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Nationwide Default
donny84
Posts: 28 Forumite
Hi, I have a default on my credit report from NationWide, It shows as satisfied, but they keep updating it every month as a default so it will never be removed. Are they allowed to keep updating it even though it has been satisfied? If they arent what should I do, and if they are allowed to keep updating how do I stop them from updating it?
It would have been satisfied in 2008 sometime. but the last time they updated my report was 13/02/2011
It would have been satisfied in 2008 sometime. but the last time they updated my report was 13/02/2011
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Comments
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Defaults stay on your file for a total of 6 years here in England whether satisfied /settled or notmake the most of it, we are only here for the weekend.
and we will never, ever return.0 -
i am aware of that, but what im saying is they update it every month, i have another default but they havent updated it since i paid them. Nationwide update it every month so it looks like a new default every month.0
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Sorry, i misunderstood, cant help then.
Probably will get some sort of an answer tonight when people get in from work
Anniemake the most of it, we are only here for the weekend.
and we will never, ever return.0 -
my other default was paid off and this is what my report says...
File Updated for the Period to:17/08/2008
my partner also has a paid off deafult and it hasnt been updated for 4 years,
But my Nationwide says
File Updated for the Period to:13/02/2011
P.S thanks for trying McKneff :-)0 -
anyone able to give advice?0
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Sorry but I am bumping this,0
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Donny, does it not read something like
Defaulted On: 03/03/2010
File Updated for the Period to: 13/03/2011
but obviously your dates.Tesco CC 1300/461.93/838.07Mini HP 13000.62/5813.62/71870 -
i am aware of that, but what im saying is they update it every month, i have another default but they havent updated it since i paid them. Nationwide update it every month so it looks like a new default every month.
The date on which it is updated doesn't matter and is immaterial.
The only important things you need to worry about are the
DEFAULT DATE
and CURRENT BALANCE: SATISFIED
As long as those are correct you can safely disregard the UPDATED FOR PERIOD TO: date
:beer:
The default drops off six months from the DEFAULT DATE, not UPDATED TO: date.Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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The default drops off six months from the DEFAULT DATE, not UPDATED TO: date.
He means years
I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂0 -
Oh ok thats good news, I was a little worried, thanks all for the advice :-)0
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