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ICICI bank fixed rate bond renewed at incorrect rate
I would strongly recommend that anyone who has taken out a fixed rate bond with ICICI recently check that the interest rate given to them at renewal date is correct. We renewed a fixed rate bond with ICICI bank back in mid-May, but agreed to the renewal (they phoned us up, and we thought how efficient!) in mid-April, when…
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A&L account, £500 funding requirement, free travel insurance, cheap overdraft
Does anyone know if there are any plans to amend the funding requirement or withdraw the travel insurance for these accounts? I'm concerned because I can see Santander require £1,000 per month funding and don't give travel insurance
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Question About Barclays Pinsenrty & Account Access
I have resisted the need to get pinsentry but feel that I may have to for text alerts etc but I don't want to have to use it to transfer money or pay existing payees. Can this be done without using pinsentry? I'm sure when pinsentry was first launched, logging in without it only gave you read only access but you could…
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Direct debits...please help
Please help....i do not have a bank account due to poor credit rating so im not able to pay my car insurance via direct debit,but at the same time i cannot pay the one off payment.why cant they send me a monthly invoice like other companys do...b.t...and sky...please can somebody help me....do i have other rights if i dont…
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one cheque been taken out twice
Please could you help me I wrote a cheque out and its been taken out twice leaving me overdrawn, please could you tell me what POW means on statement from the person the cheque was made out to.Its a Barclays account;)
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First Direct free £100
Hi Everyone, I plan to move to First Direct. Does anyone know if you have to use there transfer service to get this? I have read that you have to have used it if you want the 2nd free £100 to move away, but I'm not sure about the £100 sign up bonus?? Thanks
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santander scam phone call
apologies if this is not the right place to post this thread. i thought i would make people aware of the following. i just had an automated call from the following number 08453512275 claiming to be santander fraud department. i got a little suspiscious when the robot-like voice did not pronounce my surname properly and…
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Natwest visa debit 'bounce back'
Hi, I hope someone can help me! I had a loan due with txtloan (yes I know, silly but necessary!). This morning the payment was due to be taken. I had accidentally forgotten to tell them I'd moved house and as a result, the transaction seemed to decline from their end. They tried again, and it also declined. I checked…
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Switching from Santander to BOS
Just have a few quick questions, Ive done a search and couldn't find what I was looking for. I completed the online application early hours of thursday morning and I am using the bos switching service. How long before I hear from them? Also I was also wondering when I should change over my salary, I have to complete a…
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Lloyds counter error
:eek:I thought I had posrted this but I can't find it anywhere. So I am reposting if anyone can help...:mad: Hello people I don't know if this is the right place to post!! Just before holiday I paid my water bill across the counter at LLoyds banks. When coming off hols I had a letter off Severn Trent to say that I still…
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Lloyds TSB Now Charging for Planned Overdrafts
Just had to share this - I am completely furious!!! I got home from work today to a letter from Lloyds TSB saying they're now going to charge £5 per month for each planned overdraft a customer uses, and then interest on top of course. How unfair is that?!!! So I am a responsible customer and have an overdraft which I am…
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Halifax authorised overdrafts, better to have a personal loan?
We have 2 accounts with Halifax - we are struggling with the new account charges as we use our authorised overdrafts every month, there just isnt, at the moment, any spare to even try and pay it off. When I spoke to someone at Halifax recently, they suggested taking a personal loan out to clear the overdrafts and that it…
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Natwest Student Account: Advice Please
Hi everyone, hope everybody is well. I will try to explain my situation and what I would like to achieve. Three years ago I opened a Natwest student account, later that year I decided that university wasn't for me. However in that year I maxed out my £1250 overdraft. When I left uni I got a full-time job and have remained…
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Sudden overdraft removal - please advice!
Hi Towards the end of last year I realised that I was no longer able to make all the repayments I had on various loans and credit cards. I contacted a debt management company, who when through my income and outgoings and put a debit management plan in place. I had had my current account with Barclays for the past 13 or so…
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Lloyds TSB Online Banking
Like a lot of other Loyds TSB customers I was inconvenienced by the new order in which items were listed on the new online banking site, which caused a lot of extra paper usage when downloading the statements as well as them being in reverse order. After several emails and letters sent to Lloyds I have today received a…
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Halifax Reward or First Direct - From Nationwide Flex
Hi all, Well, the dust has settled on the Foreign Charge introduction on the Nationwide Flex Account and having been using my Nationwide Flex Account for the past 10 year and seeing the features degrade and degrade, this is the final straw for me so I have decided to move my daily banking from Nationwide. I like the idea…
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HSBC Overdrawn
I think this is more of a moan than a request for advice!! I am currently going through a temp finincial shortage. I had applied for a student account with muy current bank HSBC but they are useless (another story!!) After weeks of trying to produce non existent docs I gave up and had it turned from a 'pre-student' back to…
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Lloydstsb online banking
There is currently a glitch in the system so everyone is showing as unregistered online (having just spent 15minutes on the phone to them!) so don't panic if it won't let you on!
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Lost Accounts
Hi I was wondering anyone had any suggestions for me. I filled out a form awhile ago to trace lost accounts as I had a vague recollection of my parents opening a N&P account for me when I was a child. N&P was taken over by Abbey National and this morning I received a letter from Santander saying they had an account with my…
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Withdrawing cash when abroad
Hi Guys, I am hoping you can assist me with the answer to a quick question. I am currently on holiday in Barcelona and I was wondering which is the best option to select when withdrawing from ATM's, the equivilent in GBP or let the bank do the transaction by itself in local currency ? I presumed that I was best to select…
