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Rhetorical question re A & L
 
            
                
                    Llyllyll                
                
                    Posts: 870 Forumite
         
             
         
         
             
                         
            
                        
             
         
         
            
                    Just how bad can they get?
Over the last few months they've:
The process of moving to First Direct is almost complete 
                
                Over the last few months they've:
- Lost my ISA, then found it, then lied about how they lost it, then said it was my fault, then couldn't 'find' the call that I made to them, then sent me compensation as the call had been 'lost.
- Increased my overdraft limit at my request, then sent me a letter saying I had exceeded my overdraft limit without authority, then charged me for not even going over my overdraft limited anyway, then ignored my complaint.
- Got my DOB wrong on my latest Experian report, even though I've banked with them for +10 years and it's always been correct (until now).
The process of moving to First Direct is almost complete
 
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            Comments
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            You are not alone in your exasperation. There is much grumbling and gnashing of teeth on this site regarding the Santander group.
 I regret that I have recently opened a current account with them for the sake of £100 and 0% overdraft for a year. I fear I may come to regret it in due course. . .
 . Warning:  In the kingdom of the blind, the one-eyed man is king.
0 Warning:  In the kingdom of the blind, the one-eyed man is king.
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            Consumerist wrote: »I fear I may come to regret it in due course. . .
 .
 you will. No doubt about it! I regret the day (Christmas Eve 2008) that I first got tangled in their web of deceit :mad::p*The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.200
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            So far, so good with First Direct. After being with A&L for so long I find it amazing that I can now pick up the phone, speak to someone (no menus to go through) who knows what they're talking about and who then, unusually, does what I have asked them to do!
 Keeping customers happy? It'll never catch on...0
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            Oh beetroot! And I've only gone and opened an ISA with them tonight haven't I...? I've read quite a few threads on here and quite a few are hard on A+L, not looking good for my savings... *sigh*I'm learning little by little... I'll get there one day!!!Slipped down the slippery slope againBarclaycard £2,165.59 :eek:  Part time studies (still accumulating) £3,655Upcoming emmigration end 2014 £who knows?????Holiday spending (recce for above) £700 for me+DH0 Part time studies (still accumulating) £3,655Upcoming emmigration end 2014 £who knows?????Holiday spending (recce for above) £700 for me+DH0
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            learningtosave wrote: ». . . quite a few are hard on A+L, not looking good for my savings... *sigh*
 I don't think you should have any problems with savings - was it the 3.5% ISA? :T
 It's usually current account skulduggerey and a dysfunctional Customer Services which causes heartaches and headaches with A&L. 
 . Warning:  In the kingdom of the blind, the one-eyed man is king.
0 Warning:  In the kingdom of the blind, the one-eyed man is king.
0
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            Consumerist wrote: »I don't think you should have any problems with savings - was it the 3.5% ISA? :T
 It's usually current account skulduggerey and a dysfunctional Customer Services which causes heartaches and headaches with A&L. 
 .
 When I (correctly) transferred my ISA from them to another FI A&L unilaterally decided to cancel the transfer and then 'misplaced' over £7k of my money for about 2 months while they tracked it down. 0 0
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            When I (correctly) transferred my ISA from them to another FI A&L unilaterally decided to cancel the transfer and then 'misplaced' over £7k of my money for about 2 months while they tracked it down. 
 misplaced in their own vaults earning them some lovely interest
 theiving fec*ersDebts at LBM (May '08) £5760 - Lloyds CC £4260, Lloyds OD £1500;Debts as of May 28th 2011:Santander CC: £0.00Lloyds OD : £0.00DFW Nerd #1247 - Proudly dealt with my Debts Olympic 2012 Challenge #12
0 Olympic 2012 Challenge #12
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            A&L - following in Abbey's footsteps towards Santander. Meanwhile, my footsteps (4 current accounts, 2 savings accounts) are happily skipping in the opposite direction.
 To be honest, I haven't had too many problems with A&L. But Abbey went so quickly downhill after they became Santander that I fear the same is inevitable with A&L, so I am already beating a hasty retreat.
 Besides anything else, if I wanted to throw my money at Lewis Hamilton then I'd choose to do it myself, not via them!0
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