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DMP vs Staff current account!
Hey all, I'm about to embark on a DMP with CCCS. Thing is, several yrs ago I worked for my bank, who is now my biggest creditor, ha ha. I retained a staff account, as part of our T & C's (we were outsourced to other company) I wonder....should I expect harsher treatment from them being ex staff, but still actually having…
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Barclays Business Account charges? what are these?
Hi all, my OH opened a Barclays Business account a year ago but has just received an Advance Notifcation of Charges letter which states the folllowing on the last quarter: 1 Non-Automated debits £0.79 4 Credits Paid In £3.00 £550 cash paid in £4.68 (0.85 per £100) Account Fee £16.50 Total Commission £25.27So am i right in…
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Direct debit charges
I hope this is in the right forum! The Queens University gym wants to charge me a £20 admin fee to start a membership with them. This is even before I pay for the membership itself. They claim this is the cost to them of setting up and maintaining a direct debit. Unfortunately, the only way to avoid the admin fee is to pay…
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Refused Bank Account
Hello again, after receiving my £2 Credit report from Experian with no bad records such as CIFAS showing up, (It was found through my current address, so my Dads records came up also) I decided to apply for a Lloyds Account. At the branch upon doing a credit check it was declared that my application had been declined. This…
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Bank transfer - how long will it take?
I transfered some money online from my Alliance and Leicester account to my HSBC how long will it take?
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Alliance and Leicester Log On problems
Santander have messed up again today. A&L customers are experiencing logon difficulties. Using your Bookmarked logon details now incorrectly take you to the Santander Homepage, when logon button clicked the details are different and you cannot logon. Many of SayNoTo numbers have been stopped, but eventually got through to…
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Is my bank really slow or what?
Each time I transfer money out of my account somewhere, for example say today I take money out. Then tomorrow I put money back in. The amount going in always seems to show on my statement before the amount going out, needless to say I always think I have more than I do....
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Problems with Verified Visa?
Hi I'm having trouble ordering my shopping from Tesco on-line? It goes all the way through to the verification by Visa page and then it stops and says the bank is refusing it? But I'v checked with the bank and the visa verified people haven't even asked to authorise it. And I have more than enough cash in my account…
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Best Swift Tranfer
Hi all, I have the bank details of a person residing in Barcelona. She gave me IBAN and BIC/SWIFT. Does that mean I'm forced to use SWIFT? SWIFT is really expensive. Our bank Nationwide charges 25 GBP. Any cheaper options? From my German bank account I can do IBAN/BIC transfers free (even though I need to fax the form to…
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Halifax Reward Current Account
I applied this account online on thursday, accepted and got my account number and sort code at the same time, On monday i received my online banking password etc. I logged in yesterday and it says " Account holding" and still doing further checks....... dont know how long its gonna take and also i did transfer £100 in to…
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Santander / Alliance & Leicester Complaint
A copy of the rant I have e-mailed santander tonight. I have never seen such poor examples of customer service ever! :mad: "I write because I have never come across such incompetence in my experiences with any other bank. Today I wasted 90 minutes of my time speaking (or perhaps more accurately on hold) to your customer…
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Legals of a joint account after separation
My friend and her boyfriend split up a month or so ago. They used a joint account for bills and spending, both paying in equal amounts After reviewing the account (all monies paid in against money spent by each) the ex boyfriend has spent £380+ of my friends money - can this be reclaimed in anyway? The joint account is…
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can i pay cheques made out to my children into my account?
hi all my ex mother in law sent my children cheques this year for xmas (knowing thet dont have a bank account!) its only £10 each but i need it to get them some new clothes. can i pay it into my natwest bank account? Thank you and merry mismas!!!!!!:A
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What happens to a bank account after death
Hi, My grandfather died yesterday and my mother is named as his next of kin. We were told the undertakers would contact us today regarding funeral arrangements, etc. However today my mother had a call from his friend who said that he did not have a funeral plan and she had organised the funeral but my mother would have to…
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Cash machine (ATM) withdrawal limit UK
This may seem a basic question, apologies. I have a ‘Carte Bleue’ French debit card. I have been told by my bank that I can withdraw the equivalent of 600 Euros (around £500) from a machine abroad in one go. I would like to do this, but what limits do the cash machines in England have per withdrawal. I want to limit the…
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Closing current account - or leave it open with a penny in?
Hello, I took advantage of the Alliance and Leicester deal at the start of the year. They didn't do the transfer of direct debits/standing orders/incoming employer pay properly, so that I started paying DDs and SOs before my pay had been transferred, which generated bank charges (a nice introduction to a new bank and new…
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Santander Website Popup!
Hiya, Anyone know how to stop the 'download our security software' message popping up, every time I log in to Santander's online banking website? There doesn't seem to be the option to turn it off! Cheers, Sim.
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Visa Debit Card Signature
Hi, I signed my signature on the bank of my debit card and i accidentally smudged it :( now there is just a grey blur that can't be removed. Is it ok if i just sign over that? or is the card invalid now? Thanks.
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Current Accounts for foreign currency
I am an expat living in the Netherlands and have become victim to Nationwide's change in charges to foreign cash withdrawals and purchases. My employer is unable to pay my salary into a foreign bank account (I'm still on a UK contract) which means I'm paying through the roof on general living (it doesn't make sense to have…
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Charges appearing from debit card
Hey, Not sure that this is the right forum, but as my debit card is linked to my current account........ Over the past few days i have noticed several charges for £1.25 appearring in my current account under the heading "overseas transaction". As i have not been overseas, this was a mystery so i phoned the bank and was…
