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MSE News: Metro Bank to launch in April
This is the discussion thread for the following MSE news story: "A new entrant in the UK's high street banking sector today confirmed plans to open its first branches by April ..." Read the full story: Metro Bank to launch in April
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Pre-Approved Offers
Hi If you have any pre-approved offers from RBS, how do you find out about them? is it in branch? On the internet Banking? Thanks!
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RBS Overdraft - Need advice
Hi, I had an RBS Route 21 account which was registered to the address I was living at whilst at uni in Sheffield. I left this address at the beginning of October 2005, however I forgot to change the address to my new one, although to the best of my knowledge I had left the account in credit. After I left this address I…
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Wanting all info my bank holds about me???
Sorry if this isn't in the correct section but I know there is a letter you can sent to your bank requesting all info it holds about me but I can't remember what it's called:o Also if anyone knows what I'm talking about is there a template letter on here to send off to request it? I'm sorry if this sounds really dumb but I…
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Best joint account to pay minor bills?
Hi Me and my partner have been living together for just over a year now and are considering setting up a joint bank account we can use to collect money for general day to day shopping payments etc. We're probably only looking at paying in about £200 per month so don't qualify for any of these special "introductory offers"…
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Debit card won't work online
Got a new visa debit card from Nat West replacing my switch but the thing won't work on any websites :mad: or I tried ringing Nat West but they said it's nowt to do with them & need to ring the retailers involved but the retailers all say it's the bank & that they can't help. It works in cash machines but not any where I…
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Help me understand overdrafts...
Look I know this may sound stupid to some people, but I dont understand a few things about overdrafts. Firstly - bank gives you an overdraft and you use it, in my case, I used £200 of my £1000 overdraft with Lloyds last month. Does this mean your are running your account badly? Surely you are using a short term lending…
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How does cheque cashing work?
Hi all. Does anyone know how cheque cashing works? My current employer pays me by cheque, which obviously creates a lag-time between my getting "paid" and actually having the money go into my account. I'm planning to leave in the second week of March (for a new job starting on the 9th - start-date unfortunately isn't…
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Moving away from Abbey/Santander
Hi Just before Xmas I had some cash stolen which meant we had to push our overdraft a little bit harder than normal. It turned out that we accidentally went over our agreed limit by a few quid over three transactions, so Abbey saw fit to charge us the best part of £100 for the pleasure. Because of this it actually knocked…
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Lloyds TSB Overdraft
I have a bank account with LLoyds TSB which I have held for about 10 years. I currently don't get any wages paid into it or direct debits coming out. However, I want to switch to this account and use it for wages and direct debits but I need an overdraft setting up first. I have a £3000 overdraft at the moment which I go a…
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My Budget - What Can Be Improved?
House 285 - Mortgage 70 - Buildings & life insurance 95 - Council tax Car 80 - Insurance 2.5 - Road tax ? - MOT/Service 50 - Petrol 175 - Car finance Personal 10 - Clothes 25 - Eating out/treats 5 - Toiletries Communications 10 - Internet 10 - Rob's phone 7.5 - Char's credit 13 - Home phone 12 - TV License 5 - Xbox live…
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Banks automatically increase overdraft
Just looking for the answer to above really, have a friend of mines who banks with halifax, who says they just put her overdraft up on her reward current account from £2500 to £11000. Without her asking for this to be done ? Does this happen or has she requested this ?
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HSBC - Basic account?
Do HSBC offer an upgrade to their basic account on account conduct? I have 3 ccjs due to the bloody water company and several defaults so no change of getting a current account. Anyone in a similar position had any success with upgrades with HSBC?
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Right to Off Set by RBS
Can anyone tell me if RBS are able to use the right to offset debt from Natwest. E.G If you have an overdraft with Natwest and savings with RBS can they take the savings using this right ?
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Bank account opened in error by bank - can you change it on your credit report?
Hi, I've just got a quick question. I don't mean to go on, but I thought it would be better to know a bit of the back story to my post. I applied for an RBS student current account last summer. The application had been sent, everything was in order. 3-4 weeks later I still got no contact about the account so naturally I…
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Girobank Account...
I was having a clear out in my loft and found a Girobank Chequebook and Card. I do not know if there is any money in it. Is there a way I can find out?
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New Bank Account = Savings?
Hi, i'm new here and useless when it come to money management. My current situation is that i'm with Smile, and have an agreed overdraft limit of £1,000 which I either manage to just about stay inside, or tip-toe over by £20 or so month after month. This has been the case for the best part of a year now (or the duration of…
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Open date of bank accounts? (A&L)
Hi all, I opened the A&L Premium account to benefit the free money of 100 pounds. I deposited 500 pounds into the account on 13th Feb though I received the letter of confirmation that my account is ready on 9th Feb. However, I only realised that I won't ble able to get the 100 pounds if I do not have DD. As I am trying to…
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Fraud - HELP
If you're a victim of fraud, or suspect you might be a victim of fraud, you may like to check out this new wesite. There's lots of practical help. It also encourages you to report fraud. The site is brought to you by the National Fraud Authority, The Attoreny General's Office and the City of London Police, to name but 3.…
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Help with RBS Graduate Interest Rates Please!
Hey all, I have a RBS graduate account and I am in the third year of it, which means I currently have a £1000 interest free overdraft, however I am still about £500 overdrawn into it and I am not sure whether I will be able to clear it all by June which is when the interest free element ends. However I cannot find anywhere…
