hello All, On the 27th of this month i walked into the local Barclay branch to make a Chaps payment from my personal account to my spouse account in HSBC (All accounts are local). All details required for Chaps payment were filled correctly and as a proof a print out has been issued by the teller with payment reference…
Santander process for tax free interest Shocking !!!!!
So had a bit of money spare and thought why not put a in a fixed rate bond. Not paying tax at the moment so eligible for tax free interest. Went in branch to open it, spoke both to the manager and the guy who would open it, about how I register for tax free interest. Was told it is just a tick in a box, no forms ,easy.…
Experian (Alias)
Hello Everyone, Could anyone tell me by having an alias on your credit filen does it have any adverse effect on my credit worthiness when making an application for credit or will lenders think im dodgy because my name is in various formats.
Closed bank accounts and data retention - what are the facts?
This morning I had the oddest experience at the bank, and I'm not sure if i was being unreasonable, or not! Basically, husband and I have a joint account that I've been meaning to close for years; done. After closing it as a passing remark to the cashier as I got my receipt, I asked if they would remove most of the data…
Transferring money from Dutch account to UK account
I'm currently working temporarily in the Netherlands (for 2 years) and getting paid into a Dutch bank account (RaboBank). I've still got all my current/savings accounts in the UK and I'd like to start moving my money from my Dutch account to UK one. What's the best way to do this? A straight international bank transfer…
Bank fees - Santander??
Hi all, I setup an account for paypal use with the aforementioned bank. I keep topping it up. I went over drawn by £2.23. Then I see £40 worth of unagreed overdraft fees (£5 daliy rate) and today I get a £25 unpaid item fee for them having agreed to pay my £2.23. Just below their fee is interest after tax payment of £0.18p…
USA to UK Current Account
Hi I have a friend who has dual residency and had ood credit rating in the USA. He has moved to the UK, has got himself a job which starts next week. The problem he has (even though he has savings in his dads acct) is trying to open a bank account for his salary to go into Can anyone recommend a bank account or how he can…
Nationwide systems useless
OH is constantly being chased by Nationwide. Despite paying by direct bank transfer (Nationwide to Nationwide) and talking to them by phone only last night they keep telephoning during the day. Every time they call I tell them he is at work & to phone after 7.30pm, yet next day the phone rings again. :mad: The last person…
Santander Daily limit from ATM abroad
I am presently on holiday in Europe. Does anyone know what the daily limit is in Sterling equivalent for withdrawing euros from an ATM? I have an Alliance and Leicester VISA debit card.
Halifax ISA shows 0% interest rate
Have any other Halifax ISA account holders noticed the rate shown in online banking is 0% or is it just mine? It should be 3.2%, or at least it was last time I checked a month ago.
writing chqs
I recently wrote a chq for £200 as a wedding gift and found that HSBC had debited my account for 200.83. Perplexed I rang HSBC as to how this could happen and where had my 83 pence gone. First person I spoke to agreed that she could see I had written a chq for £200 only (in the writing bit) and passed me on to someone else…
*US* Basic account holders charged for Debit Card use.
Story from the US, however how long before we see this thinking applied to UK basic bank accounts? http://finance.yahoo.com/news/More-bad-news-for-bank-apf-1381425092.html?x=0&sec=topStories&pos=main&asset=&ccode=
Santander Cash Back Current Accounts
Does anyone have any experience of the Santander cash back accounts? I've had a letter saying that as I have a mortgage with them I am entitled to £200 cash back if I switch my current account to them... sounds tempting:beer: But you have to set it up through their change over system and I don't want to close my Lloyds…
Phishing Scam e mails
I feel banks should tackle this issue.

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Budgeting & bank accounts

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Budgeting & bank accounts

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free