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Bank charges of £250 for a £9.34 overdraft!!!
I know its a long post but really need HELP!! May 2011 I went £9.34 overdrawn, which I didnt think my account could do, I then occured £194.36 in bank charges over 2 months. I went into my bank and they said I had to pay £250 to clear next months charge. It was only when I saw a friend in the bank and had a chat about it…
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they never asked me why?
i have been with my bank about 19 years. Recently i changed bank accounts and went into my bank to close my account down, hand in the form etc. The person i spoke to never said anything about me closing it down etc? It made it easier for me really but i would have thought they might have said something? Your thoughts…
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Disputing Debit Card Charges That Were Cancelled Then Taken Three Days Later
Hi, I have a Barclays cash card account. I recently went to hire a car with a friend. It was mainly for the friend, but he was to be put on it as a named driver. Well, it turned out that he wasn't old enough. So on that basis we decided to stop there and then and not proceed. I had already paid £359 by using my debit card.…
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can i go joint account with previously being in trust deed
hi, as you may have seen in a previous post today, RBS are limiting the cash machines available to those with basic accounts. not a huge problem if im at home, but if we go away anywhere not as easy to access cash. i have previously been in a trust deed, discharged for 2 years,im not sure whether to risk a credit search or…
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Halifax current account
Hi I want to have a Halifax current account but i dont want an online account. http://www.halifax.co.uk/bankaccounts/ If i was to apply online for a card, would that mean im automatically creating a online account.? i dont want online banking thanks
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Under 18 account
Right, I'm 14 and am thinking about joining one of those under 18 bank accounts where you get your own debit card so I can store my money and buy stuff online but not sure which to pick. My friend has HSBC and it looks easy to manage, but I don't know if you can transfer money to other bank accounts as my parent are…
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Rules for blocked accounts when company is in administration
Hi, I have a very technical question about bank policy and legislation: First I'd like to explain the situation very briefly: I have a company that is trading and constructing packing machinery. The company is running for like >30yrs. Recently I've sold a new machine to one of my customers because he had a lot of problems…
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Halifax Easycash Credit Search
Hi I have been told that virtually anyone can get on of these cards to avoid paying debit card transaction fees especially on flight bookings. I just wanted to know are you credit searched for opening this account? Which would result in lowering credit score due to the search that will be visable to any future lender.…
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ATM receipts
This was more out of curiosity. I was at sainsburys and noticed lots of ATM withdraw receipts on the floor. I'd always been taught to tear them up and throw them away but looking at them are they really a security threat? They dont' seem to really have anything on them. Last couple of digits of the card and thats abou tit.
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Pre paid CaxtonFx card
Hi there I have been reading oodles of threads and to be honest I am more confused then when I started, I think I need someone to speak to me like I am 5! Me and the boyfriend are off on a road trip around Germany next month. Applying for credit cards are off the agenda so I was thinking pre paid is best. Looking through…
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Positive comment on Santander
Hey folks! OK i really just want some opinions on whats happened with my account and if anything like this has ever happened to anyone else. I must stress i am not employed by Santander in anyway (you will see why!). I was a RBS customer for 15 years or so and recently decided to switch to Santander. My main reason for…
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RBS changes to basic bank account takes away use of link
I've received an e-mail this morning from RBS advising me that; Basically they're moving existing basic account customers onto an account that takes you off the link cash machine network. I've banked with various banks for 20 years and have never been limited as to which cash machine to withdraw from. I remember there was…
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Santander overdraft matching
I've opened a Santander Premier current account and was hoping to get them to match the overdraft on my old Smile student account. The problem is my Smile overdraft has now ended as I graduated just over a year ago, so there isn't really anything for Santander to match. Would I be best off just applying to Santander for an…
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Funds Transfer gone awry!
Yesterday I set up a transfer of £3k from my Smile current a/c to my Lloyds current account. I received a code at Smile advising that the transfer method could not be determined. It left the account immediately. Checking Lloyds this morning the funds did deposit there by FP yesterday but were immediately debited as a COR…
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Stupid error on my part maybe... got some charges now.
I opened an A&L account a loooonnnnng time ago... when they were doing a 0% overdraft... anyway, this ended and as far as I was aware I had nothing in this account and it wasn't overdrawn. I got a letter today from santander to say I was £129 O/D and I needed to put some money in the account. The statements online don't go…
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LLoyds TSB Stole My money....
On the 11 August 2001. I withdrew £1200 from lloyds tsb branch in Cathcart, Glasgow. I filled in a withdrawal form and handed this to the Customer Service Advisor (CSA). The CSA then handed me £1200. Without asking for ID or paperwork to confirm who I was. When I got home that night I checked my internet banking which…
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Direct Debit cut of time
I currently bank with lloyds, and have recently had a direct debit returned. At the start of the day the direct debit was due there was insufficient funds available (by £12) in the account. Upon realising this I transferred £150 into the account. The following day I looked on the internet banking it has the direct debit…
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Direct Debit advice
Hi all, not sure if this is the correct place to post this or not but, here goes. I have my phone line and broadband through a certain provider – won’t name and shame them but their name rhymes with “Walk Walk”. Anyhow, when I took out the contract many years ago, my direct debit used to go out on the 29th of the month or…
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Misinformed by lloyds bank
Hi, any advice would be gratefully appreciated, I knew that today there was a direct debit due out of my account for council tax at £88, just out of curiosity i checked my balance at the cashpoint at 7:30am this morning and noticed i had gone into an unplanned overdraft, after printing off a mini statement i realised…
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Paying off my US credit cards with money from my UK account?
Hi all I lived in the US for many years but am now working in the UK. I still have a bank account in the US and a credit card that I need to pay off. I have a plan to pay this off over the next 12 months, but need to figure out a way to use the money I earn in the UK to pay off my US card. I don't think there's a way to…
