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Rhetorical question re A & L
Just how bad can they get? Over the last few months they've: * Lost my ISA, then found it, then lied about how they lost it, then said it was my fault, then couldn't 'find' the call that I made to them, then sent me compensation as the call had been 'lost. * Increased my overdraft limit at my request, then sent me a letter…
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Paying Someone directly from bank account
Hi All, Quick question.... I just purchased a piece of equipment from a PC forum and i sent him a one off direct debit payment of £10 (people have purchased from him before no problem) My question is.... The details he receives...could he ever use agasint me? All i can think he has is: My Name Account Code Sort Code If he…
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Is the Alliance & Leicester Current/Premier Direct Easy to get ?
Is the Alliance and Leicester Current account (Cheque Book and Debit Card0 or the Premier Direct Current Account (Cheque Book, card and 6% Interest) easy accounts to get ?, or just the same as any other banks current account ?.
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Smile Current Account.
I've been accepted for a current account with smile bank & i understand that you have to have a payment of some sort going into the account every month, but is there a minimum you have to pay in? http://www.smile.co.uk/servlet/Satellite?cid=971088186700&pagename=Smile%2FPage%2FsmView&c=Page I have read the T&C but all i…
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Question Of The Week: Visa Guarantees
Q. Hi, Just wondered if you can tell me if the Visa Electron Card has the same guarantee as a normal Visa card so if the company goes bust I am still protected by the visa guarantee? Thank, Linda by email Martin's A: Hi Linda, if you're talking about the special 'Visa Chargeback' system this applies to all Visa credit,…
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Stolen card question
I read this on the BBC today: http://news.bbc.co.uk/1/hi/england/sussex/8527984.stm Unfortunately the victim was also ordered to hand over his PIN number. How would the banks treat this for purposes of getting your money back if the attackers managed to withdraw any cash?
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Personal reserves
I have two accounts with barclays and they both have personal reserves on them. When I was strapped for cash I used the personal reserves which now I regret because every month I am charged £100 for each account so everytime I try and put more money in it is taken up with the charge. I am really struggling with them and it…
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New account (setting off) advice needed
Hi, I've currently got a Natwest account where my personal loan and overdraft is. I'm currently talking to them to arrange a payment structure and just read on here about "setting off" and how it is important to get a basic account straight away so I don't use the account in debt. Last year I applied for a loan with RBS…
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alliance and leicester contact
can anyone help me speak to someone????????????????
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Halifax Reward accounts.
I've just been nosing around the web-site and spotted the page about Halifax Reward account paying £5/month providing you pay in salary of £14,700, it's got me thinking about whether it's time to switch bank accounts. Currently my wife and I both work and earn over this amount. At the moment, both our salaries are paid…
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hsbc online payment
after i make online payment and it say it will go by FP. do i now hav to wait for them to call me to confirm.(because i am sending 5k)so i hope so. but how long after will they call.....do i hav to wait all day by my landline as i dont have a mobile registered on the acc. also wat documents do i need to keep in front of me…
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How long do banks keep records?
How long do banks keep records of transactions for? I need to find a transaction for 1993 and this would be my only way. I spoke to Abbey a while ago and they say that they are held for 6 years, then kept on microfiche for a further 2, then destroyed - no records at all. Does that sound right. Don't know why, just don't…
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Fraud? Need to reclaim a transaction but HSBC are no help!
Hi All, I'm a little bit lost with where to go with this question. I'm hoping that someone here can help me. I went snowboarding at the weekend to Glenshee in Scotland. We decided last minute to go (saturday night) and I booked us a room in the Spittle of Glenshee hotel for sunday night. I used the hotels website…
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A lil advice for new young couple detirmined to save
Hello, My name Susie and my fiance's called Chris, we've been together for 6 years unfortunatley we dont live together i stay round his or stays round mine , i live with my nan because my grandpa died and he lives with his mum and dad. Im 22 he's 25. It's got to the point where we need our own space and we sat down with an…
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Where can you spend/deposit a £5 coin?
I have a £5 coin, tried paying it into HSBC and they don't accept them, any ideas? Don't want to spend it in a shop, as it's not worth the hassle arguing the toss with the shop
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DDs question. Confused!
Am about to start a DMP but right now before 1st march my credit rating = pretty good... but cannot meet payments for 1 march so thats why i need the dmp. I have 1500 debt with my bank lloyds in loans and c cards, no odraft I have been advised to change my bank account Nationwide being one of the recommended ones in my…
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bank account advice
hi, i need a bank account. i have a bank account with HSBC which has a overdraft of £2500 and i am maxed out. i have had no money paid into it since august 2009 when i lost my job. i only started claiming benefits in january and i put this into my partners account. my dilemma is that HSBC are closing my account so i need…
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halifax ultimate reward account
Upgraded to this account a couple of months ago but as yet have not got around to activating it. I have just applied to switch my bank account to santander. Question is - if i take out mobile phone or household insurance or rac cover (some of the benefits of this account) will i lose all of these when i switch. If I take…
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New bank transfer overdraft?
IF I join Alliance and Leic and get the free year overdraft can I transfer my £900 Lloyds overdraft to the interest free Alliance and Leic year overdraft ?
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Natwest = Mon things done on Sat
I know the title is confusing, but basically if any DD is due on a Monday or my pay day is Monday (22nd of every mth) then it actually has affect on my account the Saturday before. So say a £10 DD falls on a Monday, my bank account will say Mondays date on the Saturday before when i check internet banking, but the funds…
