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HSBC Overdrawn
Tink82
Posts: 316 Forumite
I think this is more of a moan than a request for advice!!
I am currently going through a temp finincial shortage. I had applied for a student account with muy current bank HSBC but they are useless (another story!!) After weeks of trying to produce non existent docs I gave up and had it turned from a 'pre-student' back to my normal aco!!!!
On Monday 2 DD's came out and left me £1.39 overdrawn (one was honoured and one returned)
On Wed I had a payment made to my account of just over £50 but immediatly the bank took £25 for 'pre-notified fees'.. Now, don't get me wrong, I understand that I have to pay fees for going over drawn, it is my fault, I don't dispute that....
However I only recieved the notification letter yesterday!! I says they will 'Pre-notify me before this sum is debited to my account'
I can't see how sending mew a letter after taking the money is pre-notifying me
It has now left me in a tighter position than before. Thanks a lot HSBC
I am currently going through a temp finincial shortage. I had applied for a student account with muy current bank HSBC but they are useless (another story!!) After weeks of trying to produce non existent docs I gave up and had it turned from a 'pre-student' back to my normal aco!!!!
On Monday 2 DD's came out and left me £1.39 overdrawn (one was honoured and one returned)
On Wed I had a payment made to my account of just over £50 but immediatly the bank took £25 for 'pre-notified fees'.. Now, don't get me wrong, I understand that I have to pay fees for going over drawn, it is my fault, I don't dispute that....
However I only recieved the notification letter yesterday!! I says they will 'Pre-notify me before this sum is debited to my account'
I can't see how sending mew a letter after taking the money is pre-notifying me
It has now left me in a tighter position than before. Thanks a lot HSBC
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Well I just spoke to them over the phone and they say that the money was taken straight away as I reversed my account from pre-student to standard account :mad::mad::mad::mad::mad::mad: Why does no-one tell you these things?!0
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