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Transferring money from China
Hi, We are getting married in July and my fiancee's dad has kindly offered to pay for the wedding venue and catering. He lives in China and we need to work out the best way for him to transfer the money (around 6k) to our account here. The only options I can think of are bank transfer (expensive) and paypal (expensive).…
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Barclays Closing my bank without prior warning
Barclays have just told me that they closed my bank account. They had given me no warning. My wages should be going in tomorrow and I now wont be able to get paid. Can they do this? I was under the impression that they should give me 30 days notice in writing explaining why? Please can someone clarify this and if so where…
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Why Do I Need A Bank BRANCH?
Why is it that in this computer age of centralised accounting, my bank (HSBC, but I'm sure it applies to others) still insists that my account be identified with a specific bank branch? I can deposit money at any branch I like ... I can withdraw money at any branch I like as well as numerous ATMs around the country. I…
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thinkbanking
Hi, Anyone heard of these? I've had an eamil from them offering a bank account with NO CREDIT CHECKS!! NO charges for going overdrawn or bouncing cheques, no hidden fees or charges and it accepts direct debits. It says guaranteed acceptance.:j We are currently looking to change our bank account from santander, and this…
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Multiple Accounts At Same Bank.
Following on from the thread about the upside of multiple accounts, i am curious to see that some people have more than one of the same account at the same bank eg 3 flex accounts at Nationwide. This has got me thinking, how many of the same accounts do different banks allow? Can you have more than one step account at…
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Nationwide - any good?
Hi My current bank is driving me up the wall due to their lack of security (changed my address without checking ID) and money being moved around accounts without my permission. I now have a mortgage with Nationwide and the offer of £75 to switch came up. I was wondering what peoples experience are of them? Thanks
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Is Barclays online down?
Been trying to get on for 2 days now.
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Bit nervous, need to get it right!
Hi On Monday I will be getting a cheque for £40,000. I will need it for deposit for buying a house at some point in the next few months hopefully. I need to bank this asap (don't want to carry it around or leave it lying about the house for long) but would like it to earn a bit of interest for a couple of months. I think…
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Help needed
Hi people. I am new to this forum and was told to head here for advice. My problem is that a while back i was made redundant and have been looking for work since but due to the way things are in the constuction industry this has proved very difficult for me so i have had to stay on JSA. The problem I had with this other…
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Bank lost cheque I paid in - has cleared other persons account
I am speechless and hope that someone here can give me some advice on what to do. I run a business, and I paid in two cheques from clients on the 16th Feb (using two separate paying in slips). One of them has cleared and the other one hasn't. I phoned the bank and I was told that it had obviously been lost in the system…
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Nationwide flex..applied online 17/02/10
Still not heard anything.....is this normal???
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Cahoot Refuse Switch
So after years of reduced service I decided to vote with my feet and switch bank accounts. As part of this I used the new banks switching service (switch all direct debits etc), anyway after 30 days I was contacted by the Account Transfer Team at First Direct who said "Cahoot have refused to provide details of direct…
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Switching Offers
Hello All Just need some advice I have 2 current accounts both have a £1000 overdraft on them, one with Barclays and one with Lloyds. I use the Barclays account for everything, and it is a Graduate Account. Where as the lloyds one is a left over from uni. Would it be a good idea to switch both so I can get £75 from…
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Halifax - new overdraft charges
Hi Does anyone happen to know if you incurr the daily charge if you are in credit, but with uncleared funds? Thanks
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Nationwide Internet Banking down?
Anyone got issues accessing their Internet Banking site this morning? I'm either getting 404 or part pages loading. :mad::mad::mad::mad:
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Nationwide rearranging payments - charges?
Hi all Need some advice on Nationwide's unauthorised overdraft policy.... Situation is - my main account is with First Direct, but I work in Germany at the minute so I have a Nationwide account too to avoid charges. Up until last week I have only had a cash card for this account. I was in the UK for a week and a half for a…
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Used overdraft, but limit is not updated
I have used my overdraft, and my balance is now negative. Online banking has updated to the latest balance. I expected this. My overdraft limit still shows the amount that I applied for . When I use my overdraft, shouldn't the overdraft limit change? I used up all my overdrat, and thought it would say £0. :o :huh:
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Downside to having numerous current accounts scattered about?
I have 2x solo FlexAccounts with Nationwide & 1x joint I also have a current account with Halifax. I was considering closing one of the FlexAccounts, but then i thought, is there much point? There will be people with more current accounts than me, so i was wondering, are there any downsides to a load of them with different…
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Bank account advice
Hi all, My partner and I live together and have a joint mortgage and bills, i am still in full time education although she is working full time. We are quite well fixed in terms of making the payments we require to make etc We have now decided to start making overpayments on the mortgage. We have a mix of different bank…
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trouble getting bank account
Hello, I cannot for the life of me get a bank account and ive just started work and need one. My credit rating is so poor ! Ive tried halifax,hsbc,lloyds,natwest,rbs Can someone reccomend a bank account id be likely to get please
