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Barclays Account - they claim I didnt paid cash in
Hi there, I had a Current Bank Account with Barclays. I was not using it (apart from overdraft facility) and paying £12.50, so back in May 2010 I decided to close the account. I went to my branch paid outstanding £253.00 of overdraft and closed the account at the counter. Back in December 2010 I received a letter from…
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Santander incentive not paid
Hi folks. I foolishly opened an account with Santander in August, tempted by the £100 incentive. It is now March and I am still chasing it up. I have phoned around 30 times, and they keep giving me a date when the money will be in my account but they never follow through. Finally I managed to get something in writing from…
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Nat West taking money out early
Both myself and the Mrs are with Nat West, what we have noticed on quite a few occasions now is that they are taking direct debits out of our account early. Today for instance weve noticed that a direct debit due on Monday has been taken out today, can they do that ?
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Online banking experiences, your recommendations please
Hi I'm looking to move to a bank with a good online presance, Idealy with * Fast Payments * Statments for the last two years or more, without extra charges * Easy login * The ability to look into transactions in detail, I have a Capital one Credit card and in any transaction, you can click on it and see the date of the…
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First Directory - First Direct
I have a first direct account and have just applied for first directory. The reason being is that I travel abroad for usually a month or two each year (I'm at university and get a lot of time off for Easter and summer). Instead of sorting out travel insurance twice each year, I thought it would just be easier getting first…
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Bank of Scotland poor personal details security
Since we moved into our new house 18 months ago we have been getting mail for the previous tenant. For the first year we returned it "no longer at address" but still get a few letters a week. We started binning them now as we are fed up getting his mail. However I noticed a lot of them are from the same company so opened…
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Egg money manager using mac computer.
I am trying to use Egg money via my Apple mac computer but having problems downloading the necessary software. Is it not possible to use money manager when using a mac computer. Thanks
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halifax reward acc & topcashback
Have read through TCB and can't find the answer, so hope someone can help! Have just applied for a Halifax reward acc for myself through TCB to get the £35 cashback. I want to apply for DH too, but don't know whether this will go through OK on my TCB account? Or should I open anothr TCB for him? Thanks
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Orange Contactless Pre Paid Mastercard
I thought this maybe of interest to some people. I noticed this today when I was paying my Orange phone bill. Its appears Orange have introduced a pre paid Mastercard. http://cash.orange.co.uk/
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Bank Accounts for Lottery Syndicates
Hi All, I couldn't find anything in particular on this on the forum. We have a lottery syndicate at work and we want to get a bank account / savings account up and running to put the winnings in (obviously if we were to win the big one it would be distributed straight away). This is for the smaller wins to be accumulated…
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Experian for businesses
Hi.... Not sure which forum this should be in really... I have an experian risk report for a company but dont understand it at all... what should i actually be looking out for to decide if the company is doing well?? my boyfriend has been offered a job at the place but the experian from what i can tell doesnt look very…
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Natwest - Pushy 'representative'
Hi, I went into Natwest today just to make a payment and currently have a student account. I was told that as I am no longer a student and don't have an overdraft that it is not worth having and that I should upgrade it - which was a fair point. Need to look into getting a decent current account, but haven't had the time.…
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Metro Bank: is this any good?
I've noticed yet another Metro Bank opening in the surrounding area where I live. The opening hours are very convenient. I've been reading the article here http://www.moneysavingexpert.com/news/banking/2010/07/metro-bank-launch Is this bank any good in terms of ISAs, saving accounts, customer service et all???
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14,700 pre-tax salary: don't quite understand this!
I was reading on the 'Best Bank Accounts ' page that 'This needn't stay in the account, nor must you be in-credit. This effectively sets a minimum earnings threshold eg. £1,000/month ‘pay-in’ = £14,700 pre-tax salary As then your take-home pay fulfills the pay-in rules. From here on, all min pay-ins are converted into min…
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Credit check by 3 - Northampton Communications
Not sure if this is in the right forum but would a new account and credit check by the mobile company 3 show up as Northampton Communications on my Experian file? I'd call Experian but they don't open until 9am. Thanks
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Bank account to use in australia
I am travelling to Australia and working at sea for 6 months can you suggest a suitable bank account that I can pay money/wages into whilst in Australia that I can access in either country? HSBC have said to open one in Australia but I have been told I will need an address over there which I won't have working at sea! any…
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Child cant get a bank account?? Help
Basically i have just tried to open one of my son`s a bank account and went for the cooperative kids account...but they have refused his application because they say his change of name deed poll isnt legal. This is because on the deed poll my sons first name has been spelt incorrectly missing 1 letter out, and because we…
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Overdrawn After Charges = Further CHarges
Hi All, Firstly, long time lurker here, hello! Read some really informative posts on this site, I particularly love some of the old style thrifty money saving tips :) I'll try to keep this simple. I opened a bank account with Santander, however in the first month work were unable to set up my wages to this new account. The…
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transcripts of phonecalls with NatWest Bank
Hello Forum I am currently in dis pute with NatWest Bank and I have asked for transcripts of phonecalls, I really and truly cannot remember the exact time and the NatWest staff only gave me there first names which I have since forgotten, they want the following information: Name of the member(s) of staff you spoke to? Time…
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Halifax overdraft charges
Hi Guys, I have just received a letter from Halifax re a current account, basically it says that they have 'allowed' the account to go overdrawn and will be charging £5 a day. Whilst I have no argument with the fact that I have been informed in advance of the charges for going overdrawn, and it was my action rather than…
