Current account advice needed ASAP

LisaB85

I have recently been made unemployed so I have been trying to sort out my finances.
I have a bank account(overdraft) and credit card with LLOYDS TSB and they referred me to CCCS who have done a budget with me and have advised me to send their template letter along with the budget to my creditors to pay £1 a month.

However they have also advised I change my bank account to prevent Lloyds automatically taking money from me.

Which current account would be best? I require -

• Online banking to set up direct debits and standing orders
• Debit card
• The option of an online saving account to save for bills

Lokolo

Basic account with Co-op

http://www.co-operativebank.co.uk/servlet/Satellite/1193206368743,CFSweb/Page/Bank-CurrentAccounts?WT.svl=copy

LisaB85

Lokolo wrote: »

Basic account with Co-op

]

Do they have branches I could visit if I needed to pay cheques in as we don't have a Co-op here anymore

Lokolo

Read the T&CS, the answer is on the first page.

You can find the T&Cs on the page I linked to you.

LisaB85

My nearest Co-op is 20 miles away, I have been looking into Natwest or Barclays but don't know much about either.

System

LisaB85 wrote: »

My nearest Co-op is 20 miles away

I know it's all a bit overwhelming, but it really is worth your while to look at the link Lokolo posted for you:
http://www.co-operativebank.co.uk/servlet/Satellite/1193206368743,CFSweb/Page/Bank-CurrentAccounts?WT.svl=copy
Scroll down to the terms and conditions, click on the link, and look at the terms and conditions. You will see that you can pay in cash and cheques at any Post Office.

pmduk

You'll be looking for a basic bank account, there's a list of them here.