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Upgrading to Santander Zero - do I get another 5% for 12 months
Hi, I realise with my ISA addition this year, I will have enough savings to qualify for the Santander Zero Current Account. I already hold the A&L Premium Direct Current Account, the 5% (on first 2500 pounds) ends in June 2011. i) If I were to upgrade my A&L account to their Santander Zero account this June, will I get…
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Nationwide bank charges
Help please I have an account with Nationwide and had a debit card with them that declined payments if I did not have enough cash in my account to fund it. Some months ago without asking me they sent me a visa card to replace my debit card. I am on benefits because I cannot work due to severe health problems and this is…
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Non authorised payment
My husband was working in Mexico and stayed at a hotel there. On departure he paid his bill with his natwest debit card - he got the receipts from this payment and his hotel bill shows the payment as going thru and reflects a nil balance. On checking the two amounts he paid which show on his hotel bill these did go thru…
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Switching service?
i have heard of these 'switching service' that some banks offer. they even give you a sum of cash to switch in to them. but they say you have to switch from your old bank to them. what if you currently have lots of current accouonts can you just choose any one of them and switch to it? also what does it mean by switch? do…
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Faster Payments - Money did not reach the other account same day
I bank with both Lloyds and Barclays and find it necessary to transfer money from one account to the other at various points of the month, and have been benefiting from the Faster Payments Service for some time now. I can normally make a transfer by telephone banking from either account to the other and it is received…
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Graduate accounts and overdraft
I have a few questions about opening a graduate account to obtain a 0% interest overdraft, amounts upto £2000. Lloyds are offering 0% interest rates on overdrafts to graduates in the last 3 years. Now what I want to know is how does it work? How does an overdraft work? Do I have to repay monthly? or pay the sum within 1…
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Natwest current account horror story
Hi everyone, Sorry for the really long post! I thought I would share my recent experience with NatWest for the benefit of anyone considering opening an account with them or RBS, their parent company. When I was about 11 my parents opened me a child current account with them, and when I was 16 I opened my own account with…
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HSBC Address
Edit : no worries now. Apologies.
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Using Metro Bank Account abroad - feedback...
Dear All, Please see the letter I recently handed into Metro Bank regarding my experince with them this month. Sorry in advance for the length. COMPLAINT: **** I would like to complain about my recent experience with my Metro Bank current account whilst I was abroad in Hong Kong and Thailand. I would like to start off by…
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Refused business account due to bad credit
Hi...can anyone help me out, I have just set up a new business and require a business account...I am a sole trader but due to very bad credit i am being refused... Help Please!!
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Best Premier Banking Account
Hi, I have been with Barclays since 1989 and havent really had great cause to complain having always given me a bank loan and overdraft when needed. For the last 5 years I have been a Premier Customer and slowly but surely the service has been in decline, I liked the service as I had a relationship manager I can quickly…
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Nationwide Unauthorised Overdraft Charges
My DD has just received a statement for her Nationwide Flexaccount, and it turns out that for a few days last month, for the first time in several years of banking with them, she dropped marginally into negative balance. Along with the statement came a separate page informing that for each transaction leading to or while…
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Natwest Advantage Private
I have just had a letter from my Bank manager. He is moving onto a better job, so the letter says. Now my account is handled from an office further north. Am I just a bad customer, or have other people also had this.
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For those who complain about bank fees...................
For those who complain about what the banks charge in the UK, it could be much worse http://money.cnn.com/2011/03/16/pf/atm_fees/index.htm?source=cnn_bin&hpt=Sbin:eek: I'm not defending the UK banks (although I work for one of them) however the fact is that if banks keep having to refund overdraft/unpaid charges to keep…
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Halifax Online Service Down?
I have been trying to log onto my Halifax accounts. I can indeed log on, and I can see the balances, but when I click onto mini-statement, full statement or make a payment it tells me that the service is temporarily unavailable and can I please try later. The thing is that I have been 'trying later' since yesterday. I…
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Lloyds TSB Customer Services Phone Costs
Just thought I'd give you all fair warning - I rang the customer services number today and part way through the message it advises you that you are being charged £2 per minute!!! So although I then rang off and decided to go into the branch it has already cost me £2 for absolutely nothing. What a huge rip off - thanks…
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Sigh... why don't people learn?
Please, please, please, if you've ever done an electronic transfer and realised that you've sent it to the wrong account number and you get the money back, remove the transfer details so you don't do it again. My account received £1000 (so not a small sum) over the weekend which we weren't expecting, from people we don't…
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Ethical Banking
Hi After everything that has happened with the banks recently I've been looking into changing my bank account and ISA to a more ethical bank. The obvious choice is the Cooperative, but service is also important and after doing some brief research (there isn't that much information) I found that the Cooperative have…
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How does someone like Tranzfers.com work/make money?
Hi, I was reading the foreign currency transfer section on the website and it occurred to me that I don't really understand how someone like Tranzfers.com makes their money so I was hoping someone on this board could help me understand it. For example, I want to transfer £500 from the U.K. to Germany 1) I transfer money…
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Barclaycard payments
Hi Can i take my barclaycard into a Barclays branch and make a payment over the counter with cash ? I dont have a payment slip as i get my statements online. Darren
