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Overdraft confunsion?
Hi all im currently looking to move banks from Halifax and im confused about what overdraft charges? I currently have a 2500 allowed overdraft with Halifax of which 300 is fee free (due to Ultimate Reward) then its £1 a day after that, As were skint at the minute we dont get above the £300 threshold for very long so the…
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Instant Transfer?
I need to have £5,000 in my lawyer's bank account by 12 Noon tomorrow (Monday). I transferred this money on Friday afternoon but it wasn't there by close of play and from what my bank have told me doesn't look like it will be there by noon tomorrow (BACS online payment from Nationwide to HBOS). Basically if the money isn't…
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Cached CRA details?
Some time ago I had an in branch appointment with a business advisor at a high street bank. The purpose is unimportant. During the meeting he was able to call up credit reference agency information about me on his computer, and discussed certain aspects of it with me. The information was current, and was definitely from a…
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Closed / New Co - op Account?
Hi, I recently had to close my basic Co - op Cashminder account, due to my debt situation. A Payday Loan company were due to take £250, which wasn't there, and as damage limitation, I cancelled my debit card and then last week closed the account. Said PDL company have not taken the money from the account. The account now…
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2nd Current Account Advice
Hello, I have an account with Lloyds TSB and am very satisfied with their Customer Service and the way they look after my accounts. I did have dormant current accounts with Barclays and Abbey but have just closed these based on their poor Customer Service. I had considered Natwest as an option but their Customer Service…
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Natwest Graduate Loan
Hi, I'm just wondering if someone can offer some advice. I am graduating this month from my degree completion. I have a Natwest student account at the moment and will be applying for a graduate account. I have a job to go to straight away with a starting salary of £22,500. I am looking to get a graduate loan with Natwest.…
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Premium Bank accounts recomendation?
Hi all, im posting as im stuck what bank to move too? I currently have a "Ultimate Reward" account with Halifax to save on there Overdraft charges and for iphone insurance, But as my overdraft is now over the free limit and with Halifax now increasing the excess on there "free" rewards, I want to switch to an account with…
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accounts that dont have a debit card
ok please stick to answering my question this is the second time i am asking this today due to some folk just having nothing better to do than criticise me and the way i manage my finances etc i want a basic bank account, no overdraft, no debit or maestro facility, my wages in, direct debits out and withdraw money from the…
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Santender Nightmare
Last month. i received my latest credit score, although it my score is classed as 'Good' I noticed 8 defaults against Santender for a bank account I closed last september, with last default marked dated May 2011... I contacted credit expert to raise a case againt Santender to have them acknowledge that they are at fault,…
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Old Bank account - disputed debt
Ok, my son had a current account with Abbey National (now Santander) as an under 16 account. Basic account, no overdraft facilities, cards etc. Somehow the account went into overdraft, no idea how because up until this point if he tried to use more than he had in the account it was refused. We paid the charge (under…
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Natwest- what a joke
I went to use my new debit card in my card reader yesterday. It's about a week old, and I have been using it in shops, cash machines etc with no issues. However, upon attempting to set up a new payee online, I was told that my card was blocked for use. I phoned up Natwest who then gave me several explanations for this, but…
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Bacs
I have got a settlement figure for my loan. I have been advised to pay this amount by BACS. I was just wondering what exactly this is and will my bank (Santander) charge me for this. Thanks.
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[SOLVED] 'old-style' Lloyds Internet banking
I have just re-instated my Llloyds TSB internet banking account, and I am a little confused as to the website. Other members of my family have internet banking, and they have a clean web 2.0 style of Internet banking whereas I have the same old version that I had back in 2007 when I first joined Lloyds. As a result, I am…
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Can Chaps payments clear on Saturdays?
Recently changed umbrella companies due to payment problems. Im with parasol as of the other day and I asked them for same day payment yesterday. Its normally £35 but being a new customer they agreed to do it free this time. However it has not went in to my account. Needless to say I am less than happy having had nothing…
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Credit unions - can I remove my money
Hiya , I have a hundred pounds sitting in the credit union local to me. I dont know how credit unions work I just deposited the money years ago cos my sister told me to. Am I able to keep the account open yet take some or all of this money out today? Cheers
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Business Bank Account Review - Closed Because of Weak Balance Sheet!
Hi, Recently a review was done of our business bank account and we have had a letter saying it will be closed after 2 months. This is because of a weak balance sheet. The Balance sheet currently shows £100,000 loss but accounts are due to be filed in the next fortnight further reducing this loss to £70,000. The business…
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Lloyds TSB - Can't Setup Payment Recipients?
I recently moved house and as is the way with these things, there are suddenly a lot of new bills and expenses appearing. Money has been flowing from my account like water. On Monday, I attempted to setup a new Standing Order to pay my new landlord the monthly rent and got given an error message - "Unfortunately there has…
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Unknown payment from my Nat West Current Account.
I recently purchased some clothes from the Superdry website totaling £121.50 and the money came out of my account on the 8th June. Today I log into online banking and a payment has gone out today of £121.48. I have not purchased anything today of that amount, nor used my debit card today. Could this be an error?! Any help…
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Nationwide Flex Account Cards
Hi, just a quick question about their debit cards. Are the purple cash card+ and the blue debit card both online or can I use the blue debit card at pay@pump and on trains? If no, then how would I go about getting an offline card with them? Thanks. :)
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RBS selling to Santander?
So, The Royal Bank of Scotland aka RBS announced last year that it will sell 318 branches and associated assets and liabilities ("the business") to Santander UK plc ("Santander") for a premium of GBP350 million. The consideration will be paid in cash and is subject to certain closing adjustments, including those relating…
