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Cannot open a basic bank account with my own bank?
Hi All, After a little advise if possible. I bank with NatWest, i have a current plus account, I also have a step account which i use for direct debits. as well as an ISA. all of which were opened around the same time in 2006. I am looking for another basic step account with natwest (no overdraft no cheque book ect) When i…
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How to prove address with Halifax Bank account
As per title really, I need to prove my address to another financial issuer. I get my Halifax Reward account statements on a ad hoc basis through the post, the last one i got I shred and it had the old address on it anyway. As I recently moved and not received a ststement since then reflecting the new address, I called the…
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moneybookers.com
Has anyone used moneybookers.com? A supplier overseas (India) wants me to use this opposed to Paypal.
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Which 2 banks would you recommend for Spending Account + Savings (to pay tax yearly)?
In an attempt to become more organised I've decided to open 2 more bank accounts. Currently I have 2 accounts: Santander: Money is paid in once a month. The outgoings are business/work related and as I'll know what this is each month I can keep £x in with a bit more to allow for business purchases for the next 4 weeks.…
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Won't somebody please think of the children?
Or more specifically the next generation of home owners? I'm 19 years old and now in a full time apprenticeship. I have been employed since I was 16 years old and as a keen saver now have about £13k to my name in way of a mortgage. From what I've seen however this doesn't even touch the deposit new buyers are being…
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Banking transfer fees between Belfast and Uk?
Hi there. I understand that Sterling is the currency in Belfast, does anyone know if there are banking transfer fees charged when sending the amount of £575 from Belfast to Uk bank account (Yorkshire bank)? Thanks
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Can I cancel faster payment and pay another method?
Hello all. I need help from expert. I pay my estate agent through bank transfer faster payment from halifax on 9th of this month.Their account is natwest .But they said they could not find the payment. Can I cancel the payment and how ? Now I want to pay them by cheque. Is there any time frame to cancel faster payment?
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Telephone Banking
I had my card stolen last week and had it stopped at the bank. I have received a letter this morning welcoming me to telephone banking which I haven't applied for and also a pin number. Can my account still be accessed by the person who stole my card if they happen to guess the pin number?
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Current account advice needed ASAP
I have recently been made unemployed so I have been trying to sort out my finances. I have a bank account(overdraft) and credit card with LLOYDS TSB and they referred me to CCCS who have done a budget with me and have advised me to send their template letter along with the budget to my creditors to pay £1 a month. However…
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Can I have two basic bank accounts?
Hi, I'm a DFW (Debt free wannabe) on a DMP (debt management plan) with CCCS...apologies about all the acronyms!:rotfl: I have a basic Cashminder bank account with Co-op, which I'm very happy with but in order to be stricter with myself and ensure I keep within my monthly budget, I have had the idea of setting up a second…
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Santander worst by far
Hi - My wife has just had a default removed from her previous Santander account, this process took many months and went through the FSO to resolve. However, in my opinion there's still a lot of un-answered points. I've prepared this letter, mainly for the attention of the Santander. Does anyone know, who to address it to,…
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Reward / With Perks Current Accounts
I know MSE doesn't recommend these accounts but I think one would actually be beneficial to me. I'm interested in changing to a joint account with worldwide travel insurance, mobile insurance and breakdown cover and possibly card protection. Does anyone have views on which is best value/customer service etc. It's a bit of…
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Money Taken from Expired Visa Debit Card
A company has taken money from an expired visa debit card, I could not give my new card details because I had not had my new card as it had gone missing in the post, I had informed them and they agreed to wait for payment until the 20th of June, but 10 days after it expired they still charged it how can they do that? if…
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Mastercard Prepaid. Any quick Top-Up cards available?
I am looking for a Mastercard prepaid card with a fewest fees, but don't mind to pay for buying it. The card is to be used purely for buying a Ryanair tickets and therefore awoiding a card fee. I used to have an Escape Mastercard, but it was really annoying that the only way to top it up instantly was by going to…
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Are there any Visa Electron cards available ?
I've openned a Santander account once, only to be able to have a Visa Electron Debit cad, so could avoid paying a card fee, however around a year after my account was openned they have changed my card to Visa Debit, which has made this account useless to me. The only bank I am aware of, that provides with Visa Electron is…
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Nationwide Flexia a/c and EU travel insurance perks
My free travel insurance with coop privilege current a/c is about to end which force me to find another alternative ... The visible option that I could see is the Travel insurance Perks which come with NW flexi account. The following is an extract from NW http://www.nationwide.co.uk/current_account/travel-cover.htm…
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Savings account from which you can't withdraw money??
Not sure if this should be moved to the savings thread? I was wondering if a product like that already exists? A savings account from which you can not withdraw (not just being fined) any money for a set amount of time (time determined by the saver who opens the account) and then being fined heavily for not saving the…
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lloyds bank details
:A hi this is my first time writting here. all help welcome. i have a problem i am due to get some money in my account tomorrow. ever since i joined lloyds TSB i have always had my money in my bank on a sunday afternoon at about 12.30. today it has not gone in. i am abit worried as i have a college course to attend…
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Business Current Account - Legal Obligation?
As a limited company, am I legally obliged to have a business account? I've just registered a limited company and I'm now looking at setting up a business current account. My problem is that business accounts come with lots of charges and very low interest rates (although there's usually an initial free banking period). So…
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Debit cards that you put money on?
Hello all..this is the first time I have used this thread, perhaps you can help me? I have heard of a card that you put money onto from your own account and then use as a debit card. I think I would like one of these and use the balance to pay for my food shopping throughout the month. Does anyone know what they are…
