-
Closing a bank account with an overdraft on it
My bank (Lloyds TSB) are currently taking around £200 a month from me in bank charges. I have been unemployed since November last year, which is why I'm in such a mess. I have two current accounts, one for day-to-day money and one for my bills. I have a £600 (fully used each month) overdraft on my day-to-day account, and…
-
First Direct Friend Referral
Hi I transfered to First Direct in Dec for the £100 bonus, they've sent me a couple of referral forms, if I introduce someone who fulfills the conditions of switching accounts, funds with over £1500 etc they will get £100 (as advertised) and I will get £50. Would anyone be interested in this (helping me:rotfl:!!) Pls ping…
-
RBS and Natwest
Does anyone know if you can have a bank account with Natwest and RBS as natwest are owned by RBS?
-
HSBC live web chat, where is it now?
Hi, Anyone know where can I find the live web chat link on HSBC internet banking page? Cannot seem to locate it after they updated their web site...Not sure if they stop the web chat service or not... Thanks
-
Refused a Halifax Reward Account...?
Hi, Last night I tried signing up to the Halifax - Reward Current Account and got refused. I wondered if anyone has had the same problem? They didn't give me a reason but said that I would soon recieve a letter explaining their desciosion. Do you think I was too honest saying that I have two kids, around £2000 earnings…
-
How quickly can I take cash from cheque deposit?
Morning everyone, Can somebody please tell me how soon I can withdraw funds from my account after depositing them using a cheque. Basically I just received a cheque from my stock broker company after cashing out some shares. I know it's a good cheque and there is no chance that it will get rejected. I can deposit it in the…
-
Opening Current Account question
Hi everyone, I'm new here but I've been reading this board for a long time. I would like advice on a situation am in. I'm a student in my final year and I have a student's additions account with Barclays which unfortunately is always on the red (I go into my overdraft sometimes up to the reserve limit), a savings account…
-
'Abbey' customer loyalty payment?
Hi all - I was in my local Abbey (Santander) yesterday and overheard two employees discussing the loyalty payment that all customers will receive if they've been with the bank for 5 years or more.........Payment stated was £50 cashback for each customer. Has anybody else heard or read anything about this? Have looked on…
-
I don't Understand RBS applications !
I applied online for a RBS Key Account (The basic account) I don't have any CCJs or bankrupt, got accepted online and got forms through the post, signed them and sent them back last Wednesday and today I get a letter from Glasgow to say thanks but no thanks !, yet I thought that ANYONE got one of these accounts !. Is it…
-
LLoyds TSB Faster Payments
Do Lloyds TSB have a limit on Faster Payments? If so does anyone know what the limit is?
-
Bank Account with no credit searches
I have looked through the basic bank account thread which was very useful but what I am trying to find out is what accounts can I open without a credit search. I am apply for a remortgage with a low credit score, no adverse credit just a lot used due to house build and I need to sort out DDs as I have in the region of 40…
-
THEFT of money from my bank account, Natwest refuses to help me
I purchased a product from a company in January 2009 and the only method of payment was debit card over the phone. In February this year, they took an unauthorised payment from my account of £117.50. I called them a number of times and they promised to "get back to me" every time, when they never did. Now they won't answer…
-
Personal finance software
Hi, I am looking for some easy to use personal finance software for use in the UK. Also I see there are quite a few websites which offer a free online service. Has anyone got any recommendations? Thanks :)
-
Multi-User Supported Bank Accounts (On line store)
Hey Folks, I am new to this forum, but I can already see it has a great collection of people posting on it. I thought it was worth asking for some advice here. I am in the process of setting up an on line store that supports various payment processing gateways (not just pay pal). The site is a business venture between…
-
Hot to obtain a chip & pin machine?
Hi, I run a small business selling kitchen appliances online. I am wanting offer more payment options, such as over the phone, on location etc (I work from a warehouse but we often get people who want to collect). I have a Lloyds business account, how do I get one? I do need one asap as Paypal charge a massive 3.5% then…
-
question about visa electron
Hi all Has anyone ever heard of banks paying out funds on a visa electron card when there is no actual money in a persons account? I pay for my sons xbox live account on my visa electron card which is only £5 a month but last month there wasnt enough left in my account to cover it yet the bank still payed out which has…
-
Halifax Reward and BOS Reward
Just looking at the terms and conditions of these accounts but can't see anywhere that you cant have current reward accounts with both. Does this mean me and my partner could cycle 1k around 6 accounts gain around 36% interest a year or is this just not possible
-
Using same 1k to service multi accounts?
Can someone tell me if this would work please? Part 1 Open 2 x Santander current accounts in mine & OH's name. Pay in 2.5k to each. Open 1 x Halifax current account (OH already has one). Part 2 Pay 1k manually in to Halifax from offset savings on say 1st month. Set up standing order to transfer 1k from Halifax to Santander…
-
£16K savings to withdraw
Hi Quick question. I need to withdraw £16K from my savings account, but I don't want to attract any attention from the bank. (In the past, every time I would take the money out of my account, over £500 or so, the cashier would ask me questions: what do you need the money for, etc. And I don't like being asked questions :D…
-
Marker on bank account
I've recently applied to open an extra current account, Natwest have only offered a step account. Got my credit report spoke to both experian and equifax nothing on there to that would cause a problem. I over heard them saying that i have a Z marker on my account. Does anyone know what this means and how I go about getting…
