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overdraft charge

leanne13_2
leanne13_2 Posts: 5 Forumite
in Budgeting & bank accounts
Recently had a cheque cashed by someone over a month since I sent it. Hadn't realised so shifted excess cash from current account to e-savings. Didn't notice and went shopping, building up £95 of overdraft fees in 2 days, quickly shifted money back when realised.
Completely out of character and mortified to waste money on fees. Any ideas if I can claim it back or how to argue against it?

Comments

  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    Which bank?
  • leanne13_2
    leanne13_2 Posts: 5 Forumite
    Nationwide. Never had problems with them til now
  • apt
    apt Posts: 3,248 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If you've not been let off charges before I would contact Nationwide and ask politely for them to set aside the charges as an act of goodwill. Banks usually do that once. Also try to arrange a modest overdraft on the account. Arranging the overdraft is free and if you had had one in place you would only have paid a small amount of interest.
  • leanne13_2
    leanne13_2 Posts: 5 Forumite
    :) Thanks Apt. They've let me off this time. Had an arranged overdraft of £50 but wasn't enough so will extend it in the future, straight away looks a bit dodgy. Set up text alerts now too to help me keep an eye on things
  • phidy2010
    phidy2010 Posts: 27 Forumite
    email chairman office they will resolve it
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    phidy2010 wrote: »
    email chairman office they will resolve it
    Why would you post that two weeks after the OP has stated the matter's been resolved?
This discussion has been closed.
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