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Halifax reward account
Hi all Just a quick question , when I set my Halfax/Bos they set an overdraft for 90 days to transfer over salary and direct debits etc Its over 90 days and the overdraft is still on there does this just come off automatically or do i need to call them ? I have not had a letter or anything to suggest its remaining on my…
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Santander £100 reward accounts
Hi all, Does anyone have any experience with signing up for the Santander £100 reward scheme and then closing the account shortly afterwards? I recently signed up for this and have now received the £100, and I would like to now move on and open a First Direct account (where I actually intend to stay due to their great…
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Halifax Easycash account
Due to my poor past credit (which is now improving) I had to get a Halifax Easycash account. Have tried to get other basic accounts with other banks as halifax have moved town so it's a bit of a pain, but all rejected (just barclays cash card to try)! Anyway just a question, does the easycash report to any credit ref…
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Another charge/rip off
I noticed on my statement today that Nat West have charged me £4.50 for using my DEBIT card to pay for Euros at Heathrow. They are blaming VISA. 1. This is a debit card 2. I have cleared funds 3. VISA do nothing but pay Travelex in Sterling 4. This was landside at Heathrow 5. I do not get charged when I shop at Tesco This…
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Bank Account without a card
My girlfriend and I moved in together end of October last year and decided to get a joint bank account with barclays (she is a barclays customer i was with hsbc). The account is primarily to put a small amount of money into each month to pay the bills from - however when it was setup there was an initial problem adding me…
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Best way to pay bills from bank account ?
Anyone got any tips an tricks , I am thinking of setting up a 2nd bills only account and transferring money over - will use a credit card to pay bills then transfer over . Anyone do this? Who is best free current Account for this ?
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Halifax help
I have a Halifax business account that would of gone 59 pounds overdrawn due to two direct debits, only I don't have an overdraft facility so the items were dishonoured and I was charged a fee of 70 pounds. I paid in 150 to cover the charge and the payments only to find the payments were not made but the bank took the…
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Nationwide: does anyone logon with the card reader?
As the Nationwide online banking has used the card reader logon for a little while now, I was wondering if anyone actually uses it to login? I always click the alternative option and just use my passwords. Does anyone choose to use the card reader? If yes, is there a reason why?
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Getting rid of financial statements
We are trying to get rid of the mountains of paper in our filing cabinets before we move and am curious to find out an answer to that ever popular question: "how long should I keep bank statements, credit card statements, payslips, utility bills?" Neither myself or my husband are self-employed so am wondering how much we…
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Advise please??
Hi all you money gurus Not sure if this is the right place to ask this, but has anyone transferred out of having a Santander Current Account and can I ask who they choose to move to? I have been with the same bank for over 10 years but enough is enough due to their poor customer service and the dreaded foreign call centres…
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Best ATM facility for a child abroad
Hi guys I'm looking for some advice about the best option for my son. He's 15 at present. He'll turn 16 just two weeks before his trip starts. He's going to Malaysia on a five-week volunteer expedition. The organisers prefer the kids to take ATM cards and as little cash as possible. So he'll need either a prepaid credit…
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Help Needed - Who does the best joint account??
Hi, Me and my partner have lived together for the past 3 year but have always had separate accounts and split the bills down the middle. We are renting at the moment but currently saving for a mortgage, however we believe that a joint account may be better as we can keep an eye on our finances? However we do not no where…
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How to get money from Santander to other banks?
I’ve read the helpful threads about Halifax Reward Current Account and the Lloyds Classic Account with Vantage. I’ve decided to leave Santander but due to the problems I’ve read with their Faster Payments, I’m not too sure how to fund the Lloyds account. 1) I’ve an appointment soon with Halifax to transfer my ISA and will…
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Thomas Cook (HSBC)
I bought over £1550 worth of dollars on 28th Feb from Thomas Cook.Their bank HSBC decided to take the money twice putting me in overdraft. My bank the Clydesdale took a £25 daily charge for the over draft,They will also take a monthly charge of £25 even although it was overdrawn for a day till I noticed it.HSBC have…
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Short changed by cash machine
OH tried to withdraw £300 from cash machine today, as branch was closed by this time, and was only paid out £270. Is there anything that can be done, I wonder? Her statement shows £300 deducted. Normally bank at HSBC, but this was a Lloyds cash machine. Certainly put a damper on Saturday, and its something that has always…
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lloyds joint account with parent
I have a joint account with my mum opened when i was about 11 years old am now 21 can i take money out of there alone or does my mum need to be there with me does anyone know? There not much in there around the £200 bar but i just want to move it into my own account now and close the joint account as its not really…
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Large amount of Euros to £'s
Hi All, Can anyone advise the best way to transfer a large amount of euros to £? (Approx. 200000 euros) My parents have just sold their property in Spain and are looking into the best way to transfer the money over. They have a bank account in euros in Spain and a UK account, however they seem to be getting ripped off with…
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RBS Direct Debit Feb hell help!
Hi I need some advice from you guys. My partner and I work together for a smallish company. We get paid on the 26th of each month unless that falls on a weekend in which case the money goes into our accounts on the following Monday. We each contribute to a joint account for rent and bill and have standing orders set up for…
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Used debit card in Sainsburys on Fri night. How long to go out?
As the title says (if it all fitted in). I paid for my shopping in Sainsburys at about 4:30 on Friday. Paid some money into Santander today via cashpoint as the queue was too long for the counter (takes 2 days to go in for some strange reason). On having my card refused in tesco today I've checked my balance and realised…
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who gets the money when it's in bank cyberspace?
I was just wondering whether anyone could tell me who gets the money (and the interest on the money) when it's in, what I call, bank cyberspace? For instance, I transfer £3000 (via online banking) from my Barclays current account on 6 April. It reaches my Direct ISA account on 8 April. Whilst its 'travelling over', who…
