-
Cashing a cheque in dollars
I have received a cheque from my aunt as a wedding present, but it is made out in US$. What is the best way to deal with this? I have a nationwide flex account and a Lloyds current account if either of these is better? Also, it is for a large amount of money, am I going to be asked to prove where it has come from? Any…
-
chargeback question
my dd bought goods online using her visa debit card ,after a lot of problems the retailer has told me to do a charge back to get her money back ! i realize i contact the bank Monday but what happens after that ?
-
money trapped in dormant bank account
Hello, I'm trying to close a bank account with IBB that has about a thousand pounds in it. My problem is that they recently declared the account "dormant" and they say, paradoxically, that they can't close it unless I re-activate it again, and they won't do that without proof of address. However, I am currently spending a…
-
Old Bank Acc query
Can anyone advise? I got in money bother about 10 yrs ago with my old bank Halifax. I had a current account, credit card, savings acc etc but I was young and stupid and just built up debt and couldn't pay it off. Anyway, I never closed the accounts myself but I did changed my bank to avoid payment and never contacted…
-
one time cashing in of foreign cheques
I have a website that makes money through advertising, and I have to get paid in USD cheques for the first two payments (after which I get paid via BACS in GBP). The cheques are there just for security purposes. So I need a cheap way to cash in two $100 cheques. I have current accounts with halifax, natwest and hsbc. I was…
-
Best bank account for my 13 year old
Hi All What's the best bank account with a card for my 13 year old?
-
I need help deciding what to do about bank account(s)
My partner and I are hoping to rent a place together soon so have decided to have an account which the bills and rent etc will come out of. We will both transfer a proportion of our wages into the account each month. We have both just got jobs and so are planning on starting this asap so at least we build up a bit of a…
-
me and Barclays bank
Hi guys I need some advice with a ongoing deal ive had with barclays bank 5 weeks i went into branch and opened a account/ isa and was supposedly sold a life insurance policy with aviva through them ok so the fun began i recieved my card and all my details all very good and quick changed my wages to them etc etc 2 days…
-
Cheque Clearance
Hi All, Can anyone tell me at what time of the day Lloyds TSB clear cheque funds for use (i.e. on the 4th day?) I.e is it at 9am in the morning, or 5pm, or midnight?
-
New Bos/Halifax Current Acc
Hi Is it still the case that once an on-line application has been made for an account and the sort code and account number are given out in the process that the account must be credited with £100 at least overnight before the card is sent out. Or has this changed with any luck? It was not mentioned during the application…
-
has my son been miss sold a bank account
hi, my son(18) is in the army,(so a regular income) he had a basic account with no overdraft. he is having some tempory troubles with his finances and asked santander for an overdraft. They refused because of the account type he had. they arranged for him to have an upgraded account (that costs 10£ a month) he has just…
-
Lloydstsb overdrafts
I was in one of their branches this afternoon to find out when my overdraft facility was up for renewal. The teller said that as from about 8 months ago they did not renew on an annual basis. If you have an overdraft it is now on a permanent basis. However he did say if the facility was not used for a few years they would…
-
Black Horse trying to charge £25 to change DD date
Hi, I just rang Black Horse to have my direct debit changed from the end of the month to the 10th as it works a lot better for me. So next months payment would come out on the 10th Sept as opposed to the end of Sept. So they'll be getting their money early anyway. Then I was informed to this I would have to pay them £25.…
-
Is Barclays Online Banking yet again down?
Having problems logging in today keep getting thrown out. Anybody else?
-
How to close forgotten Nationwide accounts ??
I discovered rescently that I have 2 open nationwide accounts on my credit report that i didnt know about. I'm guessing they were opened when i was a child (im now 24) and there is no money in them. I have no cards or passbooks for them, dont even know the account numbers and they are still registered at my address from 5…
-
HSBC £25 overdraft arrangement
I've had an HSBC account for about 10 years with a £1250 overdraft (apart from the first few years when it was £750). Every year I get a letter reviewing the overdraft and every time it seems to be a generic template just approving the arrangement for the next 12 months. This year though I was hit with a £25 arrangement…
-
Existing NatWest customers with Current Plus
As NatWest has recently revamped their bank accounts, I see they have replaced Current Plus account with select account. And they don't provide upgrade to Advantage blue anymore but to Select silver for £8. So what happens to existing customers like myself that have current plus account with advantage blue? Will it be…
-
Received International Bank Draft from UAE
I have just received a foreign cheque for $980,000 AED for real estate that I've recently sold in Dubai. According to the exchange rate (3.67), it should convert to about $266-$267,000. My problem is that some banks are unwilling to even buy dirhams. And the banks that do, not only are their rates that their willing to buy…
-
First Direct - what happens if my salary's under £1500
I've just got a couple of questions re: switching my account from Lloyds to First Direct. I've just fallen out with Lloyds due to being charged an overdraft useage fee of £10 for being overdrawn for 2 days to the tune of £15 (when we had over £3k in our other account). I could accept the one £5, but was fuming to be…
-
Cheque Clearing
Hi, I posted a cheque into HSBC on wednesday before 15.30 so it would be processed on the same day, the monies have been in my account but not available to use. i know it takes 3 days for cheques to clear but do i count wednesday as a day or will it clear into my account on monday instead of tomorrow ? Any help will be…
