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New account (setting off) advice needed

Hi,

I've currently got a Natwest account where my personal loan and overdraft is. I'm currently talking to them to arrange a payment structure and just read on here about "setting off" and how it is important to get a basic account straight away so I don't use the account in debt.

Last year I applied for a loan with RBS and I had to apply for an account to do this which I got (the account).

Basically my question is will this account be ok to use as RBS and Natwest are the same company? Or is it best to try and get a completely separate account?

Thanks in advance

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