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Paying for a Majorcan hotel upgrade
Hi Folks Maybe the wrong place to post this so apologise if it is. I have a holiday booked with Thomson in June, but after aquiring a quote from them for an additional adult I decided to contact the hotel direct, as Thomson were charging the earth, to obtain a price for this upgrade. They are charging a fair price, but…
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Direct Debit problem with British Gas
Hi all, I dont know if this is the right place to post, but i am looking for some advice regarding direct debits. My partner decieded that instead of paying for a homecare agreement as a yearly payment, she would split it over the year and set up a direct debit with British Gas Homecare and pay monthly. That way they would…
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I need a letter to open my back account
Hi people, as the title will suggest, I need a goverment letter before i can put money into the account, however i do not pay bills or work as im a student and they will not accept my SAAS letter, what should I do? Thank you
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Internet Banking Credit Card Payment Returned
Hi, I've got an unusual one. On the 9th February, I made an Internet Banking payment to my credit card of £271.10. Yesterday, I received my credit card bill, and found that the money had been received, but was then returned on the 24th February. I contacted my bank and they told me that they have no record of the payment…
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Bank account closed down WITH money in it?!
Ok so I've been with Santander for years but have had a savings account with Lloyds, I've recently moved and now live actually next door to Llyods whereas my nearest Santander is up town a 20 minute journey on the bus and a £3.80 fare! So logic thing was to swith my current account to Lloyds! So did it last month and it…
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HSBC 'January Sale'
Is anyone else waiting for HSBC to transfer their payments from another bank to qualify for the £75 incentive? So far: I applied for the account on 27 December. I handed the 'transfer my accounts' form to a local branch on 4 February. The offer leaflet says they will "complete transfers of direct debits and standing orders…
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HSBC and Fraud
I have had some fraudulant activity on my account recently. I contacted HSBC and they repaid the money straight away and started an investigation. The activity was on £20 and it was done over the net. Now, I ahve read that the thieving low life trash who do this take small accounts and if that goes un-noticed they dip in…
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Which current account
I would like some advise on the best current account options for myself. 25 year old graduated 4 years ago paying in 2-2.5K per month. Rarely overdrawn but would like some sort of safety net without worrying about huge costs. No real savings but would like to start saving a regular amount each month. The account must have…
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Shall I dare go to Santander?
Good morning all, Been thinking for weeks about applying for the Santander £100 switch and 5% interest. I know they are currently the worst bank for customer service in recent polls, But I did see they have improved a little. They obviously have one of the best rates on the market for switching incentives and interest. Has…
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looking for newly weds joint account! help please
my girlfriend and i are getting married may 2012, we are obvioulsy going to get joint accounts. we have a few questions however....she has a loan from her bank would moving here income to another bank be harder because of this? also, how does it affect your credit rating? should one of us just move to the bank of the other…
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How to Find Out Which Banks Are Linked?
Apologies if I've missed this but I have searched and can't find anything... Is there a definitive thread or info anywhere saying which banks are linked to which? I've just opened a Co-Op cash minder account at the beginning of what is to be a very long journey, but I've just spotted on one of my GE Money CC statements…
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HSBC to issue security tokens to its customers
Looks like a good idea, and more secure than the card readers other banks use. Just wish the shape was similar to the keyring fobs they give their business customers! Regards Sunil
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Arrangement Fee for changing status
I bank with HSBC and in February my student bank account became a graduate bank account. I have received a letter telling me that they are charging my a £25 arrangement fee for the pleasure. From July I will have to pay interest on a portion of my overdraft, fine. But charging me £25 for this "service", which benefits only…
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store refused money
to settle an arguement at work, anyone know if it's wrong of a store to refuse small denomination coins? guy at work went to makro to pay for something £100 ish, he had all £1 coins bagged into £20 amounts, store refused to take it so he left, i thought that store could not refuse legal tender, i could be wrong though,…
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Halifax online
Hi does anyone know where I can check for fees that are due out from the bank as since thy changed layout I cannot find them.. bank fees Halifax current account online thanks
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Nationwide Default
Hi, I have a default on my credit report from NationWide, It shows as satisfied, but they keep updating it every month as a default so it will never be removed. Are they allowed to keep updating it even though it has been satisfied? If they arent what should I do, and if they are allowed to keep updating how do I stop them…
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Santander 5% interest, BE CAREFUL
Hi, Newbie, but just thought i'd pass on my experiance of this. Opened a new account before christmas, thought £100 and 5% was a great offer..... Shortly after opening account I stupidly upgraded it to one of their 'Reward' accounts, when all the info came through, I saw that it wasn't worth me paying for this account and…
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Prepaid envelopes for posting cheques?
A+L used to offer this but don't have an account with Santander now HSBC say they don't offer this who does offer it?
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One account for paper statements
As people don't tend to accept printed statements as proof of ID - I keep one account (barclays) as paper statements - so I get one every 3 months and throw the old one away so I always have a proper paper statement within the last 3 months to show if I need to does anyone else do this too?
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Anybody experiencing delay with Haifax online statements?
Hi As the title suggests I havent received my online statements which usually arrive on the 2nd of the month. I understand that the online sysytem is updating but wondered if anyone else experienced this? Thanks
