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The Co-Op Privilege Premier Deal
Hi All, Does anyone know if the Co-Op Bank will be bringing back their fee free privilege account? I missed it last time, and would like to switch to them? If not does anyone have their email address. I can't find one on the website. Cheers
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Nationwide duplicate statements
Does anyone know if Nationwide charge for duplicate statements? Ive applied for a credit card elsewhere, and have been asked to send 6 months worth of bank statements! Unfortunately, i always destroy my paper statements after i recieve them, so will probably have to request for duplicate statements from Nationwide. I would…
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Messed up the first Hurdle
Long time lurker, newbie poster :o Just wanted to post a quick public rant at myself and to see if we really have messed up big time at the first hurdle. Myself and partner are in a lot of debt and have spoken to CCCS who told us the very first thing we need to do is to open a basic bank account. We went today to the…
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Wages into another bank account
Hi, I'm struggling to open a bank account - can I have my wages paid into my father's account? Are there any implications/restrictions? Thanks
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Cash accounts - At my wits end : (
I only registered today in a final attempt at help from what a situation which is fast becoming a total nightmare. I opened a cash account with Lloyds TSB around 7 years ago whilst i lived overseas. At this time a cash account was the only account that was available to me due to poor address history/credit etc. I was…
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Sole trader bank account.
Have tried Santander, Nat West and Barclays as I need to open a new business account due to the demise of our Halifax business account. Internet advice indicates that the most cost effective way to run a sole trader account is through a personal current account. The three approached tell us this is not possible. Any advice…
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Time for payment to show up in bank?
I will go overdrawn on monday and want to know whether I will be charged once or twice as two payments are waiting to go through on my account. One £50 payment I made on wednesday has not yet shown up and will not make me overdrawn. One direct debit payment £200 will be taken on monday that will overdraw me. If the £50…
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Will Natwest Close My Account ?
I applied for a Natwest Current account online and have been accepted and have also returned my paperwork to them (I already had a E-Saver account with them), but I have read stories about this AVU department they use and I am now worried that they will close it. I don’t have the best credit in the world which is probably…
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Questions regarding the SANTANDER preffered account?
Hello all, Basically, Im interested in the santander preffered account. Im struck by the £100 give away, provided you put a £1000 a month in. Also the 5% on in credit upto £2500 is nice aswell.. 1) Is the process a smooth one to transfer from a Lloyds TSB to this one. 2) Will I have to change all my Direct Debits and…
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From Halifax websaver to Natwest Current Account
Hiya everyone, Recently I moved all of my savings (over 10k) from Natwest e-savings account to Halifax websaver as it enjoys much better interest rate. When I completed the transfer, monies appeared instantly in Halifax web saver account depsite that it was Saturday and late evening Anyway I needed to move couple of grands…
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Santander preferred in Credit Account
Ok so I have this account because I liked the idea of 5% interest on blances up to £2500. The thing that gets me, but I may be being really stupid here, is if the interest rate drops to 0.25 or whatever it is if you go over the £2500 mark, how are you ever expected to get 5% interest on £2500 if every month you have to pay…
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Why is it so tricky to move bank?
A couple of months ago I moved bank from Santander to Bank of Scotland. I was happy as anything with Alliance and Leicester but since they were bought by Santander I've experienced nothing but getting messed about, money getting put in/taken out late and abysmal customer service. So I moved to Bank of Scotland. Now the…
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Lloyds TSB - Bank Account and charges
Hi, I seem to be having a long running issue with Lloyds TSB. The background is that 3 years ago, my partner and I hit slight cash flow problems. Although I was putting all available funds in to the joint Lloyds TSB account, the charges were swallowing our money and therefore making us default on our mortgage. After a…
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MSE News: Natwest and RBS fall short on charter promises
This is the discussion thread for the following MSE News Story: "The first progress report on the commitments, launched last year, states they under-performed in five of 25 goals ..." Read the full story: Natwest and RBS fall short on charter promises
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Cheapest way to pay USD into UK bank account
I am a self employed consultant, and have won a contract with a US company. They will pay my fees in USD into UK account. What is the most cost effective way of doing this? I know some banks make exhorbitant currency exchange charges. Any advice urgent & welcome.
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Cheapest was to pay in USD to UK bank account
I am a self employed consultant, and have won a contract with a US company. They will pay my fees in USD into UK account. What is the most cost effective way of doing this? I know some banks make exhorbitant currency exchange charges. Any advice urgent & welcome.
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Lost £200! :'(
I realise this is probably in the wrong section but I just need to rant :-( I was getting out £200 from my local cashpoint at the bus station to pay the deposit on a holiday (which I can no longer afford to pay for), in my excitement I just walked away with the card and not the money. I realised after about 5 seconds,…
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Lloyds TSB £15,000 faster payments
Just logged-in to LloydsTSB internet banking and they are advertising a £15,000 daily limit on faster payments except to first-time payees. Don't know if this is a new limit but just a quick heads-up in case it is. It's about the highest non-corporate limit I know of.
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The MSE Bank PLC By The People and For The People
OK all you lovely MSE'rs, how about we start our own bank with a fairly basic set of rules: Deposit and Savings accounts pay minimum 5% APR net. Loans at 6% - 10% APR depending on fair credit score. The MSE Bank PLC card at 15% AP maximum Repayment only home loans based on affordability, terms up to 40 years with stepped…
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LloydsTsb Lost my Cheque
I'm not sure if this is the correct place for this, but here goes..... My grandmother in the USA died late last year and my uncle sent both me and my daughter a US$ cheque for the amount of 2000$. I paid both cheques in on the same day mine into my santander account and my daughters into her Lloyds account, (Lloyds…
