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Student Bank Accounts
Hi there, I have a question regarding my student bank account. I have a student bank account with Bank of Scotland which I originally opened in 2001, I studied for five years and after graduating worked for one year. During this time I had an interest free overdrfat of £2,600. I then paid interest on this facility for…
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Student Bank Accounts
Hi there, I have a question regarding my student bank account. I have a student bank account with Bank of Scotland which I originally opened in 2001, I studied for five years and after graduating worked for one year. During this time I had an interest free overdrfat of £2,600. I then paid interest on this facility for…
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Strange fraud check procedure
Bought something for £15 on the internet. The company I was buying from rang me and said the card would not go through and had I another I could use. Luckily I had, so used that. I know the balance was well in the black so I wondered what it could be. Tried using the card in the hole in the wall, and wasn't allowed to draw…
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LLoyds Standing order faster payment service ..
Hi Does anyone know how long it takes for a receiver to receive funds by lloyds standing order? Isit next day? I read somewhere that it goes through via FPS & seen that it doesn't? Isit only fps to other lloyds account or all banks? Thank you
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Paypal receiving money
Im organising a group holiday this year in Spain and wanted people to pay a deposit. Some of the people i do not see often and was wondering how they could pay me. Can you accept money to your paypal account and if so how? Have used it lots of times for ebay but wondered if this would be possible. Apologies if this is the…
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FX broker recommendation 10-15k Euro to £
Hi, Can somebody recommend me a a reliable, fast and good value FX broker in UK who can deal with (relatively) small sum of 10-15k Euro to £ exchange. I have a Barclays Euro account where I will receive the Euros but I don't want to use Barclays to exchange it as they're not good value for money (imo). Thanks in advance,…
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Do I have to 'switch' for a new account?
Hi, my partner and I are looking to open a joint account, and I'm tempted by either the Halifax rewards or First Direct accounts, based on the bonus for opening, however as this isn't my only account, I don't want to switch all of my DDs from my existing current account, I just plan to set up a new SO from one to the other…
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Yorkshire Bank Private Banking
Hi all, To cut a long story short I used to bank with Yorkshire bank and for a variety of reasons ended up moving to a Premier account with Barclays. After a couple of months I went into Yorkshire Bank to close my old account and ended up having a long chat with the branch manager. The upshot of this is that he's offered…
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Difficulty changing sole to joint account
Has anybody else had trouble changing an ordinary UK current bank account (for copyright reasons I shan't name the bank) from sole to joint? Is this following example just rank incompetence or something else? Despite being told on the phone by my branch that it'd be no problem and having had the necessary forms sent to me…
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Overdraft Query
The account balance on my current account is a plus figure as I paid a cheque in yesterday but my available balance is a minus figure because the cheque hasn't cleared yet. Am I being charged interest on my overdraft?
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be weary of Santander switching !!!! ups
Set up some 'bogus' so's to switch over so i can bag their £100 fee. I set some up for £5 and some for £1. I did the same for the gf. When the paperwork comes through, everything is set up to transfer £1. That means the £1 is £1, but the £5 is also for some reason now a £1 payment. ok, i deliberately set it low so i…
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Halifax reward account no £5 this month
I didnt get my £5 this month and neither did my wife has it got something to do with february only being 28 days I always get it on the 1st normally
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Lloyds TSB & Experian
Hello Everyone. I was wondering if anyone could shed some light on the following matter. Back in 2008 I opened a Lloyds TSB current account. I received my card and pin to shortly followed by a letter stating my account was to be closed, that was fine at the time. I never had any transactions go through the account or…
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Barclays Account Manager Machines in Branch
I used one of the Barclays self service machines this morning to make a payment from my account which normally goes through Faster Payments. I've just checked my statement and it is listed as a "Funds Transfer" as opposed to a "bill payment". Has anyone used these machines before? Is this normal?
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Childrens bank accounts
Does anyone know if the child has to be present when an account is open? I want to open bank accounts for my children aged 13 and 14, we have all the forms filled in and they have signed them. My problem is that the local banks close at 2.30 during the week and are not open on weekends!! Didnt really want to do a 40 mile…
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Halifax new online regular payment cant change reference
Halifax have revised online banking, help my dad to make regular weekly payments and used the reference field to enter date that payment was up to. This required a simple amendment to the existing payment each month. Halifax have revised system and I can't see how this can be done-nothing in details of revisions to…
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Looking for bank account with 0% overdraft up to at least £800
Only earn £14400 a year so cant go with santander (is there a way to add the £300?) and there is no lower earning alternative provided by Martin. Anyone know what I could go for? Will also need to be able to stop paying to the account after 3 months (going travelling) without the benefits stopping. The £2 a month Santander…
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No bank details sent to Experian
I used a Credit Expert trial to find out my credit score in November 2010 and found it was just under 700 , which is not very good, but also there were no defaults, CCJ’s etc on my record. I only use a Debit Card, and have no outstanding debt (except my agreed overdraft) When I went to cancel the trial, I spoke to Credit…
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UK Banks & outgoing transfers to Eurozone
All the banks list transfer fees of £10-20 for transferring GB£ to a GB£ account in a Eurozone country. When it comes to small transfer amounts, this is very frustrating - as it is simply uneconomic. Within the Eurozone, transfers can be made via SEPA/IBAN for a few cents!! Someone is trying to tell me that as part of the…
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Busy branches
As a regular reader of this forum I get the impression that a large proportion of people use on line banking. With this in mind I cannot work out why branches are so busy. There is not really much that you cannot do on line nowadays. Recently I had to go to my local branch to pay in a cheque and the bank was so crowded…
