We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Natwest visa debit 'bounce back'

Hi,
I hope someone can help me!
I had a loan due with txtloan (yes I know, silly but necessary!). This morning the payment was due to be taken. I had accidentally forgotten to tell them I'd moved house and as a result, the transaction seemed to decline from their end. They tried again, and it also declined. I checked online and I now see that both transactions (each for £110), have come out of my account.
Txtloan tells me that they haven't received this money and that it'll bounce back to my account and when it does, I have to call them and make the payment.
I can't afford to lose that extra £110... does anyone have a similar experience and know how long it takes for the debit card (visa debit) transactions to 'bounce back' into my account?
It's Natwest bank.
Hope someone can help.
Thank you,
Kevin

Comments

  • Toe-Jam
    Toe-Jam Posts: 1,554 Forumite
    It takes 4 days to bounce back in. But you'll know tomorrow if its gone through as it will show on your online banking under Full statement.
  • This is quite often that the money will be stuck because of the bank. Make sure you mention the loan company (now txtloan) that you are dealing with and stop the interest. Otherwise the amount will inrecease quite quickly.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.8K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.