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OPCS pay as you go
Hi I've got 2 x payments on my bank statement with "OPCS Pay as you go" - I'm on an orange 'phone and my orange PAYG payments show up as 'Orange' so I'm not sure what these payments are.... Barclays don't know either... Can anyone enlighten me please?
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Retrieving a Deceased Relatives Bank Statements
Hello to everyone Can anyone tell me if it is possible to request the bank statements for the last 6 years of a deceased relative. My Uncle died suddenly on 13th Jan this year, my mother (his sister) was sole beneficiary and executor of his will. The problem we have is lack of paperwork, my Uncle hated it. He lived alone…
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Working out accruing %'s in excel
I'm trying to work out how much money I'm owed back as a rebate from a company I do business for. They give me an anual rebate based on my monthly turnover: £0-£24,999k = 1% £25k - £49,999 = 2% £50k - £74,999 = 3% £75k - £99,999 = 4% £100k+ = 5% The rebate is worked out in stages, so if i make £48k one month, I get 2% on…
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anyone tried money manager at lloyds tsb?
thinking of possibly opening an account as sounds good. any other tips of something better to keep track of outgoings etc. thanks in advance.
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Post graduation 'grown up' banking
Hi all, Haven't posted on here for a while. Came into some good fortune over Christmas and apart from my student loan and car (pretty decent monthly payments) I have no debt. No credit cards, and no overdraft. Which is nice. I have started to reign in my spending habbit and have saved about 1k in the last few months. I…
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SEPA transfer
I have recently moved to Germany and get paid in pounds to my UK account. I need to transfer cash from the UK to Germany and believe there is a way to do this transfer for free. I currently bank with RBS...can somebody please advise on the costs and if there is a way to transfer for free?? :huh:
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Joint account
Hi Guys, Me and my partner have been living together for about 3 months now. At the moment all bills and rent go out of my account and he gives me his half in cash for me to pay in to my account. Because i have so many bills going out of my account i am not sure what i actually have left for myself. I am thinking of…
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Lost my Halifax online statements
I went paper-free. Big mistake. Halifax re-did their site to copy that of Lloyds TSB. They may both be copying someone else, but TSB is the bank i'm with who had the layout & Halifax followed suit. I could access each months statement online no problem. Just been to access a statement tonight & find that i can't get to…
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Another Halifax Reward account Q
Does their month run from the 1st to end of month or does it start on another date? My current bank, RBS, the statements start on the 15th of the month.
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Basic Acc - No Security Number - Limitation?
I recently have opened a basic account with Santander, and I was told I would still be able to create standing orders and draw out cash as with any account. So today I was trying to sign up for Phone & Broadband with BT. However after filling in their online forms, I was confronted with Direct Debit detail queries. Fine, I…
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Cashpoint says received cash but didn't dispense
I went to a cashpoint 3 weeks ago this evening and tried to withdraw £40, the cashpoint got to the bit where it said processing and then shut down. It then went through and reboot sequence. Neither my card nor the cash was given to me. The cashpoint is on the premises of a shell garage. So I went inside to speak to the…
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Reclaiming money paid via bank transfer.
Hello everyone. Me and my wife recently booked a night's stay in an apartment for July this year. We made the booking through a vendor advertising on holidaylettings.co.uk and paid £88 in to his account via a bank transfer. However we are now unable to make any contact with him to confirm the booking and have received an…
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Question around arrears- HSBC
Hi everyone, Had a letter through the post yesterday informing me that I have not made my personal loan payment which was due on the 1st. I was very surprised to get this letter as the payment was sent electronically from my day-to-day bank account to the HSBC account on which the payment comes from. Having looked into it…
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Grant Application & Credit Search
I am in the process of appying for a grant for my disabled son. However, I face a dilemma. The application asks about savings. Technically, I have savings-but in real terms I don't. Let me explain... I have an offset mortgage with a sizeable overdraft facility. Because my mortgage interest rate is miniscule, I've maxed…
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Warning: HSBC Self-Service Coin Collect
Hi Just to warn you all, if you use the service above make sure you actually know how much you are paying in before you use the machine. Ok it does defeat the object of just walking in and paying in a jar full of change. Today it took 4 attempts to get the machine to pay in the cash. Each time it neither rejected nor…
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£184.06 POS sale taken from my account
I've just looked at my Nat west step account and there is a pos transaction on my account of £184.06 it says 15 Mar 2011 POS 7591 10MAR11 - 184.06 This has basically taken me £180 overdrawn, however I didn't think a transaction would go through without money being in the account in the 1st place. I've phoned up nat west…
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Is my bank account 'safe'?
I've read that some banks can take funds from a current account to use against a debt (credit card etc)? I owe money to Barclaycard and MBNA (used to be an Abbey credit card). I bank with Santander, is my bank account safe, that it won't be raided to pay my debts? I owe money but it's under control, just worries me that a…
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Bank of Scotland / Halifax Faster Payments Broken ?
Every month on the 15th I do a payment from my Bank of Scotland Reward account to my Lloyds account and it always goes faster payment, but today it tells me it will be via bacs and will take 3 days ?. Have they changed something or should I just try later ?. Thanks.
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USD Cheque into GBP bank account
Hi all, I recently have been given a USD cheque worth just under 1.5k USD....i would like to put into my natwest or nationwide account but they charge £12.50 - 20£ and takes up to 8weeks to get the cash. I can't wait that long. I had an idea of opening a USD account with citi bank and then withdrawing or transferring from…
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Bank of Scotland' Easycash Account
Hi I have a few queries, which my local branch of Halifax seem unable to answer: I live in England (and English, though seem to get more sense out of the Scots by-and-large) but have a BoS account I opened over the phone as I used to go to Scotland, and there were few "English" banks there, so used the BoS account when…
