Budgeting help please!!

ehalil

Hi all

I am just about to start a new job... With Apple no less!!

The excitement was keeping me going until I found out how much I am getting paid!!

I am going to lose about £420 net from my monthly income and I have many credit cards and a heap of direct debits coming out my account!!

I am a savvy shopper and use cash back sites etc when I can but any more advice on how I can budget better for the next few months would be very helpful!

I live at home so I don't have rent to pay but I pay the council tax for the household instead. I do contribute to bills and food when my mum gets desperate (which is often).

Thanks in advance!

Esen

Lokolo

http://www.makesenseofcards.com/soacalc.html

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Thrugelmir

As far as possible live on cash only. If you don't have the cash in bank your account don't spend it. Cut up your credit cards bar one. Take sandwiches to work.