Nationwide duplicate statements

Kaynem

Does anyone know if Nationwide charge for duplicate statements?

Ive applied for a credit card elsewhere, and have been asked to send 6 months worth of bank statements!

Unfortunately, i always destroy my paper statements after i recieve them, so will probably have to request for duplicate statements from Nationwide.

I would call them and ask, but im really trying to tone down on silly phone charges for now, and i can't seem to find any information on their website either.

So any information here would be really grateful. Thanks

glider3560

£5 for one statement or £10 for more
http://www.nationwide.co.uk/current_account/rates.htm

agrinnall

Online banking, download a PDF of the statement, print it yourself, a lot less than £10.

Kaynem

agrinnall wrote: »

Online banking, download a PDF of the statement, print it yourself, a lot less than £10.

Would the credit card lender accept an online paper statement though?

In fact, would you know (or anyone else) if the duplicate paper statement Nationwide will send to me is the exact copy of the original statement?

Quick search on google about duplicate statements, and i ended up on a forum where someone was complaining about the duplicate copy not looking like the original statement (although it was with a different bank)

Argh... i hope Nationwide aren't like that. I don't think the credit card lender will accept that.

[Deleted User]

Kaynem wrote: »

Would the credit card lender accept an online paper statement though?

In fact, would you know (or anyone else) if the duplicate paper statement Nationwide will send to me is the exact copy of the original statement?

Quick search on google about duplicate statements, and i ended up on a forum where someone was complaining about the duplicate copy not looking like the original statement (although it was with a different bank)

Argh... i hope Nationwide aren't like that. I don't think the credit card lender will accept that.

they look exactly like it - credit card lender should not be able to tell the difference

example


address appears top left

glider3560

vinh1000 wrote: »

they look exactly like it - credit card lender should not be able to tell the difference

example
address appears top left

Except they will be printed on a home printer with no reverse side. They also have the word "Duplicate" across the centre, although this can be removed with a PDF editor. Also the font is different, which can be recognised easily by someone who examines bank statement regularly.

cheerful_jase

How do you get the statement in a pdf form can't find that option?
thanks

samwsmith1

cheerful_jase wrote: »

How do you get the statement in a pdf form can't find that option?
thanks

Click onto the account, then click the history tab, select the month required, then click view statement.

pvt

glider3560 wrote: »

They also have the word "Duplicate" across the centre, although this can be removed with a PDF editor.

Can anyone elaborate on whether this ingenuous observation is fraud because it constitutes straightforward forgery, or because it is covered by the section of the theft act concerning the 'issuing of a false instrument'?

:question: Just curious...:question:

As I would expect the duplicates provided by the bank to also have "DUPLICATE" on them (cos they'll print the same pdf file off!), I am at a loss to understand why anyone would do this and risk a CIFAS entry on there credit file if they were found out.

glider3560

pvt wrote: »

Can anyone elaborate on whether this ingenuous observation is fraud because it constitutes straightforward forgery, or because it is covered by the section of the theft act concerning the 'issuing of a false instrument'?

:question: Just curious...:question:

As I would expect the duplicates provided by the bank to also have "DUPLICATE" on them (cos they'll print the same pdf file off!), I am at a loss to understand why anyone would do this and risk a CIFAS entry on there credit file if they were found out.

I've no idea. But can explain how I know it is possible to do...

I have my computer set up to open PDF files with a PDF editor by default instead of Acrobat Reader. By chance, I was scrolling but accidentally managed to move the D on the word Duplicate. I then realised that is was just a layer on top of the statement which anyone could delete.

pvt

glider3560 wrote: »

I've no idea. But can explain how I know it is possible to do...

I have my computer set up to open PDF files with a PDF editor by default instead of Acrobat Reader. By chance, I was scrolling but accidentally managed to move the D on the word Duplicate. I then realised that is was just a layer on top of the statement which anyone could delete.

Oh I think there are lots of different ways of doing it, ranging from converting it to a bitmap and editing it with paint, to printing it out and tippexing the words off before xeroxing it again.

That's the thing with forgery, it's so easy with a computer, and still as illegal as it ever used to be.

I suppose one could always offer the defence that one had accidentally deleted it... off six different copies.

pvt