Bank fees - Santander??
giggler123
Posts: 5 Forumite
Hi all,
I setup an account for paypal use with the aforementioned bank. I keep topping it up. I went over drawn by £2.23. Then I see £40 worth of unagreed overdraft fees (£5 daliy rate) and today I get a £25 unpaid item fee for them having agreed to pay my £2.23.
Just below their fee is interest after tax payment of £0.18p
OK, I did wrong but how come they've got to chop off my arm and leg?? Godknows what fees I'd of been charged had paypal done some sort of seller refund when I sold some items last month.
I thought they sorted these overly large fees made by banks? was it only on CC's? seems I got that wrong too.
giggler
I setup an account for paypal use with the aforementioned bank. I keep topping it up. I went over drawn by £2.23. Then I see £40 worth of unagreed overdraft fees (£5 daliy rate) and today I get a £25 unpaid item fee for them having agreed to pay my £2.23.
Just below their fee is interest after tax payment of £0.18p
OK, I did wrong but how come they've got to chop off my arm and leg?? Godknows what fees I'd of been charged had paypal done some sort of seller refund when I sold some items last month.
I thought they sorted these overly large fees made by banks? was it only on CC's? seems I got that wrong too.
giggler
0
Comments
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giggler123 wrote: »Hi all,
I setup an account for paypal use with the aforementioned bank. I keep topping it up. I went over drawn by £2.23. Then I see £40 worth of unagreed overdraft fees (£5 daliy rate) and today I get a £25 unpaid item fee for them having agreed to pay my £2.23.
Just below their fee is interest after tax payment of £0.18p
OK, I did wrong but how come they've got to chop off my arm and leg?? Godknows what fees I'd of been charged had paypal done some sort of seller refund when I sold some items last month.
I thought they sorted these overly large fees made by banks? was it only on CC's? seems I got that wrong too.
giggler
If you haven't been overdrawn more than £10 in this statement period VERY QUICKLY get into a branch or on the phone and ask them to waive them all. If though, you've been overdrawn since more than £10, you might only get a maximum of £25 refunded, as long as you've had no goodwill refunds in the last 12 months.
Hope that helps.0 -
IrishGypsy,
Thanks. I noticed since using paypal that it's happened twice within 30days of each other but not within a calender month.
Anyhow, first time was £-5.76, then they charged me £5+ £25.
Today they agreed to refund the £65 fees for going £-2.20 in the red. If I'd of known about the other small one which is less than your £10 maybe I should have asked about that to.
thanks again,
giggler0
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