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Premium Bank accounts recomendation?

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boogiesherbs
boogiesherbs Posts: 197 Forumite
in Budgeting & bank accounts
Hi all, im posting as im stuck what bank to move too?

I currently have a "Ultimate Reward" account with Halifax to save on there Overdraft charges and for iphone insurance,

But as my overdraft is now over the free limit and with Halifax now increasing the excess on there "free" rewards,

I want to switch to an account with a good introductory period and that covers iphones?

Anyone got any recommendations?

Comments

  • ses6jwg
    ses6jwg Posts: 5,381 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    looks ok

    http://www.smile.co.uk/servlet/Satellite?cid=1036673965918&pagename=Smile%2FPage%2FsmView&c=Page
  • Saints2011
    Saints2011 Posts: 933 Forumite
    Lloyds TSB Gold account.
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
  • Lith
    Lith Posts: 897 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    HSBC Premium.... (if you got the cash go for it)

    or TSB Premium (which is credit scored)
    • HSBC (Main A/C)
    • Halifax Back up A/C
    • Lloyds (Spending) A/C
    • RBS Back up A/C
    • Barclays Old A/C
    • Nationwide Old A/C
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    KirbyBirch wrote: »
    Lloyds TSB Gold account.
    What's the iPhone excess on that?
  • pwuk
    pwuk Posts: 152 Forumite
    Part of the Furniture Combo Breaker
    Go for Lloyds Premier - excess is £0.00

    Other benefits are good too and the service is excellent (mostly).
  • thatsean
    thatsean Posts: 992 Forumite
    edited 15 June 2011 at 12:03PM
    I got the Santander premium account - £20 gets you iphone cover, breakdown, keys, and airport lounge access and travel - plus some other bobbins that wasn't of interest to me. I paid for these already, so with the £100 switcher bonus and the 5% aer I'm laughing.
  • apt
    apt Posts: 3,237 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If you are with Santander the laughter will turn to tears at some point.
  • hcb42
    hcb42 Posts: 5,962 Forumite
    I am lloyds platinum, which includes worldwide travel, aA including home start and phones with £30 excess, including iphone. Plus other bits and bobs which dont have all that much value for me

    Overall I think it is a decent package for £17
This discussion has been closed.
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