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Urgent advice needed!!
Hi all i wonder if anyone can help me. Last april i opened a halifax bank account and they gave me a £250 overdraft, i had the account for about a week and then i was made redundant, i went overdrawn by £70 but i paid within 48 hours. Then in may to my shock i was charged £75 and then in june £5, july £75 aug £5 and this…
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MSE News: Free money guidance service to launch
This is the discussion thread for the following MSE News Story: "The Government-backed Moneymadeclear service includes a helpline, website and face-to-face advice ..." Read the full story: Free money guidance service to launch
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alliance & leicester overdraft matching
Hi, A few weeks ago I applied to switch to Alliance & Leicester's Premier Account, the one that gives a 0% overdraft for a year and says it will match your old banks limit. I am about £1500 overdrawn with Barclays and paying back around £100 a month, after they increased the APR to 14.9% I thought I would take my business…
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Joint Bank Account problems RBS
Hi My wife had a joint account with her ex partner. The account was amassing charges beyond belief. She called RBS to resolve and even offered to pay her half of the charges. They refused this offer as they claim to accept a payment she must admit liability for the whole balance, which she is not going to do. All we are…
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Halifax Reward Account
Hi Everone, Im going to apply for a Halifax reward account tonight simply because I want the fiver each month. Do I need to have an overdraft? I dont really need one as I will only use the account for the free fiver each month. Also is the decision instant if i apply online? Thanks
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How long to wait before reapplying for Current Account?
Well, 4 weeks ago I applied for a FlexAccount with Nationwide as I really wanted to take advantage lower foreign currency fees (wasn't worried about the £75 so didn't request to switch). Didn't ask for an overdraft, no savings account, just the current account. After waiting until now I called to find out what was going on…
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Best Bank Account
I am after a bank account that offers car breakdown and Family travel insurance, the ones I have found so far is: Natwest Advantage Gold anymore?
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Overdraft Chaos!
Hi, Having a bit of a dilema this month and would like to get some opinions and tips/advice is available. My partner recieved an letter in the post yesterday from HSBC (who she has her current account with) The letter was to inform her, that due to suitable spending rules they would be downsizing her overdraft from £1700…
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santander cards
hi there, i have an account with abbey which i never use and had a basic cash card with it. yesterday i got a letter from santander saying due to the rebranding i now have a new card. it still says cash card on it, but has a chip and pin, and says Cirrus on the back. Anyone know what this is? why am i getting a chip and…
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alliance and leicester 0% current account?
I have recently applied for the current account, with 0% on the overdraft for 12 months. I got the account and they emailed to say they would send details in the post. Today i got a letter from them but its only giving me my customer ID and letting me know about internet banking. no pin yet so cant log on. When will i find…
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Santander Withdrawals in Branch?
Being a complete idiot, I forgot my PIN number for my Santander debit card. I've requested a new one but they're helpfully sending it to me in 7-10 days. If I take my card in to a Santander branch, will they let me withdraw cash from them? Will I need to take some ID etc? Thanks all!
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Best way on receiving a payment from abroad?
Ok, before I go into the problem i should state that I am a complete and utter novice at this with no prior experience of international currency (apart from my first foreign holiday this year and i used the travel money maximiser!) :money: I am due to receive a payment in a month or so from abroad (from singapore but…
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Debt Collectors
Are debt collectors allowed to keep your debt card/credit information on file to take monthly payments, as i got told there not allowed.
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HSBC business banking free of bank charges
If you have a business with a turnover of less than £500K a year and most of the income comes via the internet, so things like being paid via Paypal, dooyoo.co.uk, Amazon, or you receive payments made online to your own site, then HSBC's internet business account is worth having a look at. If you set it up in conjunction…
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company have not yet taken payment from my debit card
hi can someone advise what time limit a company has to take payment from my visa electron card? i've been waiting 8 months and i want to close this account as i don't use it any more. thanks
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Unclaimed money supposedly...
I was watching the BBC breakfast show this morning and they mentioned something about millions of pounds lying in bank accounts for anything from 3 to 15 years. Supposedly the money can then be transferred to the lottery fund or something like that. I wasn't really paying much attention as I was getting ready for work.…
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Sending money to Canada
Hi all, not sure if this is the right section perhaps you can direct me if it's not. I want to send money to a family member in Canada on a regular basis. I want to pay in Sterling but I want to pay as little in fees as possible. Up till now I have been using Western Union. Is there another way I can do this that won't…
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Where from here Bank Account?
Hi everyone been reading and following these forums and slowly descovering how to get back on the credit ladder since July last year. My story is/was went bankrupt end of March 2004. I didn't hadn't done anything with my credit files untill three weeks ago. In July I applied for and got Vanquis limit £250 after 4 mths went…
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Halifax Faster Payments Limit
I've looked all over their website but can't seem to find the daily FP sending limit. It is probably staring me in the face, but I just can't see it!! Any ideas? I need to move some money from a Web Saver account to my reward current account and then into another savings account (which accepts FP). Want it to get there as…
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Contacting NatWest electronically?
As per the title, any suggestions? I am in Africa and want to get my money out of an ISA with them. My on-line banking allows me to move funds to a deposit account with them, but nowhere else. And they don't seem to have any functionality for sending secure messages. Telephones from here may or may not work, but the cost…
