We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

disposable income.. best bank account to save money?

I save roughly 200 to 300 a month, what's the best account to put this into?

I tried the nationwide flex account but they charge me all the time for an overdraft i don't even use!
If there an account with good rates or anything, or should I be looking into something else?

Thanks

Comments

  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    Why are you looking at bank accounts instead of savings accounts?
  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    The majority will mix and match their accounts as who has a good savings account doesnt necessarily have a good current account.

    If you are saving £300 a month the First Direct has an 8% for 12 months deal at the moment on their Regular Saver account, you need top open 2 other accounts with them if you dont intend to use them for your current account but most would argue its worth the hassle
  • Nicholas
    Nicholas Posts: 630 Forumite
    Part of the Furniture 500 Posts
    The majority will mix and match their accounts as who has a good savings account doesnt necessarily have a good current account.

    If you are saving £300 a month the First Direct has an 8% for 12 months deal at the moment on their Regular Saver account, you need top open 2 other accounts with them if you dont intend to use them for your current account but most would argue its worth the hassle

    Why 2 other accounts? I thought you only had to hold one other qualifying account or product if you dont want to or can't put £1,500 into the account every month:undecided
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.