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Barclays Basic Account
Hi, Today my partner went into Barclays to open a basic bank account for the sole reason of drawing money out when she is abroad, which is probably once every 1 or 2 months. She spent an hour being grilled by the staff, who then opened her an account and then added an ISA account to run alongside this account!!! She was…
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Natwest Account
Me and group of student friends are renting a house next year and I was wondering about bank accounts with Natwest. There is 8 of us in a house and to pay the monthly rent a joint account has been set up by 2 of my friends. I was wondering if there is any possibility of changing the account so that we are all equally…
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Bank account for those with bad credit?
Hi, I am trying to help out my dad who has a bad cerdit history. At the moment his salary gets paid into my brother's bank account and my brother handles my dad's money to make sure he doesn't over-spend and get back into debt. However, my brother has asked my dad to open up his own bank account and start to take control…
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HSBC dirty tricks?
Hi. I'm just wondering if this has happened to anyone else. I had/have a graduate account with them and the interest free overdraft was £1500 and it's due to be cut by £500 each July over 3 years. Well this July (2011) was the first year of the 'cut' and instead of cutting my overdraft by £500 (to £1000 limit), they cut it…
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Perils of shopping online
A company selling online with 'safety assured' regulation logos placed a £125 delivery charge onto my order which then was allocated to my bank debit card. I queried immediately and was told it would be taken off as there should be no delivery charge. When I went to draw money from my account the next day the transaction…
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Personal Reserve Fee
Hello I wondered if anyone could give me any advice. I am in a bit of a mess with my bank account, every month I am going over my overdraft limit (£1000) and into my personal reserve (£150), which I am getting charged £22 every time I use it. This generally adds up to £88 worth of fees every month, which pushes me further…
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Lloyds Silver Account
Got a bit of a shock this morning to receive a letter from Lloyds to say their Silver account charges have gone up. It was £7.95 , now they`ve put it up to £9.95 a month!. It comes into effect from the 1st November. What a rip off, I will be shopping around for something else. I suspect it is to cover the payouts from the…
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Online bank transfer advice
Hi, Bit of an awkward one but advice would be greatly appreciated! My sister is a bit disorganised and doesn't have a card reader for setting up new payees online. She's just moved into a new place so didn't have her new landlord's details saved to transfer him the rent. She transferred her rent money from her RBS account…
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Help re opening 2 accounts
Im looking to open a bank account for my baby to save money up for him when he is older. I havent been to the bank to speak with anyone yet but just wondering if anyone knows of a good account for this. We have a few banks locally so any will do. Also looking to open an account to save money in for going on holiday next…
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Typical Reduction Payments
I am over my credit limit with the famous Rowan Atkinson advertised card company. I have rang them to arrange reduced monthly payment but won't lower or alter the interest charge. Is there any way still of doing this? They were going to set up a direct debit, but I have left it for now. Will the arranged monthly value be…
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"National Payment Transaction"
Hi all, I am new to this site and I am working as a software test analyst in BFSI domain. Can someone please explain me what is meant by "National Payment Transaction" with a suitable example. Regards, testanalyst
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Bank coin deposit machines - Merseyside
Hi all, In a similiar vein to an earlier thread, I would be grateful if anyone could help me compile a list of banks, regardless of company/bank, which have coin counting / deposit facility within Merseyside. My plan is to open a savings account to which I could pop into the branch and deposit my loose change every couple…
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Santander Telephone Banking
Does anyone know what Santander's automated telephone banking number is?
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BANK closed account unexpectedly/ Credit Rating ?
I went into the Bank to pay off £30 outstanding on my wife's current account (she has a £100 O.D. limit). She'd received a couple of letters since FEB about not paying money in and clearing this pittance, so was guilty of not responding. Then I realised it was a joint account and so realised I was guilty as well. But when…
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disposable income.. best bank account to save money?
I save roughly 200 to 300 a month, what's the best account to put this into? I tried the nationwide flex account but they charge me all the time for an overdraft i don't even use! If there an account with good rates or anything, or should I be looking into something else? Thanks
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llyods bank error
Hi can u help, my girlfriend banks with llyods and the other day a girl who lives on the same street as us has the same surname as my girlfriend, this other girl went into the bank and said she lost her bank card and wanted a new one, she had a driving licence as I.d the bank looked on the system and brought up my…
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Santander Updates
Does anyone know when Santander do their updates for Monday Morning?? I know rbs actually update today.... for Monday, and some other update on Sunday evening...... Thanks in advance
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Student accounts and credit history
Hi all Some time ago, i applied for a student bank account with my bank and got knocked back. This was a silly move because i applied well before my studies commence in October, but i just enquired about it in my bank and they got me a meeting straight away with the manager to go through it, and i assumed that because i…
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First Direct 1st Account & 8% Savings Account
Hi everyone I am looking into the First Direct 1st Account to gain access to the 8% regular savings account however I have a few questions I am hoping someone can help me with 1) The minimum monthly pay in is £1500 does anyone know if money can be 'circulated' between accounts to bump up the pay in to £1500 [I earn over…
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Budgeting help please!!
Hi all I am just about to start a new job... With Apple no less!! The excitement was keeping me going until I found out how much I am getting paid!! I am going to lose about £420 net from my monthly income and I have many credit cards and a heap of direct debits coming out my account!! I am a savvy shopper and use cash…
