-
overdraft charge
Recently had a cheque cashed by someone over a month since I sent it. Hadn't realised so shifted excess cash from current account to e-savings. Didn't notice and went shopping, building up £95 of overdraft fees in 2 days, quickly shifted money back when realised. Completely out of character and mortified to waste money on…
-
Overdraft queries :S
Hi, this is my first overdraft for £100 (with no interest) from Natwest. I was just wondering when i'm expected to pay it back? I know it may seem trivial, but I'm unsure about it. My account is a current plus acount. Any Help? Thanks :)
-
Bank Account for Expat/Foreign spend
Hi, I'm an expat working in the Netherlands and currently have a CA with Nationwide. They have recently introduced charges to all foreign/currency cash withdrawals and purchases. I am still employed by the UK, so have my salary paid into my UK bank account. My employer is unable to pay into my foreign account for some…
-
business banking current account which one ?
Hi all I currently have an alliance and leicester business current account but due to branch closures and lack of atm for paying in cheques and cash I want to change. I know I can use the post office for paying in cheques but don't like the fact they send them through the post to a&l My business deals with around 5 cheques…
-
What bank account activity gets reported to CRAs
Apologies if this has been answered elsewhere but I wondered what actual bank account activity gets reported to CRAs? Last time I got credit, got in trouble and waited the 6 years bank accounts weren't reported. Due to the above I've managed to get a Key Account with RBS which I have seen on my online report although not…
-
6 dangers of using a debit card
http://uk.finance.yahoo.com/news/6-dangers-using-debit-card-yahoofinanceuk-1457504971.html It says using a debit card won't boost your credit history. It doesn't anything about a debit card with overdraft... :think:
-
Can you stop a Bank giro Credit payment?
I was under a bit of stress yesterday and went in to my bank (the Co-op ) and made a payment on a bill using the company'sbank giro credit (I have quite a few of these slips so I used one to save me from sending them a cheque they may not get until after Christmas) I was just checking my online banking and I forgot that I…
-
In a tricky situation - need help to plan for next year
Hello hello, I'm not sure if i've put this in the right place but here goes - and many many apologies for the essay in advance. I'm a student at a London university (UCL), but last year - my final year - I had to withdraw from my final exams due to ill health. I'm taking them next May, but this time round i'm living at my…
-
Refunds via Visa Debit Cards
I recently received a refund for something I purchased on my visa debit card, it was refunded via the same payment method and I was just wondering how long it should typically take to go back into my current account as cleared funds?
-
0% overdraft on current account
Has anyone used their overdraft to stooze (i.e shift the overdraft into a higher interest savings account)? I have a current account with base rate interest but a significant overdraft. I plan to use the current account to recieve wages, student loan etc. and any excess (including 0% overdraft) into investments or my…
-
EUROPEAN TRANSFER-any advice welcome please!
EUROPEAN TRANSFER-any advice welcome please! Hi All, I am an ex-pat in Belgium and have recently processed a european transfer from my belgium bank to the UK for 1000 euros which has left my account in Mid Nov and still hasnt been paid to the beneficiary. I am aware my bank needs to conduct a BACS transfer but they state…
-
Wages paid into wrong account - How to get it back?
My son has just finished a Christmas temp job with Asda and payday (for the first half of his wages) was the 17th of December (with the rest beoing paid January 14th). He got a payslip but no money appeared in his bank account. It transpired that Asda had the sort code wrong by one digit (the account number was corrrect).…
-
Metro Bank Online Banking Website Much Improved!
Metrobank has updated its online banking website. It now looks a whole lot more professional - font sizes are smaller and it generally looks much slicker - as well as much faster to load. I have been with Metro Bank now for a couple of months. No overseas experience yet, but I am still a very happy customer. I recently…
-
I don't want to pay any more bankers bonuses
Who can I bank with that doesn't pay bonuses? Yes, I know I shouldn't have watched last night's Panorama programme! :mad:
-
MSE News: Senior MSE figure appointed to official Consumer Panel
This is the discussion thread for the following MSE News Story: "The panel, which lobbies the regulator on consumers' behalf, has selected our web editor Dan Plant to start in January ..." Read the full story: Senior MSE figure appointed to official Consumer Panel
-
Question about debit cards?
Can you tell which bank issues a debit/bank card by the first 4 numbers or the last 4 numbers of the 16 digit number on the front?
-
I'm sorry, but I'm leaving you....
Dear Santander, There is no easy way to tell you this , I'm leaving you. We have been together for so long, through the good and the bad times and I thought things between us couldn't get any better. But recently your becoming harder to live with. There's the constant mistakes and !!!!-ups, and you're never there to listen…
-
F@@king alliance and leister
omg, they are hopeless! first of all my internet banking was blocked i rang up a+l an the man on the phone was no help at all! he had the cheek ta ask me was i speaking to someone in the background when i clearly wasnt and then told me that password was correct when it said on my computer that it wasnt ! he then told me…
-
Post-dated cheques. What are the rules?
Hi, I have not been on here for a while, so can I start by wishing everyone a happy, hassle-free Christmas :) I post-dated a cheque to make sure it arrived in time, due to the snow, but it has been banked and taken me overdrawn. When I asked Santander why a post-dated cheque had been cashed, I received the following…
-
Banking fraud
Have recently been subject to monies being taken from my current account without my knowledge. This was reported to my bank within 2 days of me noticing it through my online banking. Will this money be repaid. The online help people told me that it was taken at the same time as I paid in a cheque.
