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Student bank account - unpaid phone bill?
Hi, I am going to university in September and i have just tried to apply for the natwest student account. Last month i put the money for my phone bill into my account but the bill was over by £4 so i didnt have enough to pay for it so it was returned (i have an online account which i move the money that i need from into my…
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What's the best way .....
I really don't know the best way of doing this, have tried all sorts but nothing seems to really work. So thought the regulars on here may be able to give me some ideas. I need to find an efficient way to track my and OH's finances. The problem is we get paid on a different rota (I get paid monthly, OH gets paid 4 weekly).…
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First Direct Opening
Applied online for their £100 incentive account and instead of the promised smooth opening procedure I got a message up on screen saying please call 0800 24 24 24 to finalise/discuss your account opening. Is this not all applied for online??? I have called said number and am still on hold after 26 minutes. According to…
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Eligible for a student account?
Hi all, I am an Irish citizen, but have been living and paying taxes in the UK for almost 2 years now, I am interested in getting a student account with an overdraft facility, as I am moving to London to study, and haven't got a job sorted yet, so would be nice to have an overdraft to fall back onto just in case it takes…
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Best Bank Account for me
Hi, Today my last default has finally come off all my Credit Files. I now have a faultless Credit History going back 6 Years. However I have a joint Easycash account with my OH who has real bad credit so i am financialy linked with her (on experian only). My question is, i would now like to get a "proper" Current account…
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MSE News: Yorkshire and N&P building societies tie-up moves closer
This is the discussion thread for the following MSE News Story: "The merger of the duo remained on track today after members gave the deal their support ..." Read the full story: Yorkshire and N&P building societies tie-up moves closer
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How much
not very much
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cheque from a betting site
Hi all hope you are well. My brother has just won £50 on a betting site through a free £10 offer no deposit and now wants to withdraw his winnings. The company is sending him a cheque out as he doesnt have a bank account. (i dont know why). Now we are thinking he could maybe pay it into my bank account (lloyds tsb) and…
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Bank account which happens first
Anyone know? my wages goes in the bank by bacs on 2nd September the same day as my mortgage comes out anyone know which happens first?Poohing myself:)
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Best Student Account?
Hi all I am starting university in September and need a student account. Does anyone know which is the best sort of account? Thanks Christie :) x
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Bereavement - Problem with bank
Hoping someone can advise me if there is anything else I can do with this... I lost my Dad last month and as exector on the will, I have been putting things in order. He had various bank accounts, and all have been straight forward to close with the exception of one. Met with a financial advisor at the branch, completed…
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UK bank accounts available for foreign (EU) nationals
Firstly I'm very sorry if there is already a thread about this topic, but I couldn't find it. Is there any information/comparison available on the UK bank accounts available for foreign (EU) nationals? I do not currently have a UK address for which I can provide the ID necessary for a standard current account. However I…
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my budgeting goal
Ok so I have been working full time for the past 3 months and I earn around £1300 a month. I have no debts, phone contracts, gym memberships etc, i buy everything in cash to avoid monthly bills. My big problem is that I seem to manage to spend every penny of my wages but i cant work out were its all going, the last 2…
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Failed Transactions - HSBC - Thomson Holidays
Wondering if anyone can shed some light on this as I am getting no where with either HSBC or Thomson Last week I booked a holiday via the Thomson website and as I was paying the £200 deposit the ever so reliable Verified by Visa page crashed. I checked my internet banking immediately and it was not showing a payment in…
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Trust funds for under 18s?
I hope you folks can help as I am at a bit of a dead end... My grandad died in April and both me and my mum are executors of the will. Part of the will was leaving money to the grand kids with the rider that the ones under 18 must have their money put in a trust fund and only gain access when they are 18. This is proving…
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Choosing accounts for piggybanking and savings - Longish
Hi all! Long time lurker, first time poster, hope someone can help me with my conundrum! Some background on myself. I'm a student on an NHS sponsored course (this is my second degree and I'm in year 2), this means all my tuition fees are paid and I get a living allowance each year, plus I have a part time job, and between…
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Fraud - Orange (a/pm/01)
I just noticed that on thursday my current account was debited £60...with orange (a/pm/01) as the name....I haven't made any payments and I searched a few other places and found 2 other people that had the same thing done - only it started with £100 and then they got £700 took... Ringing bank first thing in the morning -…
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Switching to Santander
Hi Folks, I was thinking of (again) switching to Santander in order to get the £100 incentive. I realise that the additional £55 available through Quidco ends tonight, but tbh I would rather just do this through sitting down with someone in a branch and getting it sorted that way. £100 plus the high interest on first…
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Halifax - Bill Payments and payment dates
Hi I'm trying to get my head around this. If you had to make a BACS payment today - Sunday (over the FP limit), the system presents you next available date of 22 Aug 11. However, it doesn't allow this at the final confirmation stage, suggesting next earlist date will be 23 Aug 11? I don't understand this. If I initiated a…
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Faster Payment Error
Hello, I sent a small transfer of £11.20 from my Lloyds TSB account to my HSBC account, the transaction failed according to Lloyds and however the money seemed to have left my account. I checked back about 6 hours later and found that the £11.20 was both in my Lloyds account and my HSBC account. Obviously one of the…
