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Personal reserves
 
            
                
                    mackido                
                
                    Posts: 2 Newbie                
            
                        
            
                    I have two accounts with barclays and they both have personal reserves on them. When I was strapped for cash I used the personal reserves which now I regret because every month I am charged £100 for each account so everytime I try and put more money in it is taken up with the charge. I am really struggling with them and it just seems a never ending battle. Does anyone know of anything I can do to help me apart from the obvious of paying it off which will cost £300 and which I can't afford in one month?                
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            Comments
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            What is a personal reserve - is it like an authorised overdraft?0
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            It's an extra agreed amount. When using it, you get charged each time you use it.
 More details: http://www.bank.barclays.co.uk/Helpsupport/PersonalReserve/P12425579637840
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